Gavop's guide to buying homeowners insurance in Lincolnshire, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lincolnshire, IL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marriott Dr, Saunders Rd, Apple Hill Ln, S Saint Marys Rd, Andover Ct, Telegraph Rd, N Bradley Rd, Bridle Ln, Erma Lee Ct, Madiera Ln | $822,500 | $720,000 | $700,000-$800,000 | $448,500 | $370,000 | $350,000-$400,000 |
| Fox Trl, W Hawthorne Ave, Wildflower, S Balmoral Ct, Rivershire Ct, Elm Rd, Gemini Ln, Conway Rd, Irma Lee Cir, River Grove Ln | $609,000 | $540,000 | $600,000-$700,000 | $450,000 | $370,000 | $400,000-$500,000 |
| Essex Ln, Eaton Ct, Little Melody Ln, Hawthorne Pl, N Storybook Ln, Timberleaf Ln, S Superior St, Vernon Trl, New Castle Ln, Thornmeadow Rd | $732,000 | $650,000 | $500,000-$600,000 | $223,000 | $200,000 | $175,000-$200,000 |
| S Eaton Ct, Martin Ct, Cedar St, Strenger Ln, White Barn Rd, Devonshire Ln, Duke Ct, Duffy Ln, Blackthorn Rd, Sunset Trl | $683,000 | $620,000 | $700,000-$800,000 | $423,500 | $360,000 | $400,000-$500,000 |
| Olde Half Day Rd, Wharton Dr, Tower Pkwy, N Trail Ct, Cedarcrest Ln, S West Fork Dr, Melrose Ln, Southwoods Ln, Christine Ct, Whitby Cir | $615,000 | $540,000 | $500,000-$600,000 | $479,500 | $410,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $801 |
| Superior Protection Discount | -$87 | $878 |
| Fire & Security Discount | -$68 | $897 |
| Hail Resistant Roof Discount | -$29 | $936 |
| Newly Constructed Home Discount | -$251 | $714 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,500 | $915 | $3,415 | $665 | $3,165 | $250 |
| Lincolnshire, IL | $700 | $953 | $1,653 | $693 | $1,393 | $260 |
| Avon, IL | $400 | $767 | $1,167 | $557 | $957 | $210 |
| Round Lake, IL | $1,500 | $706 | $2,206 | $513 | $2,013 | $193 |
| Schaumburg, IL | $400 | $894 | $1,294 | $650 | $1,050 | $244 |
| Salem, WI | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Lake County, IL | $100 | $915 | $1,015 | $665 | $765 | $250 |
| Geneva, IL | $700 | $892 | $1,592 | $648 | $1,348 | $244 |
| Lake Ivanhoe, WI | $300 | $632 | $932 | $460 | $760 | $173 |
| Burlington, IL | $2,000 | $1,018 | $3,018 | $740 | $2,740 | $278 |
| Bohners Lake, WI | $400 | $667 | $1,067 | $485 | $885 | $182 |
| Rockdale, IL | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Home Insurance Company Lincolnshire, IL | Homeowners Insurance Agency Lincolnshire, IL | Address | Popularity Score | Distance from Lincolnshire (miles) |
|---|---|---|---|---|
| State Farm | Christine Altieri | 1133 Weiland Rd, Buffalo Grove, IL, 60089-7006 | 2.4 | |
| State Farm | Peter Tosto | 339 N Mlwauke Ave Ste 101, Libertyville, IL, 60048-2282 | 6.6 | |
| State Farm | Bryan Solis | 3106 1/2 N Central Ave, Chicago, IL, 60634-5313 | 19.5 | |
| State Farm | John Coren | 4055 West Peterson Avenue, Chicago, IL, 60646-6072 | 17.2 | |
| State Farm | Ryan Curtis | 333 Peterson Rd Ste B, Libertyville, IL, 60048-1085 | 8.0 | |
| State Farm | John Villegas | 1590 N Rand Rd Ste M, Palatine, IL, 60074-8510 | 6.7 | |
| Travelers | An Insurance Store | 3410 Milwaukee Ave, Northbrook, IL, 60062 | 7.7 | |
| Travelers | An Insurance Store | 3410 Milwaukee Avenue, Northbrook, IL, 60062 | 7.7 | |
| Travelers | Bradish Associates Ltd | 215 N Arlington Heights Rd, Arlington Heights, IL, 60004 | 8.3 | |
| Allstate | John Noonan | 115 N Arl Hts Rd, Arlington Heights, IL, 60004 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,200 | $630 |
| Lake County, IL | $251,400 | $926 | $660 | $1,290 | $630 |
| Lincolnshire, IL | $503,000 | $965 | $670 | $1,380 | $710 |
| Avon, IL | $155,300 | $776 | $520 | $1,100 | $580 |
| Round Lake, IL | $180,300 | $715 | $520 | $1,010 | $490 |
| Schaumburg, IL | $236,800 | $905 | $620 | $1,240 | $620 |
| Salem, WI | $174,000 | $644 | $460 | $890 | $430 |
| Lake County, IL | $251,400 | $926 | $640 | $1,280 | $640 |
| Geneva, IL | $316,200 | $903 | $650 | $1,270 | $620 |
| Lake Ivanhoe, WI | $145,000 | $640 | $440 | $880 | $440 |
| Burlington, IL | $292,000 | $1,030 | $730 | $1,460 | $730 |
| Bohners Lake, WI | $163,100 | $675 | $490 | $970 | $480 |
| Rockdale, IL | $132,900 | $747 | $520 | $1,020 | $500 |