Gavop shows you how to buy homeowners insurance in Cayce, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cayce, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Summerwood Cir, Mary Dr, Thornton St, Bray Park Rd, Summitbluff Ln, Lorick St, Dooley Rd, Von Lee St, Moss Tree Ct, Parkdale Dr | $182,500 | $150,000 | $150,000-$175,000 | $123,000 | $100,000 | $125,000-$150,000 |
| Saxe Gotha Rd, Blake Dr, Center St, Wellington Rd, Windy Hollow Dr, Jayne Ln, Pleasant Valley Rd, Meadow Ridge Ct, Perry St, Crest Dr | $201,000 | $170,000 | $200,000-$250,000 | $138,500 | $130,000 | $125,000-$150,000 |
| Woodside Ct, Pond St, H Ave, Bonnie St, Norfolk St, Ferrell St, Argus Cir, Sheraton Ln, Jessica Dr, Ellis Dr | $140,000 | $130,000 | $125,000-$150,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Granby Xing, Indigo Ave, Wattling Rd, Short St, Ann Ln, James St, Cypress St, S Ridge Ct, Evergreen Ave, Lady St | $129,500 | $120,000 | $125,000-$150,000 | $86,500 | $80,000 | $100,000-$125,000 |
| Old Wire Rd, Genesis Cir, Hillside Ter, Toole St, S Brown St, Manley St, Spring St, Corral Ln, Oweada Dr, Greenfields Rd | $200,000 | $170,000 | $150,000-$175,000 | $141,500 | $130,000 | $150,000-$175,000 |
| Ridge Terrace Ln, Frank St, Cooksmount Rd, Jupiter St, Preston St, Tinsley Dr, Pinefield Rd, Whispering Glen Cir, John Davis Dr, 13th St | $219,500 | $180,000 | $200,000-$250,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Pine Ln, Smith Dr, Boozer St, Stonehinge Dr, Augusta St, Pine Oak Ct, Cherokee Ln, Alex St, Hollis Ct, Park Ln | $121,000 | $100,000 | $125,000-$150,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Sunset Dr, Land of Lakes Blvd, Old State Rd, Charwood Ln, Garden Ave, Browning Ct, McQueen St, Westwood Dr, Dawn Dr, Robin Woods Dr | $174,500 | $150,000 | $150,000-$175,000 | $146,000 | $120,000 | $100,000-$125,000 |
| Ramblin Rd, Heatherton St, Delree St, Mockingbird Cir, Harold St, Heatherton Ct, Lybrand St, Westwood Dr, Grace St, O Ave | $167,000 | $140,000 | $150,000-$175,000 | $133,500 | $130,000 | $100,000-$125,000 |
| Mission Rd, Hopedale Cir, Bramblewood Cir, Yashica Ct, Abelia Ct, Summerland Dr, L Ave, Susan Rd, Caesars Rd, Gibraltar Rd | $143,500 | $120,000 | $150,000-$175,000 | $127,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $605 |
| Superior Protection Discount | -$63 | $640 |
| Fire & Security Discount | -$49 | $654 |
| Hail Resistant Roof Discount | -$21 | $682 |
| Newly Constructed Home Discount | -$204 | $499 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,368 |
| Hail Damage | $4,948 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,054 |
| Home Insurance Company Cayce, SC | Homeowners Insurance Agency Cayce, SC | Address | Popularity Score | Distance from Cayce (miles) |
|---|---|---|---|---|
| Nationwide | Pitts Insurance Team Llc | 2640 Gervais St Ste D, Columbia, SC, 29204 | 4.7 | |
| State Farm | Jessica Hogan | 1950 Bush River Road Suite 3, Columbia, SC, 29210-6800 | 7.3 | |
| Liberty Mutual Independent | Greater South Agency | 5309 N Trenholm Rd , Columbia, SC, 29206 | 6.5 | |
| Travelers | Huckaby & Associates | 410 Evelyn Dr, Columbia, SC, 29210 | 8.6 | |
| State Farm | Shawn Mcilravy | 2228 Airport Blvd, West Columbia, SC, 29170-3173 | 3.5 | |
| Allstate | Bradley D Grooms | 100 Obrian Way, Irmo, SC, 29063 | 17.7 | |
| State Farm | Chris Spivey | 514 Gervais St Ste B, Columbia, SC, 29201-3057 | 3.4 | |
| Travelers | Irmo Insurance Agency Inc | 1345 Lake Murray Blvd, Irmo, SC, 29063 | 12.7 | |
| Travelers | Lake Murray Insurance Llc | 200 Clark St Ste 104, Chapin, SC, 29036 | 23.3 | |
| State Farm | Larry Brigham | 605 W Church St, Batesburg, SC, 29006-1849 | 29.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,350 | $630 |
| Lexington County, SC | $148,400 | $948 | $650 | $1,300 | $650 |
| Cayce, SC | $122,400 | $703 | $490 | $960 | $470 |
| Pine Ridge, SC | $153,500 | $1,015 | $730 | $1,450 | $720 |
| St. Andrews, SC | $103,500 | $665 | $490 | $920 | $430 |
| Red Bank, SC | $118,800 | $685 | $490 | $940 | $450 |
| Lake Murray of Richland, SC | $314,800 | $1,632 | $1,110 | $2,330 | $1,220 |
| Chapin, SC | $263,400 | $1,046 | $720 | $1,450 | $730 |
| Winnsboro South, SC | $108,600 | $749 | $510 | $1,070 | $560 |
| Privateer, SC | $95,600 | $614 | $440 | $870 | $430 |
| Westville, SC | $152,300 | $1,009 | $700 | $1,430 | $730 |
| Windsor, SC | $87,500 | $802 | $550 | $1,100 | $550 |
| Saluda, SC | $84,700 | $816 | $550 | $1,130 | $580 |