Gavop tells you how to get the best homeowners insurance in Hutchinson Island, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $258,500 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $315,000 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $292,000 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $627,500 | $510,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $941 |
| Superior Protection Discount | -$109 | $985 |
| Fire & Security Discount | -$98 | $996 |
| Hail Resistant Roof Discount | -$22 | $1,072 |
| Newly Constructed Home Discount | -$219 | $875 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Lucie County | $2,500 | $1,262 | $3,762 | $917 | $3,417 | $345 |
| Hutchinson Island, FL | $2,500 | $1,081 | $3,581 | $786 | $3,286 | $295 |
| Port Salerno, FL | $200 | $957 | $1,157 | $696 | $896 | $262 |
| Western Community, FL | $1,500 | $1,154 | $2,654 | $839 | $2,339 | $315 |
| Royal Palm Beach-West Jupiter, FL | $300 | $1,554 | $1,854 | $1,129 | $1,429 | $425 |
| Taylor Creek, FL | $1,000 | $920 | $1,920 | $668 | $1,668 | $251 |
| Lake Park, FL | $100 | $1,033 | $1,133 | $750 | $850 | $282 |
| Fellsmere, FL | $2,000 | $836 | $2,836 | $607 | $2,607 | $228 |
| Lake Belvedere Estates, FL | $500 | $1,487 | $1,987 | $1,081 | $1,581 | $406 |
| Melbourne Shores-Floridana Beach, FL | $1,500 | $927 | $2,427 | $674 | $2,174 | $253 |
| Malabar, FL | $200 | $792 | $992 | $576 | $776 | $217 |
| Acacia Villas, FL | $700 | $1,625 | $2,325 | $1,181 | $1,881 | $444 |
| Home Insurance Company Hutchinson Island, FL | Homeowners Insurance Agency Hutchinson Island, FL | Address | Popularity Score | Distance from Hutchinson Island (miles) |
|---|---|---|---|---|
| State Farm | Phil White | 2480 Se Willoughby Blvd, Stuart, FL, 34994-4739 | 10.0 | |
| Travelers | Butcher Insurance Group Inc | 205 S W Winnachee Dr, Stuart, FL, 34994 | 9.2 | |
| Travelers | Rick Carroll Insurance | 2160 Ne Dixie Hwy, Jensen Beach, FL, 34957 | 6.6 | |
| Travelers | Insurance Offices Of The Palm Beaches | 11211 Prosperity Farms Rd Ste B106 , Palm Beach Gardens, FL, 33410 | 34.2 | |
| Allstate | Clay A. Ellwood | 3047 S Us Highway 1, Fort Pierce, FL, 34982 | 8.9 | |
| Travelers | Lay Insurance Group Inc | 9770 Gardens East Drive, Palm Beach Gardens, FL, 33410 | 35.4 | |
| Allstate | Richard P. Lydon | 2845 N Military Trl Ste 3, West Palm Beach, FL, 33409 | 41.8 | |
| Travelers | Acg South Insurance Agency Llc | 1971 Us Hwy 1 S, Ft Pierce, FL, 34950 | 9.8 | |
| Travelers | Acg South Insurance Agency Llc | Plantation Plz 1610 Se Federal Hwy, Stuart, FL, 34994 | 9.4 | |
| Travelers | Harbor Insurance | 6645 S Us Hwy 1 Port St Lucie, Port St. Lucie, FL, 34952 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| St. Lucie County, FL | $150,700 | $1,277 | $1,000 | $1,710 | $710 |
| Hutchinson Island, FL | $240,800 | $1,094 | $850 | $1,470 | $620 |
| Port Salerno, FL | $193,000 | $969 | $760 | $1,300 | $540 |
| Western Community, FL | $283,700 | $1,168 | $910 | $1,570 | $660 |
| Royal Palm Beach-West Jupiter, FL | $279,000 | $1,573 | $1,230 | $2,110 | $880 |
| Taylor Creek, FL | $78,700 | $931 | $730 | $1,250 | $520 |
| Lake Park, FL | $158,300 | $1,045 | $820 | $1,400 | $580 |
| Fellsmere, FL | $116,800 | $846 | $660 | $1,130 | $470 |
| Lake Belvedere Estates, FL | $163,600 | $1,505 | $1,170 | $2,020 | $850 |
| Melbourne Shores-Floridana Beach, FL | $309,700 | $938 | $730 | $1,260 | $530 |
| Malabar, FL | $107,600 | $802 | $630 | $1,070 | $440 |
| Acacia Villas, FL | $184,800 | $1,645 | $1,280 | $2,200 | $920 |