Gavop shows you how to buy homeowners insurance in Lorton, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lorton, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kelford Ct, Graysons Mill Ln, Lambkin Ct, Mallard Rd, Sheffield Green Way, Sloway Coast Dr, Harrover Pl, Broughton Craggs Ln, Horn Point Ct, Gunston Dr | $444,500 | $420,000 | $400,000-$500,000 | $252,000 | $220,000 | $200,000-$250,000 |
| River Dr, Cranford St, Lorton Station Blvd, Barrow Furnace Rd, Woodside Ln, Cardiff St, Treasure Oak Ct, Buckland Pl, Snowy Egrit Way, Saluda Ct | $343,500 | $320,000 | $300,000-$350,000 | $167,000 | $140,000 | $175,000-$200,000 |
| Lorton Valley Rd, Moul Rd, Milford Haven Dr, Mahoney Dr, Thomas Nevitt St, Stana Ct, Wiley Dr, Giles Run Rd, Inlet Cove Dr, Mayhew Ct | $221,500 | $180,000 | $200,000-$250,000 | $282,500 | $230,000 | $200,000-$250,000 |
| Penfield Ct, Dorcey Pl, Park Cove Dr, Samuel Wallis St, Unity Ln, Sanderling Way, Thwaite Howe Dr, Bluebird Way, Greencastle Ln, Dixon St | $299,500 | $270,000 | $300,000-$350,000 | $260,000 | $220,000 | $250,000-$300,000 |
| 3rd Pl, Midway Ln, Hallowing Dr, Hawkshead Dr, Sanger St, Middle Ruddings Dr, McCloud Ct, Gunston Corner Ln, Bakers Dr, Cook Inlet Dr | $341,500 | $290,000 | $400,000-$500,000 | $150,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $707 |
| Superior Protection Discount | -$78 | $785 |
| Fire & Security Discount | -$60 | $802 |
| Hail Resistant Roof Discount | -$26 | $837 |
| Newly Constructed Home Discount | -$181 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfax County | $1,500 | $1,370 | $2,870 | $996 | $2,496 | $374 |
| Lorton, VA | $2,000 | $852 | $2,852 | $619 | $2,619 | $233 |
| Mason Neck, VA | $100 | $1,884 | $1,984 | $1,369 | $1,469 | $515 |
| Largo, MD | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| Glenarden, MD | $400 | $777 | $1,177 | $565 | $965 | $212 |
| New Baltimore, VA | $1,000 | $1,027 | $2,027 | $746 | $1,746 | $281 |
| Bull Run Mountain Estates, VA | $500 | $1,020 | $1,520 | $741 | $1,241 | $279 |
| Redland, MD | $2,000 | $945 | $2,945 | $687 | $2,687 | $258 |
| Severna Park, MD | $2,500 | $1,341 | $3,841 | $974 | $3,474 | $366 |
| Buckeystown, MD | $200 | $1,299 | $1,499 | $944 | $1,144 | $355 |
| Berkeley, VA | $700 | $781 | $1,481 | $568 | $1,268 | $213 |
| Home Insurance Company Lorton, VA | Homeowners Insurance Agency Lorton, VA | Address | Popularity Score | Distance from Lorton (miles) |
|---|---|---|---|---|
| Allstate | Spiro Souliotis | 1020 Elden St Ste 201, Herndon, VA, 20170 | 20.9 | |
| State Farm | Milena Bu | 8305 Richmond Highway Suite 14b, Alexandria, VA, 22309-2349 | 6.7 | |
| State Farm | Calvin Mcgowan | 9554 Old Keene Mill Rd Ste H, Burke, VA, 22015-4287 | 6.2 | |
| State Farm | Tim Taylor | 14840 Build America Dr, Woodbridge, VA, 22191-3437 | 5.6 | |
| State Farm | Rudy Shields | 9415 Old Burke Lake Rd, Burke, VA, 22015-3127 | 7.2 | |
| State Farm | Yvette Schuler | 7204 Fordson Road, Alexandria, VA, 22306 | 8.4 | |
| Allstate | Wally Lim Arcayan | 459 Herndon Pkwy, Herndon, VA, 20170 | 19.8 | |
| State Farm | Pete Smith | 44050 Ashbrn Shpg Plz Ste 175, Ashburn, VA, 20147-7916 | 27.7 | |
| Allstate | Toan Ngo | 7910 Andrus Rd Ste 15, Alexandria, VA, 22306 | 8.0 | |
| Nationwide | Burke & Burke Ins | 50 S Pickett St Ste 20, Alexandria, VA, 22304-7206 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Fairfax County, VA | $534,800 | $1,387 | $980 | $1,900 | $920 |
| Lorton, VA | $406,000 | $862 | $600 | $1,180 | $580 |
| Mason Neck, VA | $622,300 | $1,907 | $1,370 | $2,710 | $1,340 |
| Largo, MD | $252,500 | $764 | $600 | $960 | $360 |
| Glenarden, MD | $264,600 | $786 | $620 | $990 | $370 |
| New Baltimore, VA | $464,700 | $1,039 | $760 | $1,430 | $670 |
| Bull Run Mountain Estates, VA | $321,700 | $1,032 | $710 | $1,420 | $710 |
| Redland, MD | $403,900 | $956 | $760 | $1,200 | $440 |
| Severna Park, MD | $520,100 | $1,357 | $1,070 | $1,710 | $640 |
| Buckeystown, MD | $396,400 | $1,315 | $1,040 | $1,660 | $620 |
| Berkeley, VA | $247,200 | $790 | $550 | $1,120 | $570 |