Gavop shows you how to buy homeowners insurance in Byron, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $188,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $191,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $299,000 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $645 |
| Home and Two Car | -$121 | $588 |
| Home and Three Car | -$177 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $1,000 | $765 | $1,765 | $556 | $1,556 | $209 |
| Byron, MI | $1,500 | $700 | $2,200 | $509 | $2,009 | $191 |
| Monterey, MI | $100 | $772 | $872 | $561 | $661 | $211 |
| Forest Hills, MI | $1,500 | $875 | $2,375 | $636 | $2,136 | $239 |
| Heath, MI | $500 | $822 | $1,322 | $597 | $1,097 | $225 |
| Watson, MI | $1,500 | $770 | $2,270 | $559 | $2,059 | $210 |
| Otisco, MI | $200 | $744 | $944 | $541 | $741 | $203 |
| Ionia, MI | $2,500 | $642 | $3,142 | $467 | $2,967 | $176 |
| Egelston, MI | $300 | $655 | $955 | $476 | $776 | $179 |
| Danby, MI | $2,500 | $818 | $3,318 | $595 | $3,095 | $224 |
| Winfield, MI | $500 | $749 | $1,249 | $544 | $1,044 | $205 |
| Vicksburg, MI | $1,000 | $753 | $1,753 | $547 | $1,547 | $206 |
| Home Insurance Company Byron, MI | Homeowners Insurance Agency Byron, MI | Address | Popularity Score | Distance from Byron (miles) |
|---|---|---|---|---|
| Nationwide | Dalessandro Agency Inc | 1500 44th St Se, Kentwood, MI, 49508-5013 | 6.9 | |
| Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 8.4 | |
| State Farm | Bill Cole | 2143 Wealthy St Se, East Grand Ra, MI, 49506-3033 | 11.1 | |
| Farmers | Kevin Lacey | 636 E 24th St Ste 20, Holland, MI, 49423 | 18.3 | |
| Allstate | The Lange Agency Llc | 2055 28th St Se Ste 16, Grand Rapids, MI, 49508 | 8.9 | |
| State Farm | Dondi Squires | 249 E Michigan Ave, Paw Paw, MI, 49079-1427 | 41.9 | |
| State Farm | Luke Bagnall | 1277 36th St Sw, Wyoming, MI, 49509-3469 | 6.2 | |
| State Farm | Brett Younce | 430 68th St Sw Ste 3, Grand Rapids, MI, 49548-7968 | 3.2 | |
| Allstate | Brian Johnson | 6216 Stadium Dr, Kalamazoo, MI, 49009 | 38.0 | |
| State Farm | Mike Otto | 114 W Harris Street, Charlotte, MI, 48813-2311 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,080 | $510 |
| Kent County, MI | $153,500 | $774 | $530 | $1,070 | $540 |
| Byron, MI | $188,600 | $709 | $490 | $990 | $500 |
| Monterey, MI | $140,800 | $781 | $540 | $1,120 | $580 |
| Forest Hills, MI | $306,400 | $885 | $640 | $1,220 | $580 |
| Heath, MI | $179,300 | $832 | $610 | $1,190 | $580 |
| Watson, MI | $139,400 | $779 | $540 | $1,070 | $530 |
| Otisco, MI | $120,700 | $753 | $540 | $1,070 | $530 |
| Ionia, MI | $87,100 | $650 | $470 | $900 | $430 |
| Egelston, MI | $95,100 | $663 | $470 | $920 | $450 |
| Danby, MI | $175,900 | $828 | $570 | $1,170 | $600 |
| Winfield, MI | $123,900 | $758 | $550 | $1,080 | $530 |
| Vicksburg, MI | $126,700 | $762 | $520 | $1,070 | $550 |