Gavop tells you how to get the best homeowners insurance in Center, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $108,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $276,000 | $240,000 | $300,000-$350,000 |
| 3 Bedroom | $394,500 | $370,000 | $400,000-$500,000 |
| 4 Bedroom | $329,000 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $825,000 | $750,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $758 |
| Superior Protection Discount | -$80 | $812 |
| Fire & Security Discount | -$80 | $812 |
| Hail Resistant Roof Discount | -$18 | $874 |
| Newly Constructed Home Discount | -$205 | $687 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fauquier County | $1,000 | $1,025 | $2,025 | $745 | $1,745 | $280 |
| Center, VA | $2,500 | $881 | $3,381 | $641 | $3,141 | $241 |
| Loch Lomond, VA | $400 | $983 | $1,383 | $714 | $1,114 | $269 |
| Stonewall-Hawthorne, VA | $1,000 | $1,322 | $2,322 | $961 | $1,961 | $361 |
| Spotsylvania County, VA | $400 | $913 | $1,313 | $664 | $1,064 | $250 |
| North Potomac, MD | $1,000 | $1,137 | $2,137 | $826 | $1,826 | $311 |
| Bolivar, WV | $100 | $878 | $978 | $638 | $738 | $240 |
| Woodstock, VA | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| Derwood, MD | $200 | $1,852 | $2,052 | $1,346 | $1,546 | $506 |
| Friendly, MD | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Garretts Mill, MD | $100 | $871 | $971 | $633 | $733 | $238 |
| Mount Briar, MD | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Home Insurance Company Center, VA | Homeowners Insurance Agency Center, VA | Address | Popularity Score | Distance from Center (miles) |
|---|---|---|---|---|
| Nationwide | Robert F Kinzer | 14093 Daves Store Lane Ste 101, Gainesville, VA, 20155-4068 | 9.9 | |
| Farmers | Jose Hernandez | 14515 Jefferson Davis Hwy, Woodbridge, VA, 22191 | 27.6 | |
| Allstate | Rick Robertson | 14535 John Marshall Hwy Ste 104, Gainesville, VA, 20155 | 9.5 | |
| Erie | Tango Insurance | 10759 A Ambassador Dr , Manassas, VA, 20109 | 14.3 | |
| Allstate | Joe M. Nadimi | 8212 Old Courthouse Rd Ste C, Vienna, VA, 22182 | 31.8 | |
| Allstate | Fanning & Associates | Po Box 610, Locust Grove, VA, 22508 | 29.1 | |
| State Farm | Eric Simpson | 8838 Rixlew Ln, Manassas, VA, 20109-3733 | 14.3 | |
| State Farm | Anita Sadlack | 14540 J Marshall Hwy Ste 211, Gainesville, VA, 20155-1691 | 9.4 | |
| State Farm | Bob Garrigan | 6711 Leaberry Way, Haymarket, VA, 20169-2991 | 9.1 | |
| State Farm | Kevin Gallagher | 4001 9th St N Ste 101, Arlington, VA, 22203-1900 | 37.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,320 | $640 |
| Fauquier County, VA | $370,000 | $1,038 | $720 | $1,440 | $720 |
| Center, VA | $341,500 | $892 | $610 | $1,240 | $630 |
| Loch Lomond, VA | $292,700 | $995 | $720 | $1,400 | $680 |
| Stonewall-Hawthorne, VA | $439,300 | $1,338 | $980 | $1,860 | $880 |
| Spotsylvania County, VA | $265,600 | $924 | $620 | $1,310 | $690 |
| North Potomac, MD | $656,900 | $1,150 | $910 | $1,450 | $540 |
| Bolivar, WV | $175,000 | $889 | $640 | $1,270 | $630 |
| Woodstock, VA | $199,600 | $731 | $500 | $1,010 | $510 |
| Derwood, MD | $559,400 | $1,874 | $1,480 | $2,360 | $880 |
| Friendly, MD | $287,600 | $829 | $650 | $1,040 | $390 |
| Garretts Mill, MD | $238,200 | $882 | $700 | $1,110 | $410 |
| Mount Briar, MD | $228,300 | $863 | $680 | $1,090 | $410 |