Gavop's guide to buying homeowners insurance in Wanaque, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
| 2 Bedroom | $193,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $233,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $518,500 | $450,000 | $600,000-$700,000 |
| 5 Bedroom | $764,000 | $650,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $807 |
| Home and Two Car | -$140 | $737 |
| Home and Three Car | -$202 | $675 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
| Home Insurance Company Wanaque, NJ | Homeowners Insurance Agency Wanaque, NJ | Address | Popularity Score | Distance from Wanaque (miles) |
|---|---|---|---|---|
| State Farm | Derek Vannelli | 1212 Route 23 Ste 2, Butler, NJ, 07405-2039 | 4.4 | |
| State Farm | Tony Pante | 1474 Route 23 Ste 4, Wayne, NJ, 07470-7521 | 7.6 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 20.6 | |
| Allstate | R Terri Crincoli | 41 Preakness Shopping Ctr, Wayne, NJ, 7470 | 6.0 | |
| Allstate | Robert Bakelaar | 600 Valley Rd Ste 102, Wayne, NJ, 7470 | 8.4 | |
| State Farm | Bert Sweeney | 35 Beechwood Rd Ste 3d, Summit, NJ, 07901-4604 | 22.7 | |
| State Farm | Michelle Jegge | 42 Hamburg Tpke, Riverdale, NJ, 07457-1169 | 3.2 | |
| Liberty Mutual Independent | Napco Llc | 517 Us Highway 1 S, Iselin, NJ, 8830 | 33.7 | |
| Allstate | Raj Singh | 4270 Route 1 N Ste 1, Monmouth Junction, NJ, 8852 | 48.7 | |
| State Farm | Richard Min | 125 Washington Ave Ste 12, Dumont, NJ, 07628-3028 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,550 | $760 |
| Passaic County, NJ | $333,200 | $1,030 | $730 | $1,460 | $730 |
| Wanaque, NJ | $302,700 | $877 | $600 | $1,200 | $600 |
| Totowa, NJ | $370,200 | $853 | $570 | $1,170 | $600 |
| Thornwood, NY | $599,200 | $2,693 | $1,910 | $3,690 | $1,780 |
| Colonia, NJ | $351,200 | $818 | $590 | $1,130 | $540 |
| Putnam Valley, NY | $378,100 | $952 | $640 | $1,300 | $660 |
| Martinsville, NJ | $523,600 | $958 | $640 | $1,360 | $720 |
| Bellerose Terrace, NY | $398,200 | $1,803 | $1,210 | $2,510 | $1,300 |
| Franklin Center, NJ | $395,300 | $1,276 | $870 | $1,820 | $950 |
| New Canaan, CT | $1,439,600 | $918 | $620 | $1,270 | $650 |
| Lake Carmel, NY | $269,500 | $879 | $640 | $1,220 | $580 |
| Plainedge, NY | $404,000 | $1,004 | $720 | $1,380 | $660 |