Gavop's guide to buying homeowners insurance in Big Creek, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Big Creek, WV - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| High Knob, Church St, Number 2 Bottom Rd, Estep Ridge, Bernice Ave, Payton Pl, Warrior Mine Rd, High Knob, Capels, Canebrake Mountain Rd | $51,500 | $50,000 | $50,000-$75,000 | $114,000 | $110,000 | $100,000-$125,000 |
| Lower Long Pole Rd, 500 Camp, New Camp Rd, Co Rd 12/04, Rockridge Rd, Estep Rd, Puncheon Camp Branch Rd, Johnsbranch Rd, N Main St, Lit War Branch Rd | $43,000 | $40,000 | $50,000-$75,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Trace Fork Rd, Central Ave, Rift-Berwind Rd, Negro Branch Rd, Paris Luster Rd, Premiere Hollow 4, Beartown Branch Rd, Pageton St, Hagerman Branch Rd, Blackstone St | $54,000 | $40,000 | $25,000-$50,000 | $97,500 | $90,000 | $75,000-$100,000 |
| Warrior Mine Rd, Bradshaw Coal Camp Rd, Red Cross St, Indian Grave Branch Rd, Trl Hollow, Co Rd 12/06, Dentist Office Rd, Rohudas St, Otter Branch Rd, Isaban | $71,000 | $70,000 | $50,000-$75,000 | $102,000 | $80,000 | $100,000-$125,000 |
| Panther Ridge Rd, Maple St, Co Rd 16/05, Ison Branch, Crane Creek, Coal Camp Rd, Co Rd 2, E Dry Fork Rd, Bryvoski Ave, Yukon Rd | $47,500 | $40,000 | $25,000-$50,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $492 |
| Superior Protection Discount | -$53 | $533 |
| Fire & Security Discount | -$47 | $539 |
| Hail Resistant Roof Discount | -$18 | $568 |
| Newly Constructed Home Discount | -$129 | $457 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,211 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,539 |
| Optional Coverage Losses | $8,403 |
| Home Insurance Company Big Creek, WV | Homeowners Insurance Agency Big Creek, WV | Address | Popularity Score | Distance from Big Creek (miles) |
|---|---|---|---|---|
| State Farm | Wes Duncan | 106 Sunset Dr, Beckley, WV, 25801-2824 | 41.5 | |
| State Farm | Chad Preston | 1141 Cook Parkway, Oceana, WV, 24870 | 26.3 | |
| Allstate | Tolliver Insurance Agency Inc | 156 A Main Ave, Pineville, WV, 24874 | 19.9 | |
| Allstate | Lynn Rhodes | 200 S Walker St, Princeton, WV, 24740 | 31.2 | |
| State Farm | Jerry Mckinney | 272 Virginia Avenue, Welch, WV, 24801-2423 | 9.6 | |
| Allstate | Roger L. Barnett | 3213 E Cumberland Rd, Bluefield, WV, 24701 | 26.1 | |
| State Farm | Darrell Mckinney | 272 Virginia Ave, Welch, WV, 24801-2423 | 9.6 | |
| State Farm | Wes Hinkle | 492 Courthouse Rd, Princeton, WV, 24740-2422 | 29.9 | |
| State Farm | Jerry Mckinney | 272 Virginia Ave, Welch, WV, 24801-2423 | 9.6 | |
| Erie | Mercer Insurance Associates Inc. | 502 Thorn Street, Princeton, WV, 24740 | 32.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $1,020 | $500 |
| McDowell County, WV | $34,800 | $696 | $510 | $990 | $480 |
| Big Creek, WV | $32,300 | $586 | $400 | $800 | $400 |
| Sandy River, WV | $40,100 | $690 | $490 | $970 | $480 |
| New Richmond, WV | $46,300 | $468 | $320 | $660 | $340 |
| Accoville, WV | $86,000 | $634 | $460 | $900 | $440 |
| Chilhowie, VA | $114,200 | $928 | $630 | $1,310 | $680 |
| South Williamson, KY | $79,800 | $648 | $430 | $920 | $490 |
| Willis, VA | $77,900 | $434 | $300 | $620 | $320 |
| Washington County, VA | $137,200 | $687 | $500 | $950 | $450 |
| Rich Creek, VA | $89,000 | $497 | $360 | $690 | $330 |