Gavop's guide to buying homeowners insurance in Jackson County, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $161,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $203,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $244,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $246,500 | $220,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $590 |
| Home and Two Car | -$109 | $532 |
| Home and Three Car | -$147 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Jackson County, IA | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Spragueville, IA | $400 | $555 | $955 | $404 | $804 | $152 |
| Galena, IL | $1,500 | $782 | $2,282 | $568 | $2,068 | $214 |
| Andover, IA | $200 | $636 | $836 | $462 | $662 | $174 |
| Monticello, IA | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Rome, IA | $400 | $655 | $1,055 | $476 | $876 | $179 |
| Inland, IA | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Coe, IL | $500 | $950 | $1,450 | $691 | $1,191 | $260 |
| Shannon, IL | $1,000 | $615 | $1,615 | $447 | $1,447 | $168 |
| Portland, IL | $500 | $747 | $1,247 | $543 | $1,043 | $204 |
| Wilton, IA | $2,000 | $771 | $2,771 | $560 | $2,560 | $211 |
| Home Insurance Company Jackson County, IA | Homeowners Insurance Agency Jackson County, IA | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| State Farm | Larry Thein | 4811 N Brady St Ste 7, Davenport, IA, 52806-3974 | 41.0 | |
| Allstate | Lori Rutten | 2318 Eastern Ave, Davenport, IA, 52803 | 42.9 | |
| Travelers | Dubuque Insurance Services Inc | 205 Kaufmann Ave, Dubuque, IA, 52001 | 24.6 | |
| State Farm | Matt Mccall | 102 E South St, Tipton, IA, 52772-1754 | 39.7 | |
| Allstate | Lori Rutten | 894 Middle Rd, Bettendorf, IA, 52722 | 43.2 | |
| State Farm | Bryan Laberge | 2824 W Locust St Ste A6, Davenport, IA, 52804-3359 | 43.3 | |
| State Farm | Dave Feist | 1910 East Kimberly Road, Davenport, IA, 52807 | 41.9 | |
| State Farm | Steve Buchheit | 1900 John F Kennedy Rd Ste 3, Dubuque, IA, 52002-3803 | 24.7 | |
| State Farm | Jeff Reed | 826 S 4th St, Clinton, IA, 52732-5729 | 29.9 | |
| State Farm | Matt Hayes | 2660 E 53rd St Ste 5, Davenport, IA, 52807-3873 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Jackson County, IA | $117,000 | $641 | $440 | $880 | $440 |
| Jackson County, IA | $117,000 | $641 | $440 | $920 | $480 |
| Spragueville, IA | $69,300 | $562 | $400 | $790 | $390 |
| Galena, IL | $151,100 | $791 | $530 | $1,120 | $590 |
| Andover, IA | $86,700 | $644 | $470 | $910 | $440 |
| Monticello, IA | $115,200 | $756 | $540 | $1,070 | $530 |
| Rome, IA | $91,200 | $663 | $440 | $920 | $480 |
| Inland, IA | $113,400 | $750 | $550 | $1,060 | $510 |
| Coe, IL | $249,300 | $962 | $680 | $1,330 | $650 |
| Shannon, IL | $91,900 | $622 | $420 | $880 | $460 |
| Portland, IL | $136,600 | $756 | $510 | $1,070 | $560 |
| Wilton, IA | $122,000 | $780 | $530 | $1,120 | $590 |