Gavop shows you how to buy homeowners insurance in Chewelah, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Chewelah, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Grant Ave, N Baker St, Egger Farm Way, North St, Cottonwood Creek Rd, Flyckt Rd, Clarke Rd, Crest Loop Rd, Co Hwy 3580, Sweat Rd | $339,000 | $280,000 | $350,000-$400,000 | $161,500 | $150,000 | $150,000-$175,000 |
| S Fork Chewelah Creek Rd, N 4th St E, S Kruger Ct, Eagle Dr, Schmidlekofer Rd, Eagle-Lambert Rd, Caffel, Addy-Gifford Rd, Flowery Trail Rd, Heine Rd | $211,500 | $180,000 | $175,000-$200,000 | $139,500 | $110,000 | $100,000-$125,000 |
| Cozy Nook Rd, Newton Rd, McLean Rd, Farm To Market Rd, Co Hwy 2879, Co Hwy 2998, W King St, Nat For Dev Rd 012, Sanford Way, S 5th St E | $143,000 | $120,000 | $150,000-$175,000 | $159,500 | $140,000 | $150,000-$175,000 |
| Stolp Rd, Co Hwy 3647, Peterson Rd, Main St, Addy Main St, United Copper Mine Rd, Bridge St, Highline Rd, Co Hwy 3489, W Jenkins Ave | $303,000 | $260,000 | $300,000-$350,000 | $226,000 | $190,000 | $250,000-$300,000 |
| Clay Ave, Sand Canyon Rd, Cozy Nook Rd, S 4th St E, Wildrose Ln, Sand Canyon Rd, Hutchison Rd, Co Hwy 2850, S Victoria St, Smith Rd | $119,500 | $100,000 | $125,000-$150,000 | $138,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $518 |
| Superior Protection Discount | -$62 | $555 |
| Fire & Security Discount | -$68 | $549 |
| Hail Resistant Roof Discount | -$12 | $604 |
| Newly Constructed Home Discount | -$173 | $444 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Chewelah, WA | Homeowners Insurance Agency Chewelah, WA | Address | Popularity Score | Distance from Chewelah (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | North Town Insurance | 5727 N Division St, Spokane, WA, 99208 | 45.0 | |
| Travelers | Northwest Insurance Services | 312 W Nora Ave, Spokane, WA, 99205 | 47.4 | |
| Farmers | Gina Lanza | 1717 W Garland Ave Ste A, Spokane, WA, 99205 | 45.8 | |
| Liberty Mutual Independent | Boyd Insurance Brokerage Inc | 103 E Sprague Ave 102, Spokane, WA, 99202 | 48.6 | |
| State Farm | Kathie Doyle-Lipe | 4704 N Maple St, Spokane, WA, 99205-5518 | 45.3 | |
| Farmers | Naomi Kahn | 9119 E Boone Ave Ste A, Spokane Valley, WA, 99206 | 50.0 | |
| State Farm | Jack Praxel | 1507 S Grand Blvd, Spokane, WA, 99203-2248 | 49.6 | |
| Travelers | Chewelah Insurance Agency | 113 North Park, Chewelah, WA, 99109 | 3.5 | |
| Travelers | Mount Spokane Insurance | 4025 E Mt Spokane Park Dr, Mead, WA, 99021 | 41.1 | |
| State Farm | Charlie Flager | 12204 N Division St Ste 1a, Spokane, WA, 99218-3614 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,120 | $550 |
| Stevens County, WA | $184,600 | $658 | $470 | $930 | $460 |
| Chewelah, WA | $174,200 | $617 | $430 | $850 | $420 |
| Springdale, WA | $168,000 | $607 | $420 | $830 | $410 |
| Spokane Reservation, WA | $94,300 | $500 | $340 | $710 | $370 |
| Kettle Falls, WA | $166,800 | $605 | $420 | $840 | $420 |
| East Ferry, WA | $197,100 | $696 | $470 | $960 | $490 |
| Blanchard, ID | $258,900 | $727 | $500 | $1,040 | $540 |
| Airway Heights, WA | $215,600 | $670 | $480 | $960 | $480 |
| Mount Spokane, WA | $332,100 | $737 | $510 | $1,020 | $510 |
| Spirit Lake, ID | $148,600 | $583 | $430 | $800 | $370 |
| Spokane, WA | $180,500 | $652 | $450 | $900 | $450 |