Gavop's guide to buying homeowners insurance in Port Isabel, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Port Isabel, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Hickman Ave, Golf House Dr, W Houston St, Granada Ave, Buena Vista Dr, W Esperanza St, Hacienda, Oklahoma St, W Resaca, E Sunset Dr | $241,000 | $220,000 | $200,000-$250,000 | $237,000 | $190,000 | $200,000-$250,000 |
| E Amberjack St, W Mesquite St, Hockaday Dr, C Court Rd, Port Rd, E Kingfish St, Palm Dr, Dodds Rd, Co Rd 374, Perez Rd | $316,500 | $270,000 | $300,000-$350,000 | $270,000 | $220,000 | $250,000-$300,000 |
| Lincoln Ave, San Jose Rd, E Corral St, E Bonnet Cr, E Oleander St, W Davis St, Shuckman Rd, S San Roman Rd, Suntrail Rd, Chachalaca Dr | $224,500 | $210,000 | $200,000-$250,000 | $162,000 | $130,000 | $150,000-$175,000 |
| W Lantana St, Fernandez St, Palma Ln, del Mar Ave, E Hibiscus St, Old Port Rd, E Harrison St, Share 27 Rd, W Georgia Ruth Dr, E Aries Dr | $177,500 | $160,000 | $125,000-$150,000 | $139,000 | $120,000 | $125,000-$150,000 |
| W Harrison St, David Cuervo St, Hallam St, Chachalaca Bend, Alvarez Ct, Gomez St, Rhode Island Ave, A Ct, Co Rd 350, W Bonnet Cr | $141,500 | $120,000 | $100,000-$125,000 | $104,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $824 |
| Superior Protection Discount | -$98 | $883 |
| Fire & Security Discount | -$88 | $893 |
| Hail Resistant Roof Discount | -$20 | $961 |
| Newly Constructed Home Discount | -$255 | $726 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,222 |
| Home Insurance Company Port Isabel, TX | Homeowners Insurance Agency Port Isabel, TX | Address | Popularity Score | Distance from Port Isabel (miles) |
|---|---|---|---|---|
| Travelers | Montalvo Insurance Agency | 208 S Texas Blvd, Weslaco, TX, 78596 | 46.8 | |
| Allstate | Friendly Insurance | 1617 E Harrison Ave Ste I, Harlingen, TX, 78550 | 28.3 | |
| State Farm | Belinda Zapata | 2701 E Ruben Torres Blvd Ste B, Brownsville, TX, 78526-7440 | 16.6 | |
| Farmers | Veronica Chavez | 1393 E Alton Gloor Blvd Ste 13, Brownsville, TX, 78526 | 16.5 | |
| Allstate | Ralph Hill | 3525 International Blvd Ste C1, Brownsville, TX, 78521 | 17.7 | |
| Travelers | Coastal Insurance Agency | 1720 Hwy 100, Port Isabel, TX, 78578 | 1.2 | |
| State Farm | Larry De La Fuente | 408 S Sam Houston Blvd, San Benito, TX, 78586-3831 | 24.6 | |
| Liberty Mutual Independent | Hughston Insurance Agency Inc | 46 Cove Cir, Brownsville, TX, 78521 | 17.5 | |
| State Farm | Trae Pena | 943 N Expressway Ste 14, Brownsville, TX, 78520-8669 | 18.2 | |
| Farmers | Elizabeth Gonzalez | 1100 N Expressway Ste 5, Brownsville, TX, 78521 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Cameron County, TX | $82,500 | $1,291 | $850 | $1,990 | $1,140 |
| Port Isabel, TX | $111,100 | $981 | $650 | $1,510 | $860 |
| Laguna Heights, TX | $24,600 | $1,046 | $690 | $1,610 | $920 |
| Rancho Viejo, TX | $199,700 | $1,833 | $1,210 | $2,820 | $1,610 |
| San Benito, TX | $55,100 | $904 | $600 | $1,390 | $790 |
| Heidelberg, TX | $35,100 | $1,130 | $750 | $1,740 | $990 |
| Mila Doce, TX | $49,800 | $879 | $580 | $1,350 | $770 |
| Olivarez, TX | $71,200 | $1,371 | $900 | $2,110 | $1,210 |