Gavop shows you how to buy homeowners insurance in Taylorsville, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Taylorsville, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| C J Ln, State Rd 1135, Hines Farm Rd, State Rd 1491, Vista Ct, State Rd 1409, State Rd 1494, Hammer Rd, State Rd 1477, State Rd 1001 | $116,500 | $100,000 | $75,000-$100,000 | $114,000 | $100,000 | $100,000-$125,000 |
| State Rd 1185, Cooper Ridge Ln, D and C Motors Dr, Beckham Rd, Harrington Hill Dr, State Rd 1129, Northwood Park, Mountain Shadow Dr, US Hwy 64, State Hwy 90 E | $226,000 | $200,000 | $200,000-$250,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Revenuer Ridge Ln, State Rd 1603, Ramie Mitchell Rd, W Main Ave Dr, C and B Mhp 2 Ln, Clearview Rd Exd, Hill River Rd, Primrose Dr, Can Car Ln, Johnson Farm Rd | $101,500 | $90,000 | $100,000-$125,000 | $113,000 | $100,000 | $100,000-$125,000 |
| State Rd 1659, State Rd 1549, Amber Ln, Deaton Rd, State Rd 1621, Timothy Dan Ln, Raintree Park Rd, Toledo St, Bowmans Cutover Rd, Dusty Rd | $163,000 | $130,000 | $175,000-$200,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Norton Dr, Cedar Creek Dr, Open Gate Rd, Bowles Ln, Lackey Tobacco Rd, McCarty Ln, Deerfield Estates Ln, Little Rock Rd, 4th Ave NW, State Rd 1460 | $98,500 | $80,000 | $100,000-$125,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Cornerstone Dr, Crestview Dr, Carrigan Rd, Deal Valley Dr, Wayfound Church Rd, Henry Hammer Ln, Forest Acres Loop, State Rd 1486, Old Concord Church Rd, Center Church Rd Exd | $152,500 | $130,000 | $125,000-$150,000 | $122,000 | $100,000 | $125,000-$150,000 |
| State Rd 1526, Rocky Heights Dr, P and J Farm Rd, State Rd 1609, Davis Auto Dr, A L Fox Rd, Daniels Lumber Rd, Wier Cir, State Rd 1493, Woodview Ln | $117,000 | $110,000 | $125,000-$150,000 | $53,000 | $50,000 | $50,000-$75,000 |
| Hickory Tree Ln, Gina Ln, Teva Hollow Ln, Sipe Rd, Rocky Ridge Ln, Brookshire Farm Rd, 6th St NW, State Rd 1491, State Rd 1419, Ridgeway Apartment | $94,000 | $80,000 | $75,000-$100,000 | $87,500 | $80,000 | $100,000-$125,000 |
| Friendship Church Rd, Kirby Lackey Rd, State Rd 1495, Liledoun Rd, 2nd Ave N, Millennium Dr, Ken Wike Rd, Wimbledon Ln, C I Chapman Ct, W Main Ave | $149,500 | $120,000 | $150,000-$175,000 | $81,000 | $70,000 | $50,000-$75,000 |
| S Side Dr, Dallas Campbell Rd, State Rd 1328, Elliott Brann Mhp Dr, State Rd 1483, Jimmy Fox Ln, State Rd 1331, State Rd 1567, Mary Ln, 1st St SE | $112,000 | $90,000 | $100,000-$125,000 | $66,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $534 |
| Superior Protection Discount | -$59 | $592 |
| Fire & Security Discount | -$65 | $586 |
| Hail Resistant Roof Discount | -$20 | $631 |
| Newly Constructed Home Discount | -$130 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alexander County | $1,000 | $744 | $1,744 | $540 | $1,540 | $203 |
| Taylorsville, NC | $2,000 | $643 | $2,643 | $467 | $2,467 | $176 |
| Lovelace, NC | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Drexel, NC | $1,500 | $663 | $2,163 | $482 | $1,982 | $181 |
| Mooresville, NC | $200 | $966 | $1,166 | $702 | $902 | $264 |
| Belwood, NC | $2,500 | $575 | $3,075 | $418 | $2,918 | $157 |
| Casar, NC | $500 | $482 | $982 | $350 | $850 | $132 |
| Bald Mountain, NC | $2,000 | $1,213 | $3,213 | $882 | $2,882 | $332 |
| Alleghany County, NC | $200 | $659 | $859 | $479 | $679 | $180 |
| Valle Crucis, NC | $1,000 | $1,092 | $2,092 | $793 | $1,793 | $298 |
| Heaton, NC | $300 | $621 | $921 | $452 | $752 | $170 |
| South Fork, NC | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Home Insurance Company Taylorsville, NC | Homeowners Insurance Agency Taylorsville, NC | Address | Popularity Score | Distance from Taylorsville (miles) |
|---|---|---|---|---|
| Travelers | Younce Insurance Agency Inc | 808 Harper Ave, Lenoir, NC, 28645 | 20.7 | |
| Nationwide | Carney Insurance Agency Inc | 190 Jackson St, Davidson, NC, 28036 | 32.9 | |
| Travelers | Mace Insurance Agency Llc | 1119 Shiloh Church Road Suite K, Hickory, NC, 28601 | 9.6 | |
| Erie | Triangle Insurance Group Davie County | 806 N Main Street, Mocksville, NC, 27028 | 34.7 | |
| State Farm | Howard Culbreth | 18738 W Catawba Ave, Cornelius, NC, 28031-5615 | 33.6 | |
| Nationwide | Bill Moore Agency Inc. | 1823 Davie Ave, Statesville, NC, 28677 | 18.6 | |
| Travelers | Southlake Insurance Services Inc | 8604 Cliff Cameron Dr Ste 110, Charlotte, NC, 28269 | 45.5 | |
| Travelers | Gatewood Financial | 7925 N Tryon St Ste 206, Charlotte, NC, 28262 | 47.7 | |
| Travelers | Cornerstone Insurance & Financial Services | 2395 E Main St, Lincolnton, NC, 28092 | 29.1 | |
| Allstate | J C Alvarado | 112 South Tryon Street Suite 300, Charlotte, NC, 28202 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,220 | $610 |
| Alexander County, NC | $131,800 | $753 | $500 | $1,060 | $560 |
| Taylorsville, NC | $115,300 | $651 | $470 | $890 | $420 |
| Lovelace, NC | $113,100 | $690 | $480 | $970 | $490 |
| Drexel, NC | $119,900 | $671 | $450 | $930 | $480 |
| Mooresville, NC | $207,500 | $977 | $650 | $1,400 | $750 |
| Belwood, NC | $92,200 | $582 | $400 | $810 | $410 |
| Casar, NC | $75,800 | $488 | $330 | $670 | $340 |
| Bald Mountain, NC | $268,600 | $1,228 | $850 | $1,690 | $840 |
| Alleghany County, NC | $136,000 | $667 | $480 | $950 | $470 |
| Valle Crucis, NC | $225,700 | $1,105 | $750 | $1,570 | $820 |
| Heaton, NC | $101,000 | $629 | $450 | $900 | $450 |
| South Fork, NC | $141,700 | $818 | $600 | $1,140 | $540 |