Gavop shows you how to buy homeowners insurance in Leadsville, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $99,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $580 |
| Superior Protection Discount | -$62 | $629 |
| Fire & Security Discount | -$48 | $643 |
| Hail Resistant Roof Discount | -$21 | $670 |
| Newly Constructed Home Discount | -$200 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $2,000 | $628 | $2,628 | $456 | $2,456 | $172 |
| Leadsville, WV | $2,000 | $683 | $2,683 | $496 | $2,496 | $187 |
| Beverly, WV | $300 | $807 | $1,107 | $587 | $887 | $221 |
| St. George, WV | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Valley Head, WV | $500 | $463 | $963 | $337 | $837 | $127 |
| Pendleton County, WV | $700 | $652 | $1,352 | $474 | $1,174 | $178 |
| Southwest, WV | $200 | $670 | $870 | $487 | $687 | $183 |
| Monongah, WV | $2,000 | $557 | $2,557 | $405 | $2,405 | $152 |
| Northern, WV | $400 | $605 | $1,005 | $439 | $839 | $165 |
| Burnsville, WV | $1,500 | $596 | $2,096 | $433 | $1,933 | $163 |
| Granville, WV | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Home Insurance Company Leadsville, WV | Homeowners Insurance Agency Leadsville, WV | Address | Popularity Score | Distance from Leadsville (miles) |
|---|---|---|---|---|
| Erie | Hott Insurance & Financial Services Llc | 207 N Main Street, Petersburg, WV, 26847 | 38.2 | |
| Erie | Skinner Insurance Agency Llc | 431 Beverly Pike, Elkins, WV, 26241 | 2.8 | |
| Erie | Blackwater Insurance Group | 115 Pennsylvania Avenue, Parsons, WV, 26287 | 13.3 | |
| State Farm | Dave Michael | 548 Beechurst Avenue, Morgantown, WV, 26505-4907 | 48.3 | |
| State Farm | Cathy Rummel | 1513 Harrison Ave, Elkins, WV, 26241-3356 | 2.3 | |
| State Farm | Jodie Parrack | 2814 Beverly Pike, Elkins, WV, 26241-9222 | 4.1 | |
| Erie | Groves Insurance Agency Llc | 214 E Main Street, Kingwood, WV, 26537 | 37.0 | |
| State Farm | Bill Umbright | Beverly Pike, Elkins, WV, 26241 | 4.1 | |
| Nationwide | David W Hansford Lutcf | 101 Chestnut St, Parsons, WV, 26287-1089 | 13.0 | |
| Nationwide | Benjamin G. Glover | 442 Virginia Ave Suite 2, Petersburg, WV, 26847-1720 | 38.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $1,020 | $500 |
| Randolph County, WV | $99,800 | $635 | $440 | $880 | $440 |
| Leadsville, WV | $118,700 | $691 | $460 | $960 | $500 |
| Beverly, WV | $144,900 | $817 | $560 | $1,130 | $570 |
| St. George, WV | $115,200 | $733 | $520 | $1,030 | $510 |
| Valley Head, WV | $46,700 | $469 | $340 | $660 | $320 |
| Pendleton County, WV | $107,900 | $660 | $480 | $910 | $430 |
| Southwest, WV | $98,500 | $678 | $470 | $960 | $490 |
| Monongah, WV | $68,100 | $564 | $380 | $800 | $420 |
| Northern, WV | $92,700 | $612 | $430 | $850 | $420 |
| Burnsville, WV | $77,900 | $603 | $440 | $850 | $410 |
| Granville, WV | $75,600 | $594 | $410 | $820 | $410 |