How Can I Make My Valleytown, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Valleytown, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Valleytown, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $52,000 $40,000 $50,000-$75,000
2 Bedroom $150,500 $130,000 $150,000-$175,000
3 Bedroom $142,000 $120,000 $150,000-$175,000
4 Bedroom $269,000 $260,000 $200,000-$250,000

Choose the Best Valleytown, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $160
Freelancer 650-699 Credit Score $50 to $75,000 2 Pets, Smoker $260
Part Time Job 550-599 Credit Score $25 to 50,000 1 Pet, Smoker $80

Choose the Right Deductible for your Valleytown, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $860 $1,060 $700 $900 $160
Cherokee County, NC $700 $550 $1,050 $480 $1,180 $-130
Valleytown, NC $1,000 $420 $920 $350 $1,350 $-430
Tusquittee, NC $400 $470 $870 $420 $820 $50
Union County, GA $1,500 $800 $1,300 $660 $2,160 $-860
Monroe County, TN $500 $480 $980 $390 $890 $90
Flats, NC $2,500 $1,550 $2,050 $1,300 $3,800 $-1,750
Savannah, NC $200 $800 $1,000 $690 $890 $110
Charleston, NC $1,500 $620 $1,120 $510 $2,010 $-890
Forest Hills, NC $400 $980 $1,380 $800 $1,200 $180
Benton, TN $1,500 $380 $880 $340 $1,840 $-960
Loudon County, TN $400 $900 $1,300 $740 $1,140 $160
Mountain Rest, SC $2,000 $830 $1,330 $720 $2,720 $-1,390

Identify Top Home Insurance Agents near Valleytown, NC | Back to Top

Home Insurance Company Valleytown, NC Homeowners Insurance Agency Valleytown, NC Address Popularity Score Distance from Valleytown (miles)
Travelers Wayah Insurance Group 295 E Palmer St, Franklin, NC, 28744
25.8
State Farm Jim Miller 1504 Andrews Rd, Murphy, NC, 28906-5113
11.6
Travelers Smith Insurance Services Inc 60 Woody Hampton Rd, Sylva, NC, 28779
37.6
State Farm John Hamlin 129 Commons Dr, Franklin, NC, 28734-4798
26.6
State Farm Cindy Rodgers 1509 Highlands Rd, Franklin, NC, 28734-3502
27.2
Travelers Carolina Insurance Group 151 Everett St, Bryson City, NC, 28713
27.2
Allstate Moore Insurance 157 Highway 64 W, Hayesville, NC, 28904
11.1
Travelers Wayah Insurance Group 472 Carolina Way, Highlands, NC, 28741
37.6
State Farm Steven Aft 669 Andrews Rd, Murphy, NC, 28906-3506
12.5
Travelers Wayah Insurance Group 472 Carolina Way, Highlands, NC, 28741
37.6

Compare Rates for Valleytown, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $660 $440 $940 $500
Cherokee County, NC $150,100 $660 $460 $940 $480
Valleytown, NC $109,400 $510 $370 $730 $360
Tusquittee, NC $116,300 $490 $330 $670 $340
Union County, GA $188,500 $1,070 $740 $1,480 $740
Monroe County, TN $115,300 $590 $400 $810 $410
Flats, NC $413,400 $1,610 $1,080 $2,210 $1,130
Savannah, NC $220,600 $1,170 $830 $1,610 $780
Charleston, NC $114,700 $650 $450 $900 $450
Forest Hills, NC $257,000 $1,180 $790 $1,680 $890
Benton, TN $90,400 $510 $340 $700 $360
Loudon County, TN $175,900 $860 $630 $1,210 $580
Mountain Rest, SC $156,500 $920 $660 $1,270 $610