Gavop's guide to buying homeowners insurance in Snow Creek, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Snow Creek, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fawn Ln, John Brown Ln, State Rte 900, Mountain Springs Ln, Lanahan Ln, Gregory Rd, State Rte 703, Bent Tree Ln, State Rte 769, State Rte 670 | $208,000 | $190,000 | $175,000-$200,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Fork Mountain Rd, Ashpone Tavern Rd, Stanely St, Lavender Ln, Sandridge Rd, Amos Ridge Ln, Toms Knob Rd, State Rte 1019, State Rte 890, Dalewood Dr | $171,500 | $150,000 | $150,000-$175,000 | $117,500 | $100,000 | $125,000-$150,000 |
| Circle Creek Rd, Opal Ln, State Rte 651, Michael Ave, State Rte 859, Woodside Ln, State Rte 618, Morgans Fork Rd, Williams Ln, Danville Tpke | $153,500 | $130,000 | $125,000-$150,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Shamrock Rd, Jacks Creek Rd, Meadow River Dr, Towne Creek Dr, Novelty Rd, Mapleridge Dr, Ball Park Dr, State Rte 865, Republican Church Rd, Bowles Valley Rd | $141,500 | $130,000 | $125,000-$150,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Pittsylvania Co, Woodcott Rd, Sunny Seven Dr, Reynolds Ridge Rd, Crystal Dr, Bennett Ln, Coral Ln, Beech Mountain Rd, Heatherview Dr, Wrays Chaple Rd | $132,000 | $120,000 | $125,000-$150,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $578 |
| Superior Protection Discount | -$69 | $619 |
| Fire & Security Discount | -$55 | $633 |
| Hail Resistant Roof Discount | -$21 | $668 |
| Newly Constructed Home Discount | -$151 | $537 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $788 | $1,788 | $572 | $1,572 | $215 |
| Snow Creek, VA | $1,500 | $680 | $2,180 | $494 | $1,994 | $186 |
| Stanleytown, VA | $300 | $594 | $894 | $432 | $732 | $162 |
| Gills Creek, VA | $1,500 | $907 | $2,407 | $659 | $2,159 | $248 |
| Chatham-Blairs, VA | $400 | $743 | $1,143 | $540 | $940 | $203 |
| Mayo, NC | $500 | $620 | $1,120 | $451 | $951 | $169 |
| Pelham, NC | $1,000 | $553 | $1,553 | $402 | $1,402 | $151 |
| Blacksburg, VA | $100 | $936 | $1,036 | $680 | $780 | $256 |
| Belview, VA | $700 | $737 | $1,437 | $536 | $1,236 | $201 |
| Bruce, NC | $400 | $990 | $1,390 | $719 | $1,119 | $270 |
| South Westfield, NC | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Home Insurance Company Snow Creek, VA | Homeowners Insurance Agency Snow Creek, VA | Address | Popularity Score | Distance from Snow Creek (miles) |
|---|---|---|---|---|
| Allstate | Chris Owen | 7335 Timberlake Rd Ste C, Lynchburg, VA, 24502 | 45.2 | |
| Erie | Nelles Insurance Solutions Inc. | 2225 Lakeside Drive Suite C, Lynchburg, VA, 24501 | 47.5 | |
| Erie | Lockman & Associates Inc. | 133 E Market Street, Martinsville, VA, 24112 | 14.5 | |
| Allstate | Stuart L. Thomas | 101 Cleveland Ave Ste 2, Martinsville, VA, 24112 | 14.5 | |
| Nationwide | Cothran Insurance | 423 Laxton Rd, Lynchburg, VA, 24502 | 43.7 | |
| Travelers | M L Sutphin Insurance Agency Inc | 16483 Moneta Rd Ste K, Moneta, VA, 24121 | 19.6 | |
| Travelers | Thurman Insurance Agency | 420 Tanyard Rd, Rocky Mount, VA, 24151 | 10.0 | |
| Erie | Brogan Insurance | 3224 Peters Creek Road, Roanoke, VA, 24019 | 32.5 | |
| Travelers | Benefit Solutions Insurance Agency Inc | 752 Burks Hill Rd, Bedford, VA, 24523 | 33.4 | |
| Farmers | Belinda Blodgett | 1055 E Main St, Radford, VA, 24141 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,300 | $640 |
| Franklin County, VA | $176,900 | $797 | $540 | $1,120 | $580 |
| Snow Creek, VA | $146,800 | $688 | $460 | $960 | $500 |
| Stanleytown, VA | $110,300 | $601 | $400 | $850 | $450 |
| Gills Creek, VA | $358,900 | $918 | $670 | $1,300 | $630 |
| Chatham-Blairs, VA | $150,700 | $752 | $540 | $1,030 | $490 |
| Mayo, NC | $110,200 | $628 | $460 | $900 | $440 |
| Pelham, NC | $88,300 | $560 | $400 | $800 | $400 |
| Blacksburg, VA | $286,500 | $948 | $680 | $1,350 | $670 |
| Belview, VA | $148,700 | $746 | $510 | $1,060 | $550 |
| Bruce, NC | $329,300 | $1,002 | $670 | $1,380 | $710 |
| South Westfield, NC | $119,500 | $720 | $500 | $1,000 | $500 |