Gavop's guide to buying homeowners insurance in Mason County, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $134,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $188,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $353,500 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $712 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$75 | $754 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$207 | $621 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mason County | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Mason County, IL | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Salt Creek, IL | $100 | $646 | $746 | $470 | $570 | $177 |
| Chandlerville, IL | $2,500 | $524 | $3,024 | $381 | $2,881 | $143 |
| Timber, IL | $400 | $706 | $1,106 | $513 | $913 | $193 |
| Beardstown, IL | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Clear Lake, IL | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Rosefield, IL | $2,000 | $916 | $2,916 | $666 | $2,666 | $250 |
| Sangamon County, IL | $300 | $724 | $1,024 | $526 | $826 | $198 |
| Jacksonville No. 17, IL | $2,500 | $564 | $3,064 | $410 | $2,910 | $154 |
| Brimfield, IL | $400 | $735 | $1,135 | $534 | $934 | $201 |
| Waverly No. 1, IL | $1,500 | $585 | $2,085 | $425 | $1,925 | $160 |
| Home Insurance Company Mason County, IL | Homeowners Insurance Agency Mason County, IL | Address | Popularity Score | Distance from Mason County (miles) |
|---|---|---|---|---|
| State Farm | Roger Phegley | 5901 N Knxvl Ave Ste 202, Peoria, IL, 61614-4347 | 39.4 | |
| Farmers | Loren Zimmerman | 2600 N Knoxville Ave, Peoria, IL, 61604 | 37.3 | |
| Allstate | Insurance Center | 527 S Promenade St, Havana, IL, 62644 | 8.6 | |
| Allstate | Chuck Hubert | 3701 N Sheridan Rd, Peoria, IL, 61614 | 37.9 | |
| State Farm | Aaron Freitag | 3305 N Prospect Road, Peoria, IL, 61603-1509 | 38.3 | |
| State Farm | Trent Fairfield | 8500 N Knoxville Ave Ste C, Peoria, IL, 61615-2087 | 41.6 | |
| Allstate | James A. Roberts | 1424 W Glen Ave Ste B, Peoria, IL, 61614 | 38.5 | |
| State Farm | Randy Reiman | 5901 N Knxvl Ave Ste 201, Peoria, IL, 61614-4347 | 39.4 | |
| State Farm | Tom Gramkow | 4713 N Prospect Road, Peoria Heights, IL, 61616-6439 | 39.4 | |
| Travelers | Prairie State Insurance Agency Inc | 430 East Vine, Springfield, IL, 62703 | 34.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Mason County, IL | $81,000 | $828 | $560 | $1,180 | $620 |
| Mason County, IL | $81,000 | $828 | $570 | $1,150 | $580 |
| Salt Creek, IL | $101,300 | $654 | $450 | $900 | $450 |
| Chandlerville, IL | $68,400 | $530 | $370 | $750 | $380 |
| Timber, IL | $121,000 | $715 | $490 | $1,020 | $530 |
| Beardstown, IL | $66,600 | $828 | $600 | $1,130 | $530 |
| Clear Lake, IL | $148,300 | $659 | $470 | $900 | $430 |
| Rosefield, IL | $226,200 | $927 | $620 | $1,330 | $710 |
| Sangamon County, IL | $136,100 | $732 | $510 | $1,010 | $500 |
| Jacksonville No. 17, IL | $78,500 | $571 | $390 | $780 | $390 |
| Brimfield, IL | $131,800 | $744 | $530 | $1,020 | $490 |
| Waverly No. 1, IL | $83,800 | $592 | $400 | $820 | $420 |