Gavop's guide to buying homeowners insurance in Joshua, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $108,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $162,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $211,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $271,500 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $811 |
| Superior Protection Discount | -$98 | $880 |
| Fire & Security Discount | -$68 | $909 |
| Hail Resistant Roof Discount | -$20 | $958 |
| Newly Constructed Home Discount | -$225 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $700 | $1,465 | $2,165 | $1,064 | $1,764 | $400 |
| Joshua, TX | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Keene, TX | $400 | $957 | $1,357 | $695 | $1,095 | $261 |
| Aledo, TX | $2,500 | $1,787 | $4,287 | $1,299 | $3,799 | $488 |
| Haltom City, TX | $100 | $1,331 | $1,431 | $967 | $1,067 | $364 |
| Blue Mound, TX | $2,000 | $1,418 | $3,418 | $1,030 | $3,030 | $387 |
| Somervell County, TX | $100 | $951 | $1,051 | $691 | $791 | $260 |
| Walnut Springs, TX | $2,500 | $1,305 | $3,805 | $948 | $3,448 | $357 |
| Red Oak, TX | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Mertens, TX | $2,500 | $1,257 | $3,757 | $913 | $3,413 | $343 |
| Dallas County, TX | $100 | $1,360 | $1,460 | $989 | $1,089 | $372 |
| Garrett, TX | $2,500 | $1,322 | $3,822 | $961 | $3,461 | $361 |
| Home Insurance Company Joshua, TX | Homeowners Insurance Agency Joshua, TX | Address | Popularity Score | Distance from Joshua (miles) |
|---|---|---|---|---|
| State Farm | Dean Berube | 6109 S Cooper St Ste 121, Arlington, TX, 76001-5820 | 19.3 | |
| Farmers | Greg Hardman | 951 W Pipeline Rd Ste 309, Hurst, TX, 76053 | 27.3 | |
| Farmers | Christopher Fisher | 1320 Greenway Dr Ste 755, Irving, TX, 75038 | 38.1 | |
| Farmers | Lourdes Medina | 222 W Exchange Ave Ste 102, Fort Worth, TX, 76164 | 22.7 | |
| Allstate | Clinton Musselman | 283 Market St, Burleson, TX, 76028 | 6.1 | |
| Farmers | Sean Kirby | 135 Sw Anderson St Ste 102, Burleson, TX, 76028 | 6.5 | |
| GEICO | Ed Watson | 5930 West Interstate 20 Suite 252, Arlington, TX, 76017 | 18.1 | |
| Nationwide | Harrison Insurance Of Texas | 3825 W Green Oaks Blvd Ste 100, Arlington, TX, 76016-6703 | 19.0 | |
| Allstate | Doug Martin | 200 E Main St Ste E, Crowley, TX, 76036 | 8.2 | |
| State Farm | Josh Hanna | 508 N Crowley Rd Ste B, Crowley, TX, 76036-2604 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Johnson County, TX | $132,000 | $1,482 | $980 | $2,280 | $1,300 |
| Joshua, TX | $153,000 | $978 | $650 | $1,510 | $860 |
| Keene, TX | $106,300 | $968 | $640 | $1,490 | $850 |
| Aledo, TX | $189,100 | $1,809 | $1,190 | $2,790 | $1,600 |
| Haltom City, TX | $95,300 | $1,347 | $890 | $2,070 | $1,180 |
| Blue Mound, TX | $82,800 | $1,435 | $950 | $2,210 | $1,260 |
| Somervell County, TX | $172,200 | $963 | $640 | $1,480 | $840 |
| Walnut Springs, TX | $62,700 | $1,321 | $870 | $2,030 | $1,160 |
| Red Oak, TX | $167,000 | $955 | $630 | $1,470 | $840 |
| Mertens, TX | $55,000 | $1,272 | $840 | $1,960 | $1,120 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Garrett, TX | $65,500 | $1,338 | $880 | $2,060 | $1,180 |