Gavop shows you how to buy homeowners insurance in Doniphan County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $135,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $213,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $255,500 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $675 |
| Superior Protection Discount | -$80 | $723 |
| Fire & Security Discount | -$72 | $731 |
| Hail Resistant Roof Discount | -$24 | $779 |
| Newly Constructed Home Discount | -$209 | $595 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Doniphan County | $1,500 | $794 | $2,294 | $577 | $2,077 | $217 |
| Doniphan County, KS | $1,500 | $794 | $2,294 | $577 | $2,077 | $217 |
| Agency, MO | $300 | $1,091 | $1,391 | $793 | $1,093 | $298 |
| Bigelow, MO | $2,000 | $1,050 | $3,050 | $763 | $2,763 | $287 |
| Muscotah, KS | $300 | $808 | $1,108 | $587 | $887 | $221 |
| Maitland, MO | $700 | $719 | $1,419 | $523 | $1,223 | $197 |
| Camden Point, MO | $400 | $1,087 | $1,487 | $790 | $1,190 | $297 |
| Garfield, KS | $700 | $1,400 | $2,100 | $1,017 | $1,717 | $383 |
| Jefferson County, KS | $500 | $947 | $1,447 | $688 | $1,188 | $259 |
| Fairview, KS | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Home Insurance Company Doniphan County, KS | Homeowners Insurance Agency Doniphan County, KS | Address | Popularity Score | Distance from Doniphan County (miles) |
|---|---|---|---|---|
| State Farm | Rea Laflin | 101 South 5th Street, Atchison, KS, 66002-2837 | 15.9 | |
| State Farm | Don Swanson | 7415 Leavenworth Rd, Kansas City, KS, 66109-1246 | 49.3 | |
| State Farm | Jessica Studer | 205 Saint Joseph St, Wathena, KS, 66090-1284 | 10.8 | |
| Travelers | Financial Strategies Inc | 100 S 4th St, Leavenworth, KS, 66048 | 34.7 | |
| State Farm | Chris Taylor | 1642 Main St Ste 1, Atchison, KS, 66002-2686 | 15.7 | |
| State Farm | Jane Webb | 9539 State Ave, Kansas City, KS, 66111-1815 | 49.9 | |
| Liberty Mutual Independent | The Clements Agency | 816 Us Hwy 59, Atchison, KS, 66002 | 15.9 | |
| Liberty Mutual Independent | The Clements Agency | 816 Skyway Hwy, Atchison, KS, 66002 | 15.9 | |
| Travelers | Clements Agency | Po Box 129, Atchison, KS, 66002 | 15.7 | |
| State Farm | Kyle Wright | 8507 Parallel Pkwy, Kansas City, KS, 66112-1746 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Doniphan County, KS | $95,300 | $803 | $630 | $1,080 | $450 |
| Doniphan County, KS | $95,300 | $803 | $630 | $1,080 | $450 |
| Agency, MO | $153,100 | $1,104 | $760 | $1,510 | $750 |
| Bigelow, MO | $137,500 | $1,063 | $780 | $1,470 | $690 |
| Muscotah, KS | $51,700 | $818 | $640 | $1,100 | $460 |
| Maitland, MO | $47,500 | $728 | $490 | $1,000 | $510 |
| Camden Point, MO | $151,400 | $1,100 | $740 | $1,570 | $830 |
| Garfield, KS | $151,600 | $1,417 | $1,110 | $1,910 | $800 |
| Jefferson County, KS | $135,800 | $958 | $750 | $1,290 | $540 |
| Fairview, KS | $144,100 | $1,385 | $1,080 | $1,870 | $790 |