Gavop's guide to buying homeowners insurance in Hornsby Bend, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $106,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $209,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $284,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $200,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $782 |
| Superior Protection Discount | -$84 | $847 |
| Fire & Security Discount | -$84 | $847 |
| Hail Resistant Roof Discount | -$28 | $903 |
| Newly Constructed Home Discount | -$214 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Travis County | $2,500 | $1,340 | $3,840 | $974 | $3,474 | $366 |
| Hornsby Bend, TX | $700 | $920 | $1,620 | $668 | $1,368 | $251 |
| Elgin, TX | $400 | $939 | $1,339 | $682 | $1,082 | $257 |
| Mustang Ridge, TX | $700 | $1,596 | $2,296 | $1,160 | $1,860 | $436 |
| Cedar Creek-Red Rock, TX | $300 | $955 | $1,255 | $694 | $994 | $261 |
| Lockhart, TX | $400 | $929 | $1,329 | $675 | $1,075 | $254 |
| Lago Vista, TX | $2,500 | $991 | $3,491 | $720 | $3,220 | $271 |
| Georgetown, TX | $500 | $1,283 | $1,783 | $932 | $1,432 | $351 |
| Granger, TX | $700 | $1,547 | $2,247 | $1,124 | $1,824 | $423 |
| Bertram, TX | $300 | $1,701 | $2,001 | $1,236 | $1,536 | $465 |
| Seguin, TX | $1,000 | $1,500 | $2,500 | $1,090 | $2,090 | $410 |
| Home Insurance Company Hornsby Bend, TX | Homeowners Insurance Agency Hornsby Bend, TX | Address | Popularity Score | Distance from Hornsby Bend (miles) |
|---|---|---|---|---|
| State Farm | Joe Pena Jr | 520 E Oltorf St, Austin, TX, 78704-5639 | 10.0 | |
| State Farm | Karen Hall | 7004 Bee Cave Road, Austin, TX, 78746-5067 | 15.8 | |
| Travelers | Integrity Network Insurance | 1315 Grand Ave Pkwy Ste 101, Pflugerville, TX, 78660 | 15.1 | |
| Farmers | Jacob Sotelo | 1016 La Posada Dr Ste 291, Austin, TX, 78752 | 9.0 | |
| State Farm | Bennie Council | 6448 E Hwy 290 Ste F110, Austin, TX, 78723-1077 | 8.6 | |
| Farmers | Donna Kim | 6613 Airport Blvd Ste B, Austin, TX, 78752 | 9.9 | |
| Liberty Mutual Independent | Britton & Britton Ins Serv Inc | 700 Lavaca St Ste 1400, Austin, TX, 78701 | 9.8 | |
| Travelers | Insurancezebra Inc | 301 Chicon St Ste A, Austin, TX, 78702 | 8.5 | |
| Travelers | Michael John Brimmer | 1921 Lohman' S Crossing Dr #100, Austin, TX, 78734 | 24.4 | |
| Liberty Mutual Independent | Bowman Insurance Services Inc | 8200 N Interstate 35, Austin, TX, 78753 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Travis County, TX | $275,800 | $1,356 | $900 | $2,090 | $1,190 |
| Hornsby Bend, TX | $127,800 | $931 | $610 | $1,430 | $820 |
| Elgin, TX | $137,700 | $950 | $630 | $1,460 | $830 |
| Mustang Ridge, TX | $123,200 | $1,615 | $1,070 | $2,490 | $1,420 |
| Cedar Creek-Red Rock, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Lockhart, TX | $132,700 | $940 | $620 | $1,450 | $830 |
| Lago Vista, TX | $203,000 | $1,003 | $660 | $1,550 | $890 |
| Georgetown, TX | $240,800 | $1,299 | $860 | $2,000 | $1,140 |
| Granger, TX | $110,800 | $1,566 | $1,030 | $2,410 | $1,380 |
| Bertram, TX | $155,800 | $1,722 | $1,140 | $2,650 | $1,510 |
| Seguin, TX | $144,100 | $1,518 | $1,000 | $2,340 | $1,340 |