Gavop's guide to buying homeowners insurance in Grove City, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $246,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $167,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $500 |
| Superior Protection Discount | -$60 | $536 |
| Fire & Security Discount | -$60 | $536 |
| Hail Resistant Roof Discount | -$18 | $577 |
| Newly Constructed Home Discount | -$131 | $464 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,392 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,556 |
| Home Insurance Company Grove City, PA | Homeowners Insurance Agency Grove City, PA | Address | Popularity Score | Distance from Grove City (miles) |
|---|---|---|---|---|
| State Farm | John Ryce | 10521 Perry Hwy, Wexford, PA, 15090 | 37.8 | |
| State Farm | Adrienne Natili | 558 Centreville Pike, Slippery Rock, PA, 16057-3004 | 8.5 | |
| Erie | Turner Insurance Agency Inc. | 240 S Main Street, Harrisville, PA, 16038 | 4.4 | |
| Erie | Baker Insurance Inc. | 4360 Leechburg Road, New Kensington, PA, 15068 | 43.8 | |
| Travelers | Specialty Insurance Agency | 202 W Mercer St, Harrisville, PA, 16038 | 4.3 | |
| Nationwide | Curotola Insurance Group Inc | 238 Moon Clinton Road, Moon Township, PA, 15108 | 45.0 | |
| Travelers | Wilson Insurance Group | 231 6th St, Ellwood City, PA, 16117 | 23.1 | |
| State Farm | Pam Chickness | 1109 W Main St, Grove City, PA, 16127-1013 | 0.9 | |
| Erie | Schmidhamer Agency | 250 Insurance Street Suite 201, Beaver, PA, 15009 | 33.9 | |
| State Farm | Gary Joseph | 1064 Beckford St, New Castle, PA, 16101-4380 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,030 | $520 |
| Mercer County, PA | $114,100 | $610 | $410 | $860 | $450 |
| Grove City, PA | $118,900 | $595 | $400 | $820 | $420 |
| East Lackawannock, PA | $147,600 | $701 | $480 | $1,000 | $520 |
| New Castle Northwest, PA | $111,400 | $622 | $440 | $880 | $440 |
| Foxburg, PA | $87,100 | $561 | $390 | $800 | $410 |
| Wampum, PA | $91,300 | $572 | $410 | $780 | $370 |
| Hartstown, PA | $91,300 | $572 | $390 | $780 | $390 |
| Winfield, PA | $167,400 | $739 | $510 | $1,030 | $520 |
| Weathersfield, OH | $83,700 | $688 | $500 | $950 | $450 |
| Ford City, PA | $59,900 | $482 | $350 | $670 | $320 |
| Glasgow, PA | $45,000 | $433 | $300 | $610 | $310 |
| Hawthorn, PA | $77,900 | $536 | $360 | $750 | $390 |