Gavop's guide to buying homeowners insurance in Clawson, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clawson, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| School Ave, Nahma Ave, Shenandoah Ct, S Gargantua Ave, S Manitou Ave, Chippewa Ave, Council Ave, Jefferson Ave, S Marias Ave, S Crooks Rd | $84,500 | $70,000 | $75,000-$100,000 | $93,500 | $80,000 | $75,000-$100,000 |
| S Bywood Ave, Chippewa, N Chocolay Ave, N Selfridge Blvd, S Batchewana Ave, Grove, Key West Dr, S Webik Ave, Walper Ave, W Tacoma St | $128,000 | $110,000 | $125,000-$150,000 | $86,000 | $80,000 | $75,000-$100,000 |
| N Bywood Ave, Stephen Ct, Langley Blvd, W Baker Ave, Roth Blvd, Marc Ave, Darbee Ct, Kinross Ave, N Webik Ave, N Custer Ave | $155,000 | $130,000 | $125,000-$150,000 | $89,500 | $80,000 | $75,000-$100,000 |
| Elmsford Dr, Bowers St, Boschma St, Lepla, W Elmwood Ave, Nakota Rd, E Tacoma, Wright Dr, School St, N Custer Ave | $131,000 | $120,000 | $100,000-$125,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Stephen Ave, Renshaw Ave, Leroy Ave, Fisher Ct, N Marias, Elmwood Dr, Huntley Ave, Bauman Ave, Wilson Ave, Hudson Ave | $116,500 | $110,000 | $125,000-$150,000 | $70,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $573 |
| Superior Protection Discount | -$61 | $613 |
| Fire & Security Discount | -$47 | $627 |
| Hail Resistant Roof Discount | -$20 | $653 |
| Newly Constructed Home Discount | -$135 | $539 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company Clawson, MI | Homeowners Insurance Agency Clawson, MI | Address | Popularity Score | Distance from Clawson (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 11.2 | |
| Travelers | Valenti-Trobec-Chandler Inc | 1175 W Longlake Rd Ste 200, Troy, MI, 48098 | 3.9 | |
| State Farm | Jeff Genaw | 46640 Gratiot Ave, Chesterfield, MI, 48051-2866 | 16.8 | |
| Allstate | Michael Blum | 2032 E Square Lake Rd Ste 500, Troy, MI, 48085 | 5.3 | |
| State Farm | Chuck Tourangeau | 43656 Schoenherr, Sterling Heights, MI, 48313-1115 | 9.7 | |
| Liberty Mutual Independent | Select Underwriters Inc | 100 N Williams Lake Rd Ste A, Waterford, MI, 48327 | 16.7 | |
| Allstate | Craig Borowsky | 41300 Dequindre Rd Ste 210, Sterling Heights, MI, 48314 | 5.1 | |
| Farmers | Melissa Kelly | 1721 Crooks Rd Ste 106, Troy, MI, 48084 | 1.2 | |
| Allstate | Rebecca L. Rusak | 131 W 13 Mile Rd, Madison Heights, MI, 48071 | 2.5 | |
| Allstate | Bradley Valls | 1565 N Main St, Clawson, MI, 48017 | 0.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,110 | $540 |
| Oakland County, MI | $209,800 | $847 | $580 | $1,200 | $620 |
| Clawson, MI | $155,900 | $674 | $480 | $920 | $440 |
| Lake Angelus, MI | $1,071,400 | $566 | $410 | $780 | $370 |
| Wayne, MI | $68,700 | $618 | $420 | $850 | $430 |
| Pearl Beach, MI | $209,200 | $872 | $580 | $1,210 | $630 |
| Ypsilanti, MI | $136,700 | $652 | $450 | $910 | $460 |
| Columbus, MI | $200,700 | $860 | $580 | $1,190 | $610 |
| Hamburg, MI | $235,900 | $766 | $530 | $1,060 | $530 |
| Burton, MI | $80,500 | $639 | $430 | $880 | $450 |
| Kimball, MI | $119,800 | $699 | $470 | $970 | $500 |
| Burnside, MI | $133,400 | $771 | $560 | $1,060 | $500 |
| Durand, MI | $63,800 | $654 | $480 | $930 | $450 |