How Can I Make My Sutter County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Sutter County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Sutter County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $77,500 $70,000 $75,000-$100,000
2 Bedroom $149,000 $140,000 $150,000-$175,000
3 Bedroom $186,500 $160,000 $175,000-$200,000
4 Bedroom $205,500 $170,000 $150,000-$175,000
5 Bedroom $261,500 $230,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Sutter County, CA | Back to Top

This table lists savings for a median home value of $204,200 and an average premium of $685

Discount Type Premium After Discount
Multipolicy Discounts $644
Superior Protection Discount $603
Fire & Security Discounts $603

Choose the Right Deductible for your Sutter County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $400 $1,220 $1,620 $1,070 $1,470 $150
Sutter County, CA $1,500 $920 $1,420 $770 $2,270 $-850
Sutter County, CA $1,500 $850 $1,350 $690 $2,190 $-840
Meridian-Robbins, CA $300 $1,050 $1,350 $850 $1,150 $200
Marysville Northeast, CA $1,500 $930 $1,430 $810 $2,310 $-880
Gridley, CA $300 $1,030 $1,330 $880 $1,180 $150
Yuba County, CA $2,000 $870 $1,370 $730 $2,730 $-1,360
Loma Rica, CA $500 $1,540 $2,040 $1,310 $1,810 $230
Foothill Farms, CA $2,500 $620 $1,120 $540 $3,040 $-1,920
South Oroville, CA $400 $480 $880 $410 $810 $70
West Colusa, CA $2,000 $840 $1,340 $680 $2,680 $-1,340
Freeport, CA $300 $1,360 $1,660 $1,160 $1,460 $200
Shingle Springs, CA $2,000 $1,940 $2,440 $1,650 $3,650 $-1,210

Identify Top Home Insurance Agents near Sutter County, CA | Back to Top

Home Insurance Company Sutter County, CA Homeowners Insurance Agency Sutter County, CA Address Popularity Score Distance from Sutter County (miles)
Liberty Mutual Independent Placer Insurance Agency 5 Sierra Gate Plaza, 2nd Floor, Roseville, CA, 95678
30.6
Allstate Gary Ott 2227 Myers St Ste C, Oroville, CA, 95966
33.6
Farmers Wayne Wong 2015 Q St, Sacramento, CA, 95811
34.3
Allstate Matt Radmacher 8465 Elk Grv Florin Rd Ste 100, Elk Grove, CA, 95624
44.2
Travelers Eugene C Yates Insurance Agency 2021 P St, Sacramento, CA, 95811
34.3
Farmers Renante Gonzales 8021 Laguna Blvd Ste 1, Elk Grove, CA, 95758
45.2
Allstate Robert L. Peterson 7210 Greenhaven Dr Ste C, Sacramento, CA, 95831
38.5
State Farm Bob Spears 3110 Fulton Avenue, Sacramento, CA, 95821-4730
32.8
State Farm Bryan Murphy 4700 Northgate Blvd Ste 145, Sacramento, CA, 95834-1147
29.0
State Farm Angel Reynoso 1137 Franklin Ave, Yuba City, CA, 95991-5321
7.4

Compare Rates for Sutter County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,190 $880 $1,620 $740
Sutter County, CA $204,200 $1,180 $870 $1,600 $730
Sutter County, CA $204,200 $1,040 $770 $1,410 $640
Meridian-Robbins, CA $262,900 $1,100 $810 $1,500 $690
Marysville Northeast, CA $310,300 $930 $690 $1,260 $570
Gridley, CA $209,700 $1,010 $750 $1,370 $620
Yuba County, CA $180,700 $960 $710 $1,310 $600
Loma Rica, CA $296,400 $1,570 $1,160 $2,140 $980
Foothill Farms, CA $166,800 $820 $610 $1,120 $510
South Oroville, CA $99,100 $540 $400 $730 $330
West Colusa, CA $156,000 $830 $610 $1,130 $520
Freeport, CA $315,000 $1,040 $770 $1,410 $640
Shingle Springs, CA $439,200 $1,930 $1,430 $2,620 $1,190

7 Ways to Get Discounts on Homeowners Insurance in Sutter County, CA

What Makes Your Sutter County, CA Home Insurance Cheap or Expensive