Gavop's guide to buying homeowners insurance in Moorestown, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $149,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $324,500 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $313,000 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $474,000 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $362,500 | $330,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $840 |
| Superior Protection Discount | -$99 | $890 |
| Fire & Security Discount | -$89 | $899 |
| Hail Resistant Roof Discount | -$30 | $959 |
| Newly Constructed Home Discount | -$277 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Burlington County | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Moorestown, NJ | $700 | $977 | $1,677 | $710 | $1,410 | $267 |
| Eddington, PA | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Bellmawr, NJ | $1,000 | $649 | $1,649 | $472 | $1,472 | $177 |
| East Lansdowne, PA | $300 | $634 | $934 | $461 | $761 | $173 |
| Pennington, NJ | $2,000 | $1,830 | $3,830 | $1,330 | $3,330 | $500 |
| Cedar Glen Lakes, NJ | $400 | $467 | $867 | $340 | $740 | $128 |
| West Rockhill, PA | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| Vineland, NJ | $200 | $748 | $948 | $543 | $743 | $204 |
| Franklin Center, NJ | $1,500 | $1,261 | $2,761 | $916 | $2,416 | $345 |
| Home Insurance Company Moorestown, NJ | Homeowners Insurance Agency Moorestown, NJ | Address | Popularity Score | Distance from Moorestown (miles) |
|---|---|---|---|---|
| State Farm | Navin Jiwnani | 278 Us Highway 22 West, Green Brook, NJ, 08812-1713 | 48.8 | |
| Travelers | Crisp Insurance Advisors Of Princeton Llc | 1250 Rte 28 Ste 201, Branchburg, NJ, 8876 | 45.4 | |
| Travelers | Holmes & Mcdowell Inc | 34 W Main St, Holmdel, NJ, 7733 | 47.5 | |
| Liberty Mutual Independent | Volk Insurance Group Llc | 440 S Main St, Milltown, NJ, 8850 | 42.0 | |
| Farmers | Debra Tucker | 225 Berlin Rd Ste 2, Cherry Hill, NJ, 8034 | 7.2 | |
| Travelers | Joseph J Schipsi Inc | 303 Kings Hwy S Ste 5, Cherry Hill, NJ, 8034 | 5.8 | |
| Travelers | J S Braddock Agency | 22 N Main St, Medford, NJ, 8055 | 8.3 | |
| Travelers | Cerra Insurance Agency | 272 Highway 34, Matawan, NJ, 7747 | 46.9 | |
| State Farm | Jeff Jones | 432 Route 34 Ste 2, Matawan, NJ, 07747-2193 | 47.3 | |
| Liberty Mutual Independent | Assured Partners Of New Jersey Llc | D/B/A Anderson Jackson Metts D/B/A Anderson Jackson Metts Mount Laurel, Mount Laurel Township, NJ, 8054 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,550 | $780 |
| Burlington County, NJ | $245,300 | $902 | $660 | $1,240 | $580 |
| Moorestown, NJ | $494,600 | $988 | $670 | $1,390 | $720 |
| Eddington, PA | $250,300 | $893 | $620 | $1,240 | $620 |
| Bellmawr, NJ | $165,400 | $657 | $470 | $930 | $460 |
| East Lansdowne, PA | $120,000 | $642 | $440 | $910 | $470 |
| Pennington, NJ | $562,500 | $1,852 | $1,240 | $2,630 | $1,390 |
| Cedar Glen Lakes, NJ | $69,500 | $473 | $320 | $650 | $330 |
| West Rockhill, PA | $330,700 | $911 | $630 | $1,300 | $670 |
| Vineland, NJ | $164,500 | $757 | $540 | $1,040 | $500 |
| Franklin Center, NJ | $395,300 | $1,276 | $920 | $1,770 | $850 |