Gavop shows you how to buy homeowners insurance in Rockland County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $126,000 | $110,000 | $150,000-$175,000 |
| 2 Bedroom | $257,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $420,000 | $380,000 | $400,000-$500,000 |
| 4 Bedroom | $423,500 | $390,000 | $350,000-$400,000 |
| 5 Bedroom | $551,500 | $490,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$255 | $1,088 |
| Superior Protection Discount | -$134 | $1,209 |
| Fire & Security Discount | -$94 | $1,249 |
| Hail Resistant Roof Discount | -$27 | $1,316 |
| Newly Constructed Home Discount | -$363 | $981 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockland County | $700 | $1,327 | $2,027 | $964 | $1,664 | $363 |
| Rockland County, NY | $2,500 | $1,327 | $3,827 | $964 | $3,464 | $363 |
| Suffern, NY | $400 | $886 | $1,286 | $644 | $1,044 | $242 |
| Hamptonburgh, NY | $2,500 | $1,046 | $3,546 | $760 | $3,260 | $286 |
| Thomaston, NY | $300 | $825 | $1,125 | $599 | $899 | $225 |
| Otisville, NY | $2,500 | $729 | $3,229 | $530 | $3,030 | $199 |
| Kenilworth, NJ | $100 | $801 | $901 | $582 | $682 | $219 |
| Bethel, CT | $700 | $1,001 | $1,701 | $727 | $1,427 | $274 |
| Malverne, NY | $200 | $1,136 | $1,336 | $826 | $1,026 | $310 |
| Mamakating, NY | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Colonia, NJ | $400 | $808 | $1,208 | $587 | $987 | $221 |
| Massapequa Park, NY | $2,500 | $1,094 | $3,594 | $795 | $3,295 | $299 |
| Home Insurance Company Rockland County, NY | Homeowners Insurance Agency Rockland County, NY | Address | Popularity Score | Distance from Rockland County (miles) |
|---|---|---|---|---|
| State Farm | Jocelyn Mizrahi | 54 Warburton Ave, Yonkers, NY, 10701-2723 | 16.4 | |
| Allstate | Nelson Rivera Jr. | 65 Manorhaven Blvd, Port Washington, NY, 11050 | 27.1 | |
| Allstate | New York Statewide Protection Inc. | 290 Route 59, Nyack, NY, 10960 | 5.9 | |
| Travelers | Aaron Plum Inc | 255 W 231st St, Bronx, NY, 10463 | 19.9 | |
| State Farm | Pedriena Wheeler | 4 Spring Valley Market Pl, Spring Valley, NY, 10977-5200 | 3.5 | |
| Allstate | Daniel Bosque | 5608 Broadway, Bronx, NY, 10463 | 20.0 | |
| Allstate | Todd Cameron | 939 Huguenot Ave, Staten Island, NY, 10312 | 43.9 | |
| Allstate | Cesar Carranza | 57 Lake St, White Plains, NY, 10604 | 16.1 | |
| Allstate | Rob Chowdhury | 2031 Forest Ave Ste 8, Staten Island, NY, 10303 | 37.1 | |
| State Farm | Corey Anthony | 579 Gramatan Ave, Mount Vernon, NY, 10552-2117 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Rockland County, NY | $425,100 | $1,343 | $970 | $1,910 | $940 |
| Rockland County, NY | $425,100 | $1,343 | $980 | $1,840 | $860 |
| Suffern, NY | $311,000 | $897 | $650 | $1,240 | $590 |
| Hamptonburgh, NY | $349,800 | $1,059 | $750 | $1,460 | $710 |
| Thomaston, NY | $809,700 | $835 | $580 | $1,140 | $560 |
| Otisville, NY | $189,900 | $738 | $540 | $1,050 | $510 |
| Kenilworth, NJ | $347,500 | $811 | $550 | $1,140 | $590 |
| Bethel, CT | $333,900 | $1,013 | $730 | $1,440 | $710 |
| Malverne, NY | $441,900 | $1,150 | $770 | $1,580 | $810 |
| Mamakating, NY | $184,800 | $673 | $480 | $930 | $450 |
| Colonia, NJ | $351,200 | $818 | $600 | $1,130 | $530 |
| Massapequa Park, NY | $448,500 | $1,108 | $760 | $1,540 | $780 |