Gavop's guide to buying homeowners insurance in Montgomery County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $83,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $101,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $192,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $685 |
| Superior Protection Discount | -$72 | $725 |
| Fire & Security Discount | -$80 | $717 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$215 | $581 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,500 | $787 | $3,287 | $572 | $3,072 | $215 |
| Montgomery County, MS | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Duck Hill, MS | $200 | $897 | $1,097 | $652 | $852 | $245 |
| Elliott, MS | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| French Camp, MS | $100 | $1,859 | $1,959 | $1,351 | $1,451 | $508 |
| Slate Springs, MS | $1,500 | $950 | $2,450 | $691 | $2,191 | $260 |
| Sidon, MS | $500 | $708 | $1,208 | $515 | $1,015 | $194 |
| Sturgis, MS | $1,000 | $927 | $1,927 | $673 | $1,673 | $253 |
| Bruce, MS | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Goodman, MS | $1,000 | $704 | $1,704 | $512 | $1,512 | $193 |
| Glendora, MS | $500 | $589 | $1,089 | $428 | $928 | $161 |
| Home Insurance Company Montgomery County, MS | Homeowners Insurance Agency Montgomery County, MS | Address | Popularity Score | Distance from Montgomery County (miles) |
|---|---|---|---|---|
| State Farm | Bert Parish | 231 E Walnut Ave, Eupora, MS, 39744-2099 | 21.7 | |
| State Farm | Keith Thompson | 603 Viola B Sanders Dr, Greenwood, MS, 38930-7360 | 33.5 | |
| Travelers | A R Burt Insurance Agency | 319 Summit St, Winona, MS, 38967 | 5.4 | |
| Liberty Mutual Independent | Clark Insurance Agency | 110 W Park Ave, Greenwood, MS, 38930 | 31.9 | |
| State Farm | Brian Mccaskill | 823 Highway 12 W Ste A, Starkville, MS, 39759-3593 | 46.4 | |
| State Farm | Hart Kittle | 301 W Park Ave Ste A, Greenwood, MS, 38930-2901 | 32.0 | |
| State Farm | Michael Fancher | 15189 S Jackson St, Durant, MS, 39063-3962 | 32.0 | |
| State Farm | Nathan Burnett | 316 Sunset Dr, Grenada, MS, 38901-4434 | 20.9 | |
| State Farm | John Ball Burnett Jr | Court Square, Charleston, MS, 38921-2335 | 42.4 | |
| State Farm | Robert Pannell | 105 Grand Blvd, Greenwood, MS, 38930-3562 | 31.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,590 | $770 |
| Montgomery County, MS | $77,900 | $796 | $570 | $1,110 | $540 |
| Montgomery County, MS | $77,900 | $796 | $540 | $1,130 | $590 |
| Duck Hill, MS | $72,400 | $908 | $620 | $1,290 | $670 |
| Elliott, MS | $66,800 | $867 | $590 | $1,190 | $600 |
| French Camp, MS | $257,100 | $1,882 | $1,370 | $2,600 | $1,230 |
| Slate Springs, MS | $80,000 | $962 | $650 | $1,360 | $710 |
| Sidon, MS | $47,200 | $717 | $520 | $1,010 | $490 |
| Sturgis, MS | $76,600 | $938 | $640 | $1,340 | $700 |
| Bruce, MS | $60,500 | $820 | $590 | $1,120 | $530 |
| Goodman, MS | $46,800 | $713 | $510 | $980 | $470 |
| Glendora, MS | $32,500 | $596 | $430 | $840 | $410 |