Gavop tells you how to get the best homeowners insurance in Wayne County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Wayne County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 200N, NE 2nd St, Co Rd 2275N, Co Rd 50N, NW 3rd St, Sunrise Dr, Co Rd 650N, Co Rd 975N, Co Rd 1840E, Florence Dr | $117,500 | $110,000 | $100,000-$125,000 | $69,500 | $60,000 | $75,000-$100,000 |
| W Water St, Co Rd 610N, Co Rd 1800N, Co Rd 1900N, W Elm St, W Section Line Rd, Co Rd 1850E, NW 5th St, Co Rd 1975E, E Court St | $111,000 | $90,000 | $100,000-$125,000 | $60,000 | $50,000 | $50,000-$75,000 |
| N Prairie St, Frontier Dr, W Cheffield Dr, E Main St, Co Rd 850N, Co Rd 625N, Co Rd 1850N, Co Rd 1125N, Church St, Co Rd 200N | $121,000 | $110,000 | $100,000-$125,000 | $101,500 | $90,000 | $100,000-$125,000 |
| SW 9th St, E Section Line Rd, Co Rd 1250N, Co Rd 730 N, W Woodland Dr, North St, W Main St, E Washington St, Rte 45, Co Rd 750N | $72,000 | $60,000 | $75,000-$100,000 | $94,500 | $90,000 | $75,000-$100,000 |
| Petroleum Blvd, E Parkhurst St, Co Rd 1975N, E Sibley St, Enterprise Rd, Co Rd 2490E, Co Rd 725N, Co Hwy 1, Co Rd 725N, Co Rd 2200E | $75,500 | $70,000 | $75,000-$100,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $749 |
| Home and Two Car | -$130 | $684 |
| Home and Three Car | -$187 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $700 | $804 | $1,504 | $584 | $1,284 | $220 |
| Wayne County, IL | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Four Mile, IL | $500 | $505 | $1,005 | $367 | $867 | $138 |
| Crouch, IL | $2,500 | $723 | $3,223 | $526 | $3,026 | $198 |
| Calhoun, IL | $100 | $382 | $482 | $278 | $378 | $104 |
| Eastern, IL | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Harmony, IN | $100 | $854 | $954 | $620 | $720 | $233 |
| Junction City, IL | $2,000 | $427 | $2,427 | $310 | $2,310 | $117 |
| Wamac, IL | $300 | $317 | $617 | $230 | $530 | $87 |
| Du Bois, IL | $2,500 | $573 | $3,073 | $416 | $2,916 | $157 |
| Mount Vernon, IN | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Effingham, IL | $1,000 | $663 | $1,663 | $482 | $1,482 | $181 |
| Home Insurance Company Wayne County, IL | Homeowners Insurance Agency Wayne County, IL | Address | Popularity Score | Distance from Wayne County (miles) |
|---|---|---|---|---|
| Erie | Farley Insurance Agency Inc | 124 W Washington Street, Newton, IL, 62448 | 41.2 | |
| State Farm | Lauren Mcclain | 409 S Whittle Ave, Olney, IL, 62450-2262 | 27.8 | |
| Erie | Weis Insurance Agency Llc | 2101 S Banker Street, Effingham, IL, 62401 | 46.7 | |
| State Farm | Jack Graham | 426 W Broadway, Centralia, IL, 62801-3112 | 39.1 | |
| State Farm | Tammy Wilson | 109 E Jourdan Street, Newton, IL, 62448-1501 | 41.3 | |
| State Farm | Doug Aman | 1101 W Delaware St, Fairfield, IL, 62837-2315 | 4.8 | |
| State Farm | Carrie Rice | 521 W Main St, Fairfield, IL, 62837-1624 | 5.1 | |
| State Farm | Al Lemke | 2501 Broadway St, Mount Vernon, IL, 62864-2918 | 27.8 | |
| State Farm | Angie Borrelli | 171 N Sycamore St, Flora, IL, 62839-2033 | 16.7 | |
| Farmers | Joyce Odonnell | 303 N Main St, Flora, IL, 62839 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Wayne County, IL | $78,600 | $814 | $590 | $1,160 | $570 |
| Wayne County, IL | $78,600 | $814 | $550 | $1,120 | $570 |
| Four Mile, IL | $64,100 | $511 | $370 | $710 | $340 |
| Crouch, IL | $127,400 | $732 | $530 | $1,050 | $520 |
| Calhoun, IL | $38,300 | $387 | $270 | $550 | $280 |
| Eastern, IL | $109,800 | $681 | $500 | $950 | $450 |
| Harmony, IN | $136,400 | $864 | $600 | $1,220 | $620 |
| Junction City, IL | $47,100 | $432 | $290 | $610 | $320 |
| Wamac, IL | $26,400 | $321 | $220 | $460 | $240 |
| Du Bois, IL | $80,700 | $580 | $400 | $790 | $390 |
| Mount Vernon, IN | $97,500 | $689 | $500 | $980 | $480 |
| Effingham, IL | $123,800 | $671 | $480 | $920 | $440 |