Gavop shows you how to buy homeowners insurance in Napili-Honokowai, HI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Napili-Honokowai, HI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Naio Pl, N Paua Way, Uli Pl, Anapuni Pl, Monarch Pl, Hui Road C, Woodrose Pl, Pihaa St, Poinciana Rd, Maiha St | $278,500 | $250,000 | $200,000-$250,000 | $439,500 | $360,000 | $400,000-$500,000 |
| Mahana Ridge St, Puu Hale St, Anapuni Loop, Silversword Dr, Paua Way, Ironwood Ln, Plumeria Pl, Crestview Rd, Loa Pl, Kepola St | $472,500 | $390,000 | $400,000-$500,000 | $418,000 | $390,000 | $400,000-$500,000 |
| S Paua Way, Kapalua Pl, Pualu Loop, Hui Dr, Lower Honoapiilani Rd, Haku Pl, Fern Pl, Orchid Pl, Lower Honoapiilani Rd, Lily Pl | $354,500 | $300,000 | $300,000-$350,000 | $428,000 | $360,000 | $350,000-$400,000 |
| Hoaka Pl, Hui Rd A, Haku Hale Pl, Lewa Lani Pl, Hui Road A, Oleander Rd, Papaua Pl, Kahana Nui Rd, Napilihau St, Mahinahina St | $359,000 | $320,000 | $350,000-$400,000 | $568,500 | $490,000 | $600,000-$700,000 |
| Aloalo Pl, Jacaranda Way, Kupele Pl, Holomakani Pl, Hua Nui Way, Pulelehua St, Puahanui Pl, Kapalua Dr, S Iwa Pl, Paulu Pl | $307,000 | $280,000 | $300,000-$350,000 | $426,500 | $390,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$87 | $880 |
| Fire & Security Discount | -$77 | $890 |
| Hail Resistant Roof Discount | -$19 | $948 |
| Newly Constructed Home Discount | -$193 | $774 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Maui County | $700 | $1,449 | $2,149 | $1,053 | $1,753 | $396 |
| Napili-Honokowai, HI | $2,500 | $956 | $3,456 | $695 | $3,195 | $261 |
| Kaanapali, HI | $400 | $2,451 | $2,851 | $1,781 | $2,181 | $670 |
| Launiupoko, HI | $2,000 | $2,938 | $4,938 | $2,135 | $4,135 | $803 |
| Olowalu, HI | $400 | $2,702 | $3,102 | $1,964 | $2,364 | $738 |
| Wailuku, HI | $1,000 | $936 | $1,936 | $680 | $1,680 | $256 |
| Kahului, HI | $500 | $969 | $1,469 | $704 | $1,204 | $265 |
| Pukalani, HI | $2,000 | $979 | $2,979 | $711 | $2,711 | $267 |
| Olinda, HI | $200 | $2,222 | $2,422 | $1,615 | $1,815 | $607 |
| Keokea, HI | $700 | $1,289 | $1,989 | $937 | $1,637 | $352 |
| Kualapuu, HI | $500 | $685 | $1,185 | $498 | $998 | $187 |
| Kula, HI | $2,500 | $1,111 | $3,611 | $807 | $3,307 | $304 |
| Home Insurance Company Napili-Honokowai, HI | Homeowners Insurance Agency Napili-Honokowai, HI | Address | Popularity Score | Distance from Napili-Honokowai (miles) |
|---|---|---|---|---|
| Allstate | Matthew Cerizo | 320 Ohukai Rd Ste 406, Kihei, HI, 96753 | 19.5 | |
| Allstate | Matthew Cerizo | 350 Hoohana St Ste C1, Kahului, HI, 96732 | 14.5 | |
| State Farm | Mark Rich | 444 Hana Highway, Ste 212, Kahului, HI, 96732-3215 | 15.0 | |
| Allstate | Daniel Dennis | 169 Maa St Ste 100, Kahului, HI, 96732 | 13.2 | |
| State Farm | Kit Okazaki | 81 Makawao Ave Ste 105, Makawao, HI, 96768-8894 | 23.5 | |
| State Farm | Paul Macdonald | 74 Lono Ave Ste 206a, Kahului, HI, 96732-1626 | 13.9 | |
| State Farm | Mark Rich | 444 Hana Hwy Ste 212, Kahului, HI, 96732-2315 | 15.0 | |
| State Farm | Marianne Curry | 1279 S Kihei Rd Ste 106, Kihei, HI, 96753-5222 | 20.5 | |
| Allstate | Andrew Ku | 1885 Main St Ste 103, Wailuku, HI, 96793 | 12.2 | |
| State Farm | Wayde Omura | 331 Hookahi St Ste 105, Wailuku, HI, 96793-1465 | 12.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Maui County, HI | $569,100 | $1,467 | $1,090 | $2,140 | $1,050 |
| Napili-Honokowai, HI | $515,600 | $967 | $720 | $1,410 | $690 |
| Kaanapali, HI | $1,079,200 | $2,481 | $1,840 | $3,620 | $1,780 |
| Launiupoko, HI | $1,637,500 | $2,974 | $2,200 | $4,340 | $2,140 |
| Olowalu, HI | $1,316,200 | $2,735 | $2,020 | $3,990 | $1,970 |
| Wailuku, HI | $457,100 | $947 | $700 | $1,380 | $680 |
| Kahului, HI | $539,700 | $980 | $730 | $1,430 | $700 |
| Pukalani, HI | $620,300 | $991 | $730 | $1,450 | $720 |
| Olinda, HI | $910,200 | $2,249 | $1,660 | $3,280 | $1,620 |
| Keokea, HI | $450,000 | $1,305 | $970 | $1,910 | $940 |
| Kualapuu, HI | $203,800 | $693 | $510 | $1,010 | $500 |
| Kula, HI | $871,900 | $1,124 | $830 | $1,640 | $810 |