Gavop's guide to buying homeowners insurance in Live Oak, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Live Oak, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Forest Stream Rd, Forest Dawn Rd, Green Circle Dr, Saddle Run, Loma Bonita, Chavez Cir, Mann Weimer Way, Rocky Trl, Mount Olympus, Topper Run | $136,500 | $110,000 | $100,000-$125,000 | $164,500 | $130,000 | $125,000-$150,000 |
| Tamburo Trl, Creston Branch, Carlsbad Rio, Biltmore Glen, Ranger Oak St, Hollow Oak, Forest Fern, Ridge Falls Dr, Northledge Dr, Coronado Blvd | $122,500 | $110,000 | $100,000-$125,000 | $218,000 | $190,000 | $200,000-$250,000 |
| Forest Shower Rd, Mandelane Dr, Royal Horse, White Sands St, Converse Rd, Hunter Oaks St, Stallion Ranch, Phillips St, Valhalla, Hillside Bluff | $159,000 | $140,000 | $125,000-$150,000 | $189,500 | $160,000 | $150,000-$175,000 |
| Ridge Glen Dr, Oak Terrace Dr, Waddesdon Wood, Forest Edge, Raintree Forest, Galloping Oak, Brownstone St, Comanche Ridge Dr, Pericles Dr, Lucky Oaks St | $107,000 | $90,000 | $75,000-$100,000 | $152,500 | $130,000 | $175,000-$200,000 |
| Corum Ridge, Crystal Plain, Spruce Ridge Dr, High Vista St, Pebble Ridge Dr, Rock Bluff Dr, Forest Ranch, Riverwood, Hillside Vw, Ridge Peak Dr | $143,500 | $130,000 | $125,000-$150,000 | $249,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $770 |
| Superior Protection Discount | -$94 | $845 |
| Fire & Security Discount | -$94 | $845 |
| Hail Resistant Roof Discount | -$19 | $920 |
| Newly Constructed Home Discount | -$272 | $667 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,222 |
| Home Insurance Company Live Oak, TX | Homeowners Insurance Agency Live Oak, TX | Address | Popularity Score | Distance from Live Oak (miles) |
|---|---|---|---|---|
| State Farm | Crystal Fuller | 11757 Blanco Rd, San Antonio, TX, 78216-2405 | 10.2 | |
| Farmers | Ida Benavides | 114 N Ellison Dr Ste 118, San Antonio, TX, 78251 | 22.4 | |
| State Farm | Deirdre Davis | 5002 Eisenhauer Rd, San Antonio, TX, 78218-3860 | 5.1 | |
| State Farm | Tony Burris | 13511 Nacogdoches Rd, San Antonio, TX, 78217-1275 | 3.1 | |
| Farmers | Frank Dunn | 4526 Walzem Rd, San Antonio, TX, 78218 | 4.9 | |
| State Farm | Kent Clark | 5652 N Foster Rd, San Antonio, TX, 78244-1106 | 5.5 | |
| State Farm | Katie Slaydon | 6704 N New Braunfels Ave, San Antonio, TX, 78209-3830 | 8.4 | |
| Travelers | Global Green Insurance Agency | 2700 Ne Loop 410 Ste 330, San Antonio, TX, 78217 | 5.0 | |
| Farmers | Justine Gonzales | 11888 Starcrest Dr Ste 114, San Antonio, TX, 78247 | 7.3 | |
| Travelers | Billy Greaves Insurance Agency Inc | 14400 Northbrook Drive Suite 150, San Antonio, TX, 78232 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bexar County, TX | $142,300 | $1,513 | $1,000 | $2,330 | $1,330 |
| Live Oak, TX | $131,800 | $939 | $620 | $1,450 | $830 |
| Universal City, TX | $156,000 | $983 | $650 | $1,510 | $860 |
| Cibolo, TX | $214,500 | $1,017 | $670 | $1,570 | $900 |
| Bexar County, TX | $142,300 | $1,513 | $1,000 | $2,330 | $1,330 |
| Elmendorf, TX | $86,300 | $1,453 | $960 | $2,240 | $1,280 |
| Helotes, TX | $296,100 | $1,126 | $740 | $1,730 | $990 |
| Seguin, TX | $144,100 | $1,518 | $1,000 | $2,340 | $1,340 |
| San Antonio West, TX | $156,400 | $1,379 | $910 | $2,120 | $1,210 |
| Kyle, TX | $165,800 | $954 | $630 | $1,470 | $840 |
| Hays, TX | $168,800 | $1,758 | $1,160 | $2,710 | $1,550 |
| Bear Creek, TX | $400,000 | $2,564 | $1,690 | $3,950 | $2,260 |