Gavop shows you how to buy homeowners insurance in Olean, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Olean, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 13th St, S 14th St, Euclid Ave, Irving St, Stardust Ln, E Spring St, Arland Ave, Mt View Dr, Kingston Dr, Garden Ave | $92,500 | $70,000 | $75,000-$100,000 | $70,500 | $70,000 | $50,000-$75,000 |
| Tompkins St, W Henley St, 2nd Ave, Thorn St, Laurens St, S 11th St, Griffin St, Root St, Inwood Dr, Goodrich Ave | $87,000 | $80,000 | $75,000-$100,000 | $52,000 | $50,000 | $50,000-$75,000 |
| W Green St, N 13th St, Forest Hill Ave, Garfield Ct, Gemini Dr, 1st Ave, Paragon Ave, S Union Branch, Grossman Ave, E Oviatt St | $104,500 | $90,000 | $100,000-$125,000 | $73,500 | $70,000 | $50,000-$75,000 |
| Franchot Blvd, Wayne St, Anderson Ave, N Barry St, Bell St, S 16th St, W Ohio St, Johnson Rd, N 12th St, Stowell Ave | $131,000 | $120,000 | $100,000-$125,000 | $68,000 | $60,000 | $50,000-$75,000 |
| Buffalo Rd, Willow St, Tyler Ave, W Sullivan St, S 26th St, S 5th St, Fairview Ave, Seneca Ave, Buchanan Ave, E Fall Rd | $86,000 | $70,000 | $75,000-$100,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$86 | $874 |
| Home and Two Car | -$154 | $806 |
| Home and Three Car | -$240 | $720 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,887 |
| Home Insurance Company Olean, NY | Homeowners Insurance Agency Olean, NY | Address | Popularity Score | Distance from Olean (miles) |
|---|---|---|---|---|
| Farmers | Janice Randall | 206 Main St, Olean, NY, 14760 | 0.4 | |
| Allstate | Kari Buckles | 1224 E State St, Olean, NY, 14760 | 1.7 | |
| Travelers | Litwin Castle Insurance Agency Inc | 4955 Chestnut Ridge Road, Orchard Park, NY, 14127 | 48.7 | |
| State Farm | Mike Conroy | 414 W State St, Olean, NY, 14760-2542 | 0.5 | |
| Allstate | Both Branch & Hendrix Inc | 128 South Union Street, Olean, NY, 14760 | 0.6 | |
| Allstate | Both Branch & Hendrix Inc | 128 S Union St, Olean, NY, 14760 | 0.6 | |
| State Farm | Maria Zawilski | 5899 S Park Ave, Hamburg, NY, 14075-3738 | 49.3 | |
| Allstate | Mark Pogue | 1720 W State St, Olean, NY, 14760 | 0.9 | |
| State Farm | Dave Palma | 176 Main St, Hornell, NY, 14843-1526 | 43.2 | |
| Allstate | The Weast Agency | 2 Park Sq, Franklinville, NY, 14737 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,590 | $810 |
| Cattaraugus County, NY | $86,500 | $1,226 | $880 | $1,740 | $860 |
| Olean, NY | $77,600 | $960 | $700 | $1,360 | $660 |
| Clarksville, NY | $62,600 | $605 | $410 | $840 | $430 |
| Humphrey, NY | $111,100 | $596 | $420 | $850 | $430 |
| Lewis Run, PA | $86,800 | $560 | $390 | $790 | $400 |
| Farmersville, NY | $97,900 | $591 | $400 | $830 | $430 |
| Sergeant, PA | $86,700 | $560 | $390 | $770 | $380 |
| Bliss, NY | $87,400 | $591 | $430 | $850 | $420 |
| Boston, NY | $183,300 | $670 | $460 | $920 | $460 |
| Nunda, NY | $89,900 | $590 | $420 | $820 | $400 |
| Brokenstraw, PA | $76,300 | $531 | $370 | $730 | $360 |
| Bemus Point, NY | $203,600 | $781 | $560 | $1,100 | $540 |