Gavop shows you how to buy homeowners insurance in Portland, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $163,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $214,500 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $230,000 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $676 |
| Superior Protection Discount | -$74 | $751 |
| Fire & Security Discount | -$58 | $767 |
| Hail Resistant Roof Discount | -$25 | $800 |
| Newly Constructed Home Discount | -$214 | $610 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,218 |
| Home Insurance Company Portland, TN | Homeowners Insurance Agency Portland, TN | Address | Popularity Score | Distance from Portland (miles) |
|---|---|---|---|---|
| Travelers | Montgomery & Associates Llc | 1730 General George Patton Dr Ste 212, Brentwood, TN, 37027 | 46.1 | |
| Erie | The Bill Yon Agency | 131 Indian Lake Road Suite 202, Hendersonville, TN, 37075 | 20.0 | |
| Allstate | Elaine Payne | 181 E Main St Ste 2, Hendersonville, TN, 37075 | 19.9 | |
| Travelers | Pigg Insurance | 120 Anderson Ln, Hendersonville, TN, 37075 | 19.5 | |
| Travelers | The Crichton Group | 3011 Armory Dr Ste 250, Nashville, TN, 37204 | 36.0 | |
| State Farm | Andrew Felder | 112 Saundersville Rd Ste C322, Hendersonville, TN, 37075-8939 | 18.4 | |
| Erie | West End Insurance | 100 Taylor Street Unit B6, Nashville, TN, 37208 | 31.7 | |
| State Farm | Charlie Adams | 100 E. Mcglothlin Street, Portland, TN, 37148 | 0.3 | |
| State Farm | Scott Bryant | 1810 Madison St, Clarksville, TN, 37043-4904 | 44.4 | |
| Farmers | Stephen Nutter | 177 E Main St Ste 4a, Hendersonville, TN, 37075 | 19.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,440 | $720 |
| Sumner County, TN | $194,900 | $1,069 | $760 | $1,530 | $770 |
| Portland, TN | $131,100 | $825 | $550 | $1,160 | $610 |
| New Deal, TN | $105,000 | $890 | $650 | $1,250 | $600 |
| Cottontown, TN | $294,000 | $1,364 | $940 | $1,900 | $960 |
| White House, TN | $178,000 | $790 | $560 | $1,120 | $560 |
| Scottsville, KY | $99,100 | $657 | $450 | $910 | $460 |
| Green Hill, TN | $218,400 | $852 | $570 | $1,170 | $600 |
| Auburn, KY | $115,800 | $711 | $510 | $970 | $460 |
| Sand Hill-Girkin, KY | $116,300 | $713 | $480 | $980 | $500 |
| Tracy, KY | $108,400 | $819 | $590 | $1,150 | $560 |
| La Vergne, TN | $138,200 | $964 | $700 | $1,360 | $660 |
| Carthage, TN | $105,900 | $894 | $600 | $1,220 | $620 |