Gavop shows you how to buy homeowners insurance in Jacobs Fork, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$175 | $553 |
| 30 year old | +$11 | $739 |
| 40 year old | +$19 | $747 |
| 50 year old | +$28 | $756 |
| Above 50 year old | +$35 | $763 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $626 |
| Superior Protection Discount | -$73 | $655 |
| Fire & Security Discount | -$66 | $663 |
| Hail Resistant Roof Discount | -$15 | $714 |
| Newly Constructed Home Discount | -$197 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catawba County | $1,000 | $776 | $1,776 | $564 | $1,564 | $212 |
| Jacobs Fork, NC | $2,500 | $720 | $3,220 | $523 | $3,023 | $197 |
| Catawba County, NC | $500 | $776 | $1,276 | $564 | $1,064 | $212 |
| Northlakes, NC | $2,000 | $997 | $2,997 | $724 | $2,724 | $272 |
| Fallston, NC | $200 | $766 | $966 | $556 | $756 | $209 |
| Duncans Creek, NC | $700 | $1,031 | $1,731 | $750 | $1,450 | $282 |
| Belmont, NC | $300 | $798 | $1,098 | $580 | $880 | $218 |
| Nebo, NC | $2,500 | $785 | $3,285 | $571 | $3,071 | $215 |
| Enochville, NC | $500 | $693 | $1,193 | $503 | $1,003 | $189 |
| McDowell County, NC | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Deep Creek, NC | $400 | $791 | $1,191 | $575 | $975 | $216 |
| Pine Swamp, NC | $700 | $1,029 | $1,729 | $747 | $1,447 | $281 |
| Home Insurance Company Jacobs Fork, NC | Homeowners Insurance Agency Jacobs Fork, NC | Address | Popularity Score | Distance from Jacobs Fork (miles) |
|---|---|---|---|---|
| Erie | Robert D Black Insurance Services | 108 West Catawba Avenue, Mount Holly, NC, 28120 | 26.4 | |
| Liberty Mutual Independent | Swimmer Insurance Agency | 725 Providence Rd, Charlotte, NC, 28207 | 38.6 | |
| Erie | Kincaid Insurance Agency | 102 Mulberry St Nw, Lenoir, NC, 28645 | 25.5 | |
| Liberty Mutual Independent | Risk Solutions Inc. | 7761 Ballantyne Commons Pkwy Ste 101, Charlotte, NC, 28277 | 46.5 | |
| State Farm | John Norris | 2407 Plntatn Ctr Dr Ste 100a, Matthews, NC, 28105-6614 | 48.0 | |
| State Farm | Travis Snider | 7510 Pnvl Mthws Rd Ste 13b, Charlotte, NC, 28226-4072 | 43.8 | |
| Erie | Turner Houser Insurance Group | 333c E Main Street, Lincolnton, NC, 28092 | 9.0 | |
| State Farm | Rick Franklin | 507 Burkemont Ave Ste A, Morganton, NC, 28655-4468 | 23.6 | |
| State Farm | Gary Kochman | 9539 Idlewild Rd, Mint Hill, NC, 28227-6015 | 44.7 | |
| Erie | Ben Cowan Insurance Services Inc. | 5650 Highway 49 S Suite 201, Harrisburg, NC, 28075 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,220 | $610 |
| Catawba County, NC | $139,900 | $786 | $570 | $1,120 | $550 |
| Jacobs Fork, NC | $154,000 | $728 | $500 | $1,040 | $540 |
| Catawba County, NC | $139,900 | $786 | $560 | $1,120 | $560 |
| Northlakes, NC | $194,300 | $1,009 | $730 | $1,430 | $700 |
| Fallston, NC | $131,700 | $775 | $520 | $1,090 | $570 |
| Duncans Creek, NC | $205,300 | $1,044 | $760 | $1,490 | $730 |
| Belmont, NC | $180,200 | $808 | $540 | $1,120 | $580 |
| Nebo, NC | $136,400 | $795 | $560 | $1,110 | $550 |
| Enochville, NC | $115,500 | $701 | $480 | $1,000 | $520 |
| McDowell County, NC | $110,400 | $656 | $440 | $930 | $490 |
| Deep Creek, NC | $137,800 | $801 | $550 | $1,100 | $550 |
| Pine Swamp, NC | $204,300 | $1,041 | $750 | $1,450 | $700 |