Gavop shows you how to buy homeowners insurance in Valleytown, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $150,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $142,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $269,000 | $260,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $493 |
| Superior Protection Discount | -$55 | $553 |
| Fire & Security Discount | -$61 | $547 |
| Hail Resistant Roof Discount | -$12 | $596 |
| Newly Constructed Home Discount | -$140 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Valleytown, NC | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Tusquittee, NC | $400 | $913 | $1,313 | $663 | $1,063 | $249 |
| Union County, GA | $1,500 | $785 | $2,285 | $570 | $2,070 | $214 |
| Monroe County, TN | $500 | $881 | $1,381 | $640 | $1,140 | $241 |
| Flats, NC | $2,500 | $1,171 | $3,671 | $851 | $3,351 | $320 |
| Savannah, NC | $200 | $866 | $1,066 | $630 | $830 | $237 |
| Charleston, NC | $1,500 | $646 | $2,146 | $469 | $1,969 | $177 |
| Forest Hills, NC | $400 | $1,201 | $1,601 | $873 | $1,273 | $328 |
| Benton, TN | $1,500 | $859 | $2,359 | $624 | $2,124 | $235 |
| Loudon County, TN | $400 | $1,052 | $1,452 | $765 | $1,165 | $288 |
| Mountain Rest, SC | $2,000 | $1,017 | $3,017 | $739 | $2,739 | $278 |
| Home Insurance Company Valleytown, NC | Homeowners Insurance Agency Valleytown, NC | Address | Popularity Score | Distance from Valleytown (miles) |
|---|---|---|---|---|
| Travelers | Wayah Insurance Group | 295 E Palmer St, Franklin, NC, 28744 | 25.8 | |
| State Farm | Jim Miller | 1504 Andrews Rd, Murphy, NC, 28906-5113 | 11.6 | |
| Travelers | Smith Insurance Services Inc | 60 Woody Hampton Rd, Sylva, NC, 28779 | 37.6 | |
| State Farm | John Hamlin | 129 Commons Dr, Franklin, NC, 28734-4798 | 26.6 | |
| State Farm | Cindy Rodgers | 1509 Highlands Rd, Franklin, NC, 28734-3502 | 27.2 | |
| Travelers | Carolina Insurance Group | 151 Everett St, Bryson City, NC, 28713 | 27.2 | |
| Allstate | Moore Insurance | 157 Highway 64 W, Hayesville, NC, 28904 | 11.1 | |
| Travelers | Wayah Insurance Group | 472 Carolina Way, Highlands, NC, 28741 | 37.6 | |
| State Farm | Steven Aft | 669 Andrews Rd, Murphy, NC, 28906-3506 | 12.5 | |
| Travelers | Wayah Insurance Group | 472 Carolina Way, Highlands, NC, 28741 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,230 | $580 |
| Cherokee County, NC | $145,500 | $700 | $470 | $960 | $490 |
| Valleytown, NC | $105,900 | $608 | $410 | $840 | $430 |
| Tusquittee, NC | $169,300 | $924 | $670 | $1,270 | $600 |
| Union County, GA | $191,800 | $794 | $550 | $1,090 | $540 |
| Monroe County, TN | $115,200 | $892 | $600 | $1,230 | $630 |
| Flats, NC | $253,600 | $1,185 | $820 | $1,650 | $830 |
| Savannah, NC | $156,500 | $877 | $640 | $1,210 | $570 |
| Charleston, NC | $116,000 | $654 | $450 | $910 | $460 |
| Forest Hills, NC | $264,600 | $1,216 | $830 | $1,680 | $850 |
| Benton, TN | $99,600 | $869 | $630 | $1,230 | $600 |
| Loudon County, TN | $193,000 | $1,065 | $730 | $1,470 | $740 |
| Mountain Rest, SC | $156,100 | $1,029 | $730 | $1,470 | $740 |