Gavop's guide to buying homeowners insurance in Haskell County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $126,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $138,000 | $130,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $763 |
| Home and Two Car | -$134 | $704 |
| Home and Three Car | -$201 | $637 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Haskell County | $700 | $828 | $1,528 | $602 | $1,302 | $226 |
| Haskell County, OK | $700 | $828 | $1,528 | $602 | $1,302 | $226 |
| Shady Point, OK | $300 | $1,064 | $1,364 | $773 | $1,073 | $291 |
| South Latimer, OK | $2,000 | $1,087 | $3,087 | $790 | $2,790 | $297 |
| Liberty, OK | $2,500 | $1,912 | $4,412 | $1,389 | $3,889 | $522 |
| Hackett, AR | $300 | $895 | $1,195 | $651 | $951 | $245 |
| Boynton, OK | $2,500 | $1,193 | $3,693 | $867 | $3,367 | $326 |
| Hartford, AR | $300 | $814 | $1,114 | $592 | $892 | $222 |
| Hanna, OK | $700 | $1,160 | $1,860 | $843 | $1,543 | $317 |
| Bass Little, AR | $300 | $1,141 | $1,441 | $829 | $1,129 | $312 |
| Bell, OK | $1,500 | $1,119 | $2,619 | $813 | $2,313 | $306 |
| Home Insurance Company Haskell County, OK | Homeowners Insurance Agency Haskell County, OK | Address | Popularity Score | Distance from Haskell County (miles) |
|---|---|---|---|---|
| State Farm | John Hamilton | 1201 N Broadway St, Poteau, OK, 74953-2616 | 30.1 | |
| Farmers | Bob Wiseley | 124 N Lee St, Fort Gibson, OK, 74434 | 39.8 | |
| Travelers | Ron Meredith Agency | 324 S Muskogee Ave, Tahlequah, OK, 74464 | 47.4 | |
| State Farm | Rachel Gilstrap | 505 N York St, Muskogee, OK, 74403-4840 | 37.6 | |
| State Farm | Jon Kolb | 3300 Chandler Rd Ste 107, Muskogee, OK, 74403-4909 | 37.2 | |
| State Farm | Ross Eaton | 352 E Washington Ave, Mcalester, OK, 74501-4750 | 42.4 | |
| State Farm | Dj Witty | 1026 W Broadway St, Muskogee, OK, 74401-6244 | 39.0 | |
| Allstate | Kimberly Thomas | 1805 N York St Ste E, Muskogee, OK, 74403 | 39.0 | |
| Farmers | Jennifer Yerton | 2065 Mahaney Ave, Tahlequah, OK, 74464 | 45.9 | |
| Farmers | Gregory Wilson | 410 W Ray Fine Blvd, Roland, OK, 74954 | 34.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,070 | $1,000 |
| Haskell County, OK | $87,500 | $838 | $580 | $1,170 | $590 |
| Haskell County, OK | $87,500 | $838 | $580 | $1,180 | $600 |
| Shady Point, OK | $75,800 | $1,077 | $740 | $1,480 | $740 |
| South Latimer, OK | $78,400 | $1,100 | $750 | $1,560 | $810 |
| Liberty, OK | $190,600 | $1,935 | $1,370 | $2,650 | $1,280 |
| Hackett, AR | $81,000 | $906 | $660 | $1,250 | $590 |
| Boynton, OK | $90,700 | $1,207 | $860 | $1,710 | $850 |
| Hartford, AR | $65,300 | $824 | $550 | $1,160 | $610 |
| Hanna, OK | $86,900 | $1,174 | $810 | $1,660 | $850 |
| Bass Little, AR | $133,300 | $1,155 | $790 | $1,630 | $840 |
| Bell, OK | $82,100 | $1,133 | $770 | $1,570 | $800 |