Gavop tells you how to get the best homeowners insurance in Swannanoa, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $166,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $272,000 | $230,000 | $300,000-$350,000 |
| 4 Bedroom | $245,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $369,500 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $671 |
| Superior Protection Discount | -$80 | $719 |
| Fire & Security Discount | -$80 | $719 |
| Hail Resistant Roof Discount | -$16 | $783 |
| Newly Constructed Home Discount | -$160 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $1,000 | $972 | $1,972 | $706 | $1,706 | $266 |
| Swannanoa, NC | $1,500 | $789 | $2,289 | $574 | $2,074 | $216 |
| Lake Lure, NC | $500 | $1,400 | $1,900 | $1,017 | $1,517 | $383 |
| Mills River, NC | $2,500 | $855 | $3,355 | $621 | $3,121 | $234 |
| Etowah, NC | $400 | $802 | $1,202 | $583 | $983 | $219 |
| Jonas Ridge, NC | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
| Newland No. 2, NC | $100 | $690 | $790 | $501 | $601 | $188 |
| Tusculum, TN | $2,000 | $1,154 | $3,154 | $839 | $2,839 | $315 |
| Morganton, NC | $200 | $694 | $894 | $504 | $704 | $190 |
| Inman Mills, SC | $200 | $527 | $727 | $383 | $583 | $144 |
| Cullowhee, NC | $1,500 | $900 | $2,400 | $654 | $2,154 | $246 |
| Home Insurance Company Swannanoa, NC | Homeowners Insurance Agency Swannanoa, NC | Address | Popularity Score | Distance from Swannanoa (miles) |
|---|---|---|---|---|
| Travelers | Webb Insurance | 216 Asheland Avenue, Asheville, NC, 28801 | 7.4 | |
| State Farm | Wesley Greene | 856 Sweeten Creek Rd Ste E, Asheville, NC, 28803-1548 | 7.0 | |
| Travelers | Iris Fox Insurance | 103 Carbon City Rd, Morganton, NC, 28655 | 41.1 | |
| Erie | Freeman Agency Inc. | 1656 South Main Street, Waynesville, NC, 28786 | 33.8 | |
| State Farm | Augie Tammariello | 1334 Patton Ave Unit 130, Asheville, NC, 28806-2611 | 10.0 | |
| Travelers | Four Star Insurance Group Inc | 30 New Leicester Hwy, Asheville, NC, 28806 | 9.6 | |
| State Farm | Al Adams | 540 Oak St, Forest City, NC, 28043-3583 | 37.0 | |
| State Farm | Melanie Franklin | 1270 Hendersonville Rd Ste 2, Asheville, NC, 28803-1936 | 8.7 | |
| Allstate | Eric Morris | 780 Hendersonville Rd Ste 18, Asheville, NC, 28803 | 7.9 | |
| State Farm | David Jernigan | 503 W Fleming Dr, Morganton, NC, 28655-3923 | 42.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
| Buncombe County, NC | $209,800 | $984 | $670 | $1,400 | $730 |
| Swannanoa, NC | $177,000 | $799 | $540 | $1,110 | $570 |
| Lake Lure, NC | $331,700 | $1,417 | $960 | $2,030 | $1,070 |
| Mills River, NC | $201,000 | $865 | $590 | $1,190 | $600 |
| Etowah, NC | $181,300 | $811 | $590 | $1,130 | $540 |
| Jonas Ridge, NC | $190,500 | $997 | $720 | $1,380 | $660 |
| Newland No. 2, NC | $114,800 | $698 | $500 | $970 | $470 |
| Tusculum, TN | $203,600 | $1,168 | $840 | $1,600 | $760 |
| Morganton, NC | $127,200 | $702 | $470 | $990 | $520 |
| Inman Mills, SC | $78,300 | $533 | $380 | $740 | $360 |
| Cullowhee, NC | $218,700 | $911 | $670 | $1,300 | $630 |