Gavop's guide to buying homeowners insurance in El Campo, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| El Campo, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 407, Supak Rd, Pierce Ranch Rd, Franke St, E Hillje St, N Wharton St, Co Rd 458, Sentinel Dr, Co Rd 369, W Monseratte St | $174,000 | $160,000 | $175,000-$200,000 | $105,500 | $90,000 | $100,000-$125,000 |
| Frels St, Alice St, Charlie St, E Alfred St, W 3rd St, E Monseratte St, N Payne St, Co Rd 456, Ave B, Ella St | $179,500 | $150,000 | $125,000-$150,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Hayden St, Glen Flora Rd, Donald St, Co Rd 477, Maggie Rd, Eveline St, Eleanor St, Co Rd 357, Dabney St, Greer St | $178,500 | $170,000 | $150,000-$175,000 | $111,500 | $90,000 | $100,000-$125,000 |
| Greely St, Donna Dr, Co Rd 460, Ave B, N Liberty St, Peach St, W 2nd St, N Washington St, Alvin Ave, Co Rd 360 | $93,500 | $80,000 | $100,000-$125,000 | $48,000 | $40,000 | $50,000-$75,000 |
| Nancy Lou St, Co Rd 401, James Ave, FM 1300, Wright St, Co Rd 474, Delbur St, South St, Becky St, Roth St | $250,000 | $220,000 | $200,000-$250,000 | $180,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $753 |
| Superior Protection Discount | -$93 | $836 |
| Fire & Security Discount | -$102 | $827 |
| Hail Resistant Roof Discount | -$19 | $910 |
| Newly Constructed Home Discount | -$223 | $706 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wharton County | $1,500 | $1,410 | $2,910 | $1,025 | $2,525 | $385 |
| El Campo, TX | $2,500 | $918 | $3,418 | $667 | $3,167 | $251 |
| Wharton County, TX | $300 | $1,410 | $1,710 | $1,025 | $1,325 | $385 |
| Kendleton, TX | $2,500 | $1,552 | $4,052 | $1,128 | $3,628 | $424 |
| La Ward, TX | $400 | $1,362 | $1,762 | $990 | $1,390 | $372 |
| Lolita, TX | $2,500 | $1,406 | $3,906 | $1,022 | $3,522 | $384 |
| Weston Lakes, TX | $400 | $2,668 | $3,068 | $1,939 | $2,339 | $729 |
| Hallettsville, TX | $1,000 | $974 | $1,974 | $708 | $1,708 | $266 |
| Fulshear-Simonton, TX | $300 | $1,506 | $1,806 | $1,094 | $1,394 | $411 |
| Angleton, TX | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Brazoria County, TX | $400 | $1,397 | $1,797 | $1,015 | $1,415 | $382 |
| Rosharon, TX | $1,500 | $1,337 | $2,837 | $971 | $2,471 | $365 |
| Home Insurance Company El Campo, TX | Homeowners Insurance Agency El Campo, TX | Address | Popularity Score | Distance from El Campo (miles) |
|---|---|---|---|---|
| Allstate | Jeff Hermes | 1650 Highway 6 Ste 180, Sugar Land, TX, 77478 | 45.3 | |
| State Farm | Khalid Alrashed | 2750 Fm 1463 Rd Ste 250, Katy, TX, 77494-6894 | 44.2 | |
| State Farm | Polo Garcia | 19875 Southwest Fwy Ste 205, Sugar Land, TX, 77479-3502 | 41.0 | |
| State Farm | Carolyn Bernstein | 2001 Katy Mills Blvd Ste D, Katy, TX, 77494-4880 | 47.5 | |
| State Farm | Cesar Saldivia | 8945 S Fry Rd Ste C, Katy, TX, 77494-8416 | 43.5 | |
| Travelers | Sherwood Insurance Agency | 24205 Kingsland Blvd. 24205 Kingsland Blvd. , Katy, TX, 77494 | 47.4 | |
| State Farm | Kyle Lindner | 430 S Mason Rd Ste 112, Katy, TX, 77450-2448 | 49.1 | |
| State Farm | Oria Dafe | 11420 Dairy Ashford Rd Ste 102, Sugar Land, TX, 77478-6215 | 49.0 | |
| Travelers | Tree Insurance Agency | 22503 Katy Freeway Ste 1, Katy, TX, 77450 | 49.0 | |
| Allstate | Joseph Guarisco | 19901 Southwest Fwy, Sugar Land, TX, 77479 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wharton County, TX | $115,700 | $1,427 | $940 | $2,200 | $1,260 |
| El Campo, TX | $127,100 | $929 | $610 | $1,430 | $820 |
| Wharton County, TX | $115,700 | $1,427 | $940 | $2,200 | $1,260 |
| Kendleton, TX | $112,000 | $1,571 | $1,040 | $2,420 | $1,380 |
| La Ward, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| Lolita, TX | $80,400 | $1,423 | $940 | $2,190 | $1,250 |
| Weston Lakes, TX | $417,900 | $2,700 | $1,780 | $4,160 | $2,380 |
| Hallettsville, TX | $158,200 | $986 | $650 | $1,520 | $870 |
| Fulshear-Simonton, TX | $328,200 | $1,524 | $1,010 | $2,350 | $1,340 |
| Angleton, TX | $151,500 | $1,384 | $910 | $2,130 | $1,220 |
| Brazoria County, TX | $164,300 | $1,414 | $930 | $2,180 | $1,250 |
| Rosharon, TX | $68,000 | $1,353 | $890 | $2,080 | $1,190 |