Gavop tells you how to get the best homeowners insurance in Smith County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Smith County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hickory Point Ln, Hewitt Dr, Landfill Ln, Fisher Ln, Cages Bend Ln, Rolling Hills Cir, White Cir, Nickajack Rd, State Rte 53, State Rte 53 | $161,000 | $150,000 | $175,000-$200,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Switchboard Rd, Hills Dale Ln W, State Rte 80, Lost Creek Rd, US Hwy 70N, Wirt Lancaster Ln, Ditty Hollow Rd, Industrial Dr, Hawkins Ct Cir, Conditt Hollow Rd | $196,500 | $160,000 | $200,000-$250,000 | $129,000 | $120,000 | $125,000-$150,000 |
| Twin Rivers Ln, Bussell Kelly Ln, 2nd Ave W, Hickman Creek Rd S, Moss St, Oak Hill Ln, Horizon Cir, Vaden Rd, Hallie Ln, Ernest Ln | $118,500 | $110,000 | $125,000-$150,000 | $135,500 | $130,000 | $125,000-$150,000 |
| Bowmans Branch Ln, Royster Rd, Cowan Hollow Ln, Jackson Ave, Ballenger Ln, Bishop Hollow Ln, Smith Ln, Elizabeth Dr, Jack Hackett Rd, Flatt Rock Rd | $160,500 | $130,000 | $150,000-$175,000 | $105,500 | $90,000 | $75,000-$100,000 |
| J M Z Dr, Vivian Ln, Richland Ln, Hickman Hwy, Bellar Hollow Rd, Stonewall Hwy, Riverwood Cir, Cooper Ln, Hackett Hollow Trce, Racoon Br Ln | $183,000 | $150,000 | $200,000-$250,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $661 |
| Superior Protection Discount | -$80 | $717 |
| Fire & Security Discount | -$80 | $717 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$159 | $637 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Smith County | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Smith County, TN | $1,500 | $787 | $2,287 | $572 | $2,072 | $215 |
| Auburntown, TN | $200 | $948 | $1,148 | $689 | $889 | $259 |
| Walterhill, TN | $1,500 | $1,073 | $2,573 | $780 | $2,280 | $293 |
| Scottsville, KY | $100 | $649 | $749 | $472 | $572 | $177 |
| Doyle, TN | $2,000 | $782 | $2,782 | $569 | $2,569 | $214 |
| Rutherford County, TN | $500 | $1,013 | $1,513 | $736 | $1,236 | $277 |
| Mitchellville, TN | $1,000 | $856 | $1,856 | $622 | $1,622 | $234 |
| Millersville, TN | $500 | $884 | $1,384 | $642 | $1,142 | $242 |
| Morrison, TN | $2,500 | $793 | $3,293 | $577 | $3,077 | $217 |
| Alvaton, KY | $400 | $846 | $1,246 | $615 | $1,015 | $231 |
| Burkesville, KY | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Home Insurance Company Smith County, TN | Homeowners Insurance Agency Smith County, TN | Address | Popularity Score | Distance from Smith County (miles) |
|---|---|---|---|---|
| Travelers | Frank E Neal & Co Inc | 2223 8th Ave S, Nashville, TN, 37204 | 47.5 | |
| Travelers | Insuranceplus3 Com | 301 Ezell Pike Unit 17751, Nashville, TN, 37217 | 42.1 | |
| Travelers | The Crichton Group | 3011 Armory Dr Ste 250, Nashville, TN, 37204 | 46.8 | |
| Travelers | Raborn Insurance Agency | 200 South Lowry St, Smyrna, TN, 37167 | 37.3 | |
| Travelers | J Barnes & Company | 1000 Northchase Drive Suite 117, Goodlettsville, TN, 37072 | 42.5 | |
| Allstate | Christopher Poplin | 1470 Battleground Dr, Murfreesboro, TN, 37129 | 37.5 | |
| Travelers | Reynolds Insurance Agency Inc | 103 Moore Avenue, Smyrna, TN, 37167 | 37.4 | |
| State Farm | Scotty Yeaman | 1011 Main St N, Carthage, TN, 37030-1004 | 0.6 | |
| Farmers | Nigel Barker | 2517 Lebanon Pike # And320, Nashville, TN, 37214 | 41.5 | |
| Travelers | Hale Insurance | 215 29th Avenue N, Nashville, TN, 37203 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,470 | $760 |
| Smith County, TN | $120,700 | $796 | $550 | $1,100 | $550 |
| Smith County, TN | $120,700 | $796 | $540 | $1,090 | $550 |
| Auburntown, TN | $124,200 | $960 | $650 | $1,370 | $720 |
| Walterhill, TN | $167,900 | $1,086 | $750 | $1,510 | $760 |
| Scottsville, KY | $99,100 | $657 | $450 | $910 | $460 |
| Doyle, TN | $81,700 | $792 | $580 | $1,100 | $520 |
| Rutherford County, TN | $174,200 | $1,025 | $700 | $1,400 | $700 |
| Mitchellville, TN | $98,800 | $866 | $620 | $1,200 | $580 |
| Millersville, TN | $159,700 | $895 | $640 | $1,260 | $620 |
| Morrison, TN | $84,200 | $803 | $550 | $1,130 | $580 |
| Alvaton, KY | $172,200 | $856 | $570 | $1,220 | $650 |
| Burkesville, KY | $87,800 | $734 | $500 | $1,010 | $510 |