Gavop's guide to buying homeowners insurance in Brazoria County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brazoria County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| New York St, Alvin-Sugarland Rd, Moore St, Co Rd 201A, Co Rd 956, Noreda St, Sinclair St, Dare Rd, N River Rd, Oakdale Ln | $80,500 | $80,000 | $50,000-$75,000 | $133,500 | $110,000 | $125,000-$150,000 |
| Shadow Bay Dr, Co Rd 285, Hansford Pl, W Zephyr Dr, Carlton Rd, Westminister St, Dolphin Dr, Meadows Pond Ln, Dixie Farm Rd, Horse Shoe Trl | $269,000 | $250,000 | $250,000-$300,000 | $255,500 | $210,000 | $250,000-$300,000 |
| Co Rd 51, Co Rd 198, Co Rd 314, Co Rd 650K, Robinhood Cir, Robertson, Tejas Rd, Co Rd 283, Union Valley, Spanish Trce | $267,500 | $240,000 | $200,000-$250,000 | $238,500 | $210,000 | $175,000-$200,000 |
| Co Rd 125, Arrowhead Dr, Co Rd 482, Shoal Creek Dr, E Red Oak St, E Larkspur Dr, Co Rd 177, Co Rd 764C, FM 1459 Rd, Gable Park Ct | $110,500 | $100,000 | $100,000-$125,000 | $216,500 | $200,000 | $200,000-$250,000 |
| Ames St, Cunningham Dr, Co Rd 605C, Co Rd 712, Nahas Ct, Downing St, Trade Wind Ct, Widgeon Dr, Co Rd 462B, Rodeo Dr | $182,500 | $170,000 | $175,000-$200,000 | $250,500 | $220,000 | $200,000-$250,000 |
| Starfish St, W Sealy St, Hill Rd, Co Rd 794A, Co Rd 633, Newman St, N Ave S, Whitestone Dr, S Douglas St, Colony Cove | $110,500 | $100,000 | $100,000-$125,000 | $145,500 | $140,000 | $125,000-$150,000 |
| 1128, Mustang Chocolate Bayou Rd, Chinaberry St, Co Rd 576, Bellaire Blvd, W Jasmine St, Stanton St, Charnock Dr, Pearland Sites Rd, Waterloo Rd | $145,500 | $130,000 | $125,000-$150,000 | $174,000 | $150,000 | $125,000-$150,000 |
| Victoria Ln, Spoonbill, Mooreland, FM 2611 Rd, Hanberry Ln, Harvard Oaks Dr, 274, Ramsey State Prison Farm, Co Rd 927, Rustic Ln | $144,500 | $140,000 | $150,000-$175,000 | $154,500 | $130,000 | $125,000-$150,000 |
| Shanks Rd, Oak Creek Dr, Hwy 288 Frontage Rd, Huckleberry Dr, Sunset Lakes Dr, S Houston Ave, Industrial Dr, Co Rd 179, Paigewood Dr, Co Rd 95B | $234,000 | $220,000 | $250,000-$300,000 | $233,000 | $200,000 | $250,000-$300,000 |
| W Marion St, Co Rd 743, FM 2611, Goodrich Dr, Co Rd 782, Clarke, Armstrong Rd, Moss Rose Ln, Woodfern Glen Ln, Beckton Ln | $162,000 | $150,000 | $150,000-$175,000 | $193,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$212 | $1,202 |
| Superior Protection Discount | -$141 | $1,273 |
| Fire & Security Discount | -$99 | $1,315 |
| Hail Resistant Roof Discount | -$42 | $1,372 |
| Newly Constructed Home Discount | -$354 | $1,061 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brazoria County | $1,500 | $1,397 | $2,897 | $1,015 | $2,515 | $382 |
| Brazoria County, TX | $700 | $1,397 | $2,097 | $1,015 | $1,715 | $382 |
| Lake Jackson, TX | $100 | $969 | $1,069 | $704 | $804 | $265 |
| Surfside Beach, TX | $2,000 | $1,783 | $3,783 | $1,296 | $3,296 | $487 |
| Sweeny, TX | $100 | $1,495 | $1,595 | $1,086 | $1,186 | $409 |
| Missouri City, TX | $2,000 | $1,412 | $3,412 | $1,026 | $3,026 | $386 |
| Greatwood, TX | $300 | $1,092 | $1,392 | $794 | $1,094 | $299 |
| Dickinson, TX | $700 | $953 | $1,653 | $692 | $1,392 | $260 |
| Rosenberg, TX | $400 | $1,466 | $1,866 | $1,066 | $1,466 | $401 |
| El Lago, TX | $2,500 | $1,788 | $4,288 | $1,300 | $3,800 | $489 |
| Matagorda-Sargent, TX | $300 | $1,596 | $1,896 | $1,160 | $1,460 | $436 |
| Simonton, TX | $1,500 | $1,930 | $3,430 | $1,402 | $2,902 | $527 |
| Home Insurance Company Brazoria County, TX | Homeowners Insurance Agency Brazoria County, TX | Address | Popularity Score | Distance from Brazoria County (miles) |
|---|---|---|---|---|
| Allstate | Vicki Melass | 302 Plantation Dr, Lake Jackson, TX, 77566 | 10.1 | |
| Allstate | Chivon Jones | 5100 Westheimer Rd Ste 200, Houston, TX, 77056 | 39.5 | |
| State Farm | Ken Phelps | 4207 Fairmont Pkwy, Pasadena, TX, 77504-3324 | 36.6 | |
| State Farm | Chris Peters | 2626 S Loop 35, Alvin, TX, 77511-4782 | 19.9 | |
| Allstate | Don Wilde | 9817 Bissonnet St Ste K, Houston, TX, 77036 | 35.7 | |
| Allstate | Juan Valdivieso | 2323 S Shepherd Dr Ste 111, Houston, TX, 77019 | 39.8 | |
| Farmers | Jay Bhavsar | 4151 Southwest Fwy Ste 520, Houston, TX, 77027 | 38.6 | |
| Farmers | Donna Jackson | 113 N Parking Pl, Lake Jackson, TX, 77566 | 8.7 | |
| Nationwide | Royce Rosemond | 11135 S Post Oak Rd Ste E, Houston, TX, 77035-5701 | 33.8 | |
| Allstate | Bob Dillman | 1111 Fm 1462 Rd, Alvin, TX, 77511 | 19.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Brazoria County, TX | $164,300 | $1,414 | $930 | $2,180 | $1,250 |
| Brazoria County, TX | $164,300 | $1,414 | $930 | $2,180 | $1,250 |
| Lake Jackson, TX | $154,800 | $980 | $650 | $1,510 | $860 |
| Surfside Beach, TX | $187,500 | $1,805 | $1,190 | $2,780 | $1,590 |
| Sweeny, TX | $98,700 | $1,513 | $1,000 | $2,330 | $1,330 |
| Missouri City, TX | $171,000 | $1,429 | $940 | $2,200 | $1,260 |
| Greatwood, TX | $322,000 | $1,106 | $730 | $1,700 | $970 |
| Dickinson, TX | $145,600 | $964 | $640 | $1,490 | $850 |
| Rosenberg, TX | $132,600 | $1,484 | $980 | $2,290 | $1,310 |
| El Lago, TX | $189,800 | $1,810 | $1,190 | $2,790 | $1,600 |
| Matagorda-Sargent, TX | $123,300 | $1,615 | $1,070 | $2,490 | $1,420 |
| Simonton, TX | $253,200 | $1,953 | $1,290 | $3,010 | $1,720 |