Gavop's guide to buying homeowners insurance in Evans County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $146,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $161,000 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $548 |
| Home and Two Car | -$96 | $505 |
| Home and Three Car | -$138 | $463 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Evans County | $2,000 | $594 | $2,594 | $432 | $2,432 | $162 |
| Evans County, GA | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Reidsville, GA | $500 | $832 | $1,332 | $604 | $1,104 | $227 |
| Pembroke, GA | $2,500 | $752 | $3,252 | $546 | $3,046 | $205 |
| Hinesville, GA | $200 | $819 | $1,019 | $595 | $795 | $224 |
| Metter, GA | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Gumbranch, GA | $100 | $972 | $1,072 | $707 | $807 | $266 |
| Oliver, GA | $2,500 | $504 | $3,004 | $366 | $2,866 | $138 |
| Rocky Ford, GA | $400 | $741 | $1,141 | $539 | $939 | $203 |
| Montgomery County, GA | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Port Wentworth, GA | $300 | $803 | $1,103 | $583 | $883 | $219 |
| Chatham County, GA | $2,000 | $989 | $2,989 | $718 | $2,718 | $270 |
| Home Insurance Company Evans County, GA | Homeowners Insurance Agency Evans County, GA | Address | Popularity Score | Distance from Evans County (miles) |
|---|---|---|---|---|
| State Farm | Sam Sharpe | 9100 White Bluff Rd Ste 102, Savannah, GA, 31406-4673 | 46.0 | |
| Nationwide | Kingery & Company | 7505 Waters Ave Ste D-6, Savannah, GA, 31406-3818 | 47.2 | |
| Allstate | Southland Insurance Group | 212 Mable Ave, Swainsboro, GA, 30401 | 39.8 | |
| Liberty Mutual Independent | Seacrest Partners Inc | 1001 Whitaker St, Savannah, GA, 31401 | 46.7 | |
| Travelers | The Michael Long Agency | 212 S Brunswick St, Jesup, GA, 31546 | 37.9 | |
| State Farm | Caughey Hearn | 7573 Us Highway 280, Claxton, GA, 30417-5082 | 2.3 | |
| Liberty Mutual Independent | Remer Lane Insurance | 8401 Waters Ave, Savannah, GA, 31406 | 47.2 | |
| Travelers | Lee Hill & Rowe Insurors | 7031 Hodgson Memorial Dr, Savannah, GA, 31406 | 46.7 | |
| State Farm | Nicole Guarino | 100 Brampton Ave Ste 1d, Statesboro, GA, 30458-0825 | 18.8 | |
| State Farm | Johnny Moran | 5208 Waters Ave, Savannah, GA, 31404-6230 | 47.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,450 | $730 |
| Evans County, GA | $83,600 | $602 | $420 | $830 | $410 |
| Evans County, GA | $83,600 | $602 | $410 | $830 | $420 |
| Reidsville, GA | $65,200 | $842 | $600 | $1,190 | $590 |
| Pembroke, GA | $131,800 | $761 | $560 | $1,070 | $510 |
| Hinesville, GA | $120,700 | $829 | $610 | $1,190 | $580 |
| Metter, GA | $108,500 | $666 | $460 | $920 | $460 |
| Gumbranch, GA | $150,800 | $984 | $680 | $1,390 | $710 |
| Oliver, GA | $64,000 | $510 | $350 | $720 | $370 |
| Rocky Ford, GA | $100,700 | $750 | $510 | $1,030 | $520 |
| Montgomery County, GA | $76,500 | $820 | $550 | $1,170 | $620 |
| Port Wentworth, GA | $201,600 | $813 | $560 | $1,160 | $600 |
| Chatham County, GA | $177,900 | $1,001 | $670 | $1,370 | $700 |