Gavop shows you how to buy homeowners insurance in San Juan County, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $317,500 | $290,000 | $300,000-$350,000 |
| 3 Bedroom | $399,000 | $330,000 | $300,000-$350,000 |
| 4 Bedroom | $429,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $710,500 | $650,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $723 |
| Superior Protection Discount | -$77 | $774 |
| Fire & Security Discount | -$77 | $774 |
| Hail Resistant Roof Discount | -$26 | $826 |
| Newly Constructed Home Discount | -$213 | $638 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Juan County | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| San Juan County, WA | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Discovery Bay-Port Townsend, WA | $400 | $823 | $1,223 | $598 | $998 | $225 |
| Sequim, WA | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Burlington, WA | $100 | $658 | $758 | $478 | $578 | $180 |
| Port Hadlock-Irondale, WA | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Conway, WA | $100 | $930 | $1,030 | $676 | $776 | $254 |
| Sedro-Woolley, WA | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Kayak Point, WA | $2,000 | $909 | $2,909 | $661 | $2,661 | $248 |
| Langley, WA | $100 | $1,173 | $1,273 | $852 | $952 | $320 |
| Bryant, WA | $2,500 | $844 | $3,344 | $613 | $3,113 | $231 |
| Home Insurance Company San Juan County, WA | Homeowners Insurance Agency San Juan County, WA | Address | Popularity Score | Distance from San Juan County (miles) |
|---|---|---|---|---|
| Travelers | Madrona Point Insurance | 365 North Beach Rd Ste 106, Eastsound, WA, 98245 | 15.8 | |
| Liberty Mutual Independent | Kelley Insurance Agency Inc | 103 W Main St, Everson, WA, 98247 | 44.8 | |
| Farmers | Tammy Cotton | 535 Market St Ste B, Friday Harbor, WA, 98250 | 3.9 | |
| Liberty Mutual Independent | Safe Harbor Insurance | 772 Mullis St, Friday Harbor, WA, 98250 | 3.9 | |
| Farmers | Curtis Payne | 3110 Commercial Ave Ste 104, Anacortes, WA, 98221 | 22.4 | |
| State Farm | Tim Slesk | 2200 Rimland Dr Ste 104, Bellingham, WA, 98226-6643 | 35.2 | |
| Farmers | Christina Abundis | 520 E Whidbey Ave Ste 103, Oak Harbor, WA, 98277 | 25.3 | |
| Allstate | Islanders Insurance | 545 Spring Po Box 1160, Friday Harbor, WA, 98250 | 2.7 | |
| Travelers | Employee Benefits Planning Llc | 811 Cleveland Ave, Mount Vernon, WA, 98273 | 35.6 | |
| Liberty Mutual Independent | Gellor Insurance | 248 W Washington St, Sequim, WA, 98382 | 29.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $560 | $1,120 | $560 |
| San Juan County, WA | $452,300 | $851 | $590 | $1,170 | $580 |
| San Juan County, WA | $452,300 | $851 | $580 | $1,170 | $590 |
| Discovery Bay-Port Townsend, WA | $304,100 | $833 | $610 | $1,180 | $570 |
| Sequim, WA | $260,400 | $652 | $440 | $930 | $490 |
| Burlington, WA | $212,600 | $666 | $460 | $930 | $470 |
| Port Hadlock-Irondale, WA | $200,500 | $700 | $480 | $1,000 | $520 |
| Conway, WA | $365,500 | $941 | $690 | $1,310 | $620 |
| Sedro-Woolley, WA | $206,700 | $659 | $440 | $910 | $470 |
| Kayak Point, WA | $355,400 | $920 | $620 | $1,280 | $660 |
| Langley, WA | $449,600 | $1,187 | $840 | $1,630 | $790 |
| Bryant, WA | $317,800 | $854 | $620 | $1,220 | $600 |