Gavop's guide to buying homeowners insurance in Sutter County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $149,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $186,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $205,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $261,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $575 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$47 | $629 |
| Hail Resistant Roof Discount | -$20 | $656 |
| Newly Constructed Home Discount | -$149 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sutter County | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Sutter County, CA | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Meridian-Robbins, CA | $300 | $693 | $993 | $503 | $803 | $189 |
| Marysville Northeast, CA | $1,500 | $785 | $2,285 | $571 | $2,071 | $215 |
| Gridley, CA | $300 | $583 | $883 | $423 | $723 | $159 |
| Yuba County, CA | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Loma Rica, CA | $500 | $757 | $1,257 | $550 | $1,050 | $207 |
| Foothill Farms, CA | $2,500 | $600 | $3,100 | $436 | $2,936 | $164 |
| South Oroville, CA | $400 | $1,034 | $1,434 | $751 | $1,151 | $283 |
| West Colusa, CA | $2,000 | $769 | $2,769 | $559 | $2,559 | $210 |
| Shingle Springs, CA | $2,000 | $1,401 | $3,401 | $1,018 | $3,018 | $383 |
| Home Insurance Company Sutter County, CA | Homeowners Insurance Agency Sutter County, CA | Address | Popularity Score | Distance from Sutter County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Placer Insurance Agency | 5 Sierra Gate Plaza, 2nd Floor, Roseville, CA, 95678 | 30.6 | |
| Allstate | Gary Ott | 2227 Myers St Ste C, Oroville, CA, 95966 | 33.6 | |
| Farmers | Wayne Wong | 2015 Q St, Sacramento, CA, 95811 | 34.3 | |
| Allstate | Matt Radmacher | 8465 Elk Grv Florin Rd Ste 100, Elk Grove, CA, 95624 | 44.2 | |
| Travelers | Eugene C Yates Insurance Agency | 2021 P St, Sacramento, CA, 95811 | 34.3 | |
| Farmers | Renante Gonzales | 8021 Laguna Blvd Ste 1, Elk Grove, CA, 95758 | 45.2 | |
| Allstate | Robert L. Peterson | 7210 Greenhaven Dr Ste C, Sacramento, CA, 95831 | 38.5 | |
| State Farm | Bob Spears | 3110 Fulton Avenue, Sacramento, CA, 95821-4730 | 32.8 | |
| State Farm | Bryan Murphy | 4700 Northgate Blvd Ste 145, Sacramento, CA, 95834-1147 | 29.0 | |
| State Farm | Angel Reynoso | 1137 Franklin Ave, Yuba City, CA, 95991-5321 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sutter County, CA | $234,500 | $676 | $500 | $920 | $420 |
| Sutter County, CA | $234,500 | $676 | $500 | $920 | $420 |
| Meridian-Robbins, CA | $237,200 | $701 | $520 | $950 | $430 |
| Marysville Northeast, CA | $295,300 | $795 | $590 | $1,080 | $490 |
| Gridley, CA | $186,500 | $590 | $440 | $800 | $360 |
| Yuba County, CA | $207,100 | $640 | $470 | $870 | $400 |
| Loma Rica, CA | $279,500 | $766 | $570 | $1,040 | $470 |
| Foothill Farms, CA | $201,200 | $607 | $450 | $830 | $380 |
| South Oroville, CA | $125,100 | $1,046 | $770 | $1,420 | $650 |
| West Colusa, CA | $286,400 | $778 | $580 | $1,060 | $480 |
| Shingle Springs, CA | $465,900 | $1,418 | $1,050 | $1,930 | $880 |