Gavop's guide to buying homeowners insurance in Clark County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $131,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $136,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $192,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $160,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $664 |
| Superior Protection Discount | -$74 | $746 |
| Fire & Security Discount | -$57 | $762 |
| Hail Resistant Roof Discount | -$16 | $803 |
| Newly Constructed Home Discount | -$238 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Clark County, AR | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| Wolf Creek, AR | $500 | $914 | $1,414 | $664 | $1,164 | $250 |
| Redland, AR | $2,500 | $867 | $3,367 | $630 | $3,130 | $237 |
| Dallas County, AR | $200 | $681 | $881 | $495 | $695 | $186 |
| Poyen, AR | $700 | $757 | $1,457 | $550 | $1,250 | $207 |
| Hempstead County, AR | $300 | $731 | $1,031 | $531 | $831 | $200 |
| Camden, AR | $700 | $704 | $1,404 | $511 | $1,211 | $192 |
| Bradley, AR | $500 | $880 | $1,380 | $640 | $1,140 | $241 |
| Prattsville, AR | $1,500 | $936 | $2,436 | $680 | $2,180 | $256 |
| Southall, AR | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| Thornton, AR | $1,500 | $744 | $2,244 | $541 | $2,041 | $203 |
| Home Insurance Company Clark County, AR | Homeowners Insurance Agency Clark County, AR | Address | Popularity Score | Distance from Clark County (miles) |
|---|---|---|---|---|
| Allstate | Landmark Insurance | 691 Highway 27 Byp, Nashville, AR, 71852 | 40.2 | |
| State Farm | Ike Eisenhauer | 4705 N Highway 7, Hot Springs, AR, 71909-9408 | 42.1 | |
| State Farm | Heather H Doucet | 500 W Avenue D St, Hope, AR, 71801-3329 | 35.8 | |
| Allstate | Alan Springer | 109 Airport Rd, Hot Springs, AR, 71913 | 30.6 | |
| State Farm | Kendall Hancock | 2836 Malvern Ave Ste B, Hot Springs, AR, 71901-8363 | 30.5 | |
| Travelers | First Arkansas Insurance | 175 Harmony Park Cir Ste B, Hot Springs, AR, 71913 | 29.0 | |
| Farmers | Maria Delgado | 222 N Hervey St Ste C, Hope, AR, 71801 | 35.9 | |
| State Farm | David Bost | 2503 Pine St Ste 1, Arkadelphia, AR, 71923-4368 | 7.3 | |
| State Farm | Clay Combs | 232 Cornerstone Blvd, Hot Springs, AR, 71913-6564 | 28.9 | |
| Allstate | Kathi Parkinson | 1540 Malvern Ave Ste A, Hot Springs, AR, 71901 | 31.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,540 | $800 |
| Clark County, AR | $95,000 | $820 | $550 | $1,130 | $580 |
| Clark County, AR | $95,000 | $820 | $600 | $1,130 | $530 |
| Wolf Creek, AR | $84,800 | $925 | $640 | $1,320 | $680 |
| Redland, AR | $75,600 | $878 | $600 | $1,200 | $600 |
| Dallas County, AR | $64,500 | $689 | $490 | $950 | $460 |
| Poyen, AR | $54,500 | $766 | $530 | $1,050 | $520 |
| Hempstead County, AR | $76,200 | $740 | $500 | $1,040 | $540 |
| Camden, AR | $69,700 | $712 | $480 | $980 | $500 |
| Bradley, AR | $78,000 | $891 | $610 | $1,230 | $620 |
| Prattsville, AR | $89,200 | $947 | $680 | $1,340 | $660 |
| Southall, AR | $104,900 | $1,024 | $690 | $1,400 | $710 |
| Thornton, AR | $52,200 | $753 | $550 | $1,080 | $530 |