Gavop shows you how to buy homeowners insurance in Newberry County, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Newberry County, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd S-36-277, Live Oak Ln, Major Dr, State Rd S-36-672, Clarendon Dr, Hance Rd, Trent St, Bell-Tel Dr, NW Forest Rd, Hollyberry Ln | $118,000 | $100,000 | $125,000-$150,000 | $63,000 | $50,000 | $50,000-$75,000 |
| Blount Rd, Mason Rd, Powerhouse Rd, Squirrel Run Ln, Cool Breeze Ln, Minnie Prince Ln, Ninety Six Rd, James St, Maybinton Rd, New Chapel Church Rd | $121,500 | $110,000 | $125,000-$150,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Evans Cir, Huntington Ln, College St, Rivers St, St Matthew Rd, Moon St, Capers Chapel Rd, Sterling Rd, Franklin Park Cir, Braswell Rd | $152,000 | $130,000 | $150,000-$175,000 | $86,500 | $70,000 | $50,000-$75,000 |
| State Rd S-36-58, Austin Farm Dr, Park Ave, Toad Hawkins Rd, Sujo Dr, Green Ace Rd, Setzler Rd, Green Tree Rd, Point Circle Rd, Vincent Place Dr | $107,000 | $90,000 | $75,000-$100,000 | $93,500 | $80,000 | $75,000-$100,000 |
| State Rd S-36-340, Murray Company Dr, Service Dr, Allen Dr, Hargrove Rd, Grace St, Shady Ln, Salter Rd, Jollystreet Rd, Victoria St | $183,500 | $160,000 | $150,000-$175,000 | $133,000 | $110,000 | $125,000-$150,000 |
| Wheeland Rd, Crowder Rd, Harrington St, Grace St, Long Rd, Rabbit Ln, State Spur S-36-571, Mountain St, State Rd S-36-495, Hawkins Rd | $264,000 | $250,000 | $250,000-$300,000 | $121,000 | $110,000 | $100,000-$125,000 |
| US Hwy 76 Bus, Birdsong Ln, Suber St, Bush River Rd, Mayes St, State Rd S-36-513, Brut Bluff, Mollys Rock Rd, Old Airport Cir, Soule Chapel Church Rd | $131,000 | $110,000 | $100,000-$125,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Livingston Rd, US Hwy 76 Byp, Nancy Rd, Charles St, State Hwy 213, Gary Young Rd, State Rd S-36-396, S Church St, Maple Ridge Ln, Glymph St | $186,500 | $160,000 | $175,000-$200,000 | $82,500 | $70,000 | $75,000-$100,000 |
| State Rd S-36-38, Big Pine Rd, Swittenburg Rd, Green Meadows Dr, Cromer Rd, Pinewood Cir, Rice Rd, Saint Lukes Church Rd, Parr Rd, J L Koon Rd | $130,500 | $110,000 | $100,000-$125,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Emory St, James Williams Rd, Gulf St, The Christian Cir, Emanuel Rd, Cannon Swamp Rd, Clarkson Ave, W P Johnston Rd, Mountain Dr, Bearington Rd | $164,000 | $150,000 | $175,000-$200,000 | $121,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $568 |
| Superior Protection Discount | -$67 | $601 |
| Fire & Security Discount | -$74 | $595 |
| Hail Resistant Roof Discount | -$13 | $655 |
| Newly Constructed Home Discount | -$167 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newberry County | $1,000 | $660 | $1,660 | $480 | $1,480 | $180 |
| Newberry County, SC | $2,500 | $660 | $3,160 | $480 | $2,980 | $180 |
| Laurens County, SC | $200 | $1,036 | $1,236 | $753 | $953 | $283 |
| Lexington, SC | $1,500 | $996 | $2,496 | $724 | $2,224 | $272 |
| Ward, SC | $500 | $597 | $1,097 | $434 | $934 | $163 |
| Red Bank, SC | $2,000 | $676 | $2,676 | $492 | $2,492 | $185 |
| Chester, SC | $100 | $577 | $677 | $419 | $519 | $158 |
| Springdale, SC | $2,000 | $926 | $2,926 | $673 | $2,673 | $253 |
| Ridgeway, SC | $500 | $757 | $1,257 | $550 | $1,050 | $207 |
| Pelion, SC | $2,000 | $642 | $2,642 | $466 | $2,466 | $175 |
| Fort Lawn, SC | $100 | $675 | $775 | $490 | $590 | $184 |
| Cowpens, SC | $2,500 | $593 | $3,093 | $431 | $2,931 | $162 |
| Home Insurance Company Newberry County, SC | Homeowners Insurance Agency Newberry County, SC | Address | Popularity Score | Distance from Newberry County (miles) |
|---|---|---|---|---|
| Travelers | Advantage Insurance Agency Llc | 115 Southport Rd Unit K, Spartanburg, SC, 29306 | 48.3 | |
| State Farm | Matt Davis | 906b S Broad St, Clinton, SC, 29325-2866 | 19.7 | |
| State Farm | Liz Berry | 1004 W Georgia Rd Ste G, Simpsonville, SC, 29680-7423 | 49.6 | |
| State Farm | Shannon Rikard | 384 Saint Andrews Road, Columbia, SC, 29210-4427 | 31.4 | |
| Nationwide | Brian Spears Agency Inc. | 674 Fairview Rd, Simpsonville, SC, 29680-6708 | 47.3 | |
| Allstate | Ashley Harpe | 1004 W Georgia Rd Ste A, Simpsonville, SC, 29680 | 49.6 | |
| State Farm | Ryan Grubbs | 1909 Augusta Hwy Ste A, Lexington, SC, 29072-2205 | 28.1 | |
| State Farm | Chan Chitwood | 2035 Montague Ave Ext, Greenwood, SC, 29649-9037 | 34.5 | |
| Allstate | Eric Zingmark | 2712 Main St, Newberry, SC, 29108 | 0.6 | |
| Liberty Mutual Independent | Wickliffe Insurance Services Inc | 406 Se Main St, Simpsonville, SC, 29681 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,390 | $680 |
| Newberry County, SC | $99,700 | $668 | $490 | $920 | $430 |
| Newberry County, SC | $99,700 | $668 | $450 | $950 | $500 |
| Laurens County, SC | $87,400 | $1,049 | $710 | $1,440 | $730 |
| Lexington, SC | $166,900 | $1,008 | $730 | $1,420 | $690 |
| Ward, SC | $87,800 | $604 | $400 | $830 | $430 |
| Red Bank, SC | $118,800 | $685 | $460 | $950 | $490 |
| Chester, SC | $91,100 | $584 | $410 | $840 | $430 |
| Springdale, SC | $139,300 | $937 | $640 | $1,320 | $680 |
| Ridgeway, SC | $134,900 | $766 | $560 | $1,050 | $490 |
| Pelion, SC | $112,200 | $649 | $470 | $900 | $430 |
| Fort Lawn, SC | $98,800 | $683 | $490 | $980 | $490 |
| Cowpens, SC | $87,200 | $600 | $440 | $830 | $390 |