Gavop's guide to buying homeowners insurance in Orange County, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$251 | $713 |
| 30 year old | +$14 | $978 |
| 40 year old | +$25 | $989 |
| 50 year old | +$37 | $1,000 |
| Above 50 year old | +$46 | $1,010 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $819 |
| Superior Protection Discount | -$87 | $877 |
| Fire & Security Discount | -$77 | $887 |
| Hail Resistant Roof Discount | -$29 | $935 |
| Newly Constructed Home Discount | -$241 | $723 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $952 | $2,952 | $692 | $2,692 | $260 |
| Orange County, NY | $2,000 | $952 | $2,952 | $692 | $2,692 | $260 |
| Bloomingburg, NY | $500 | $832 | $1,332 | $605 | $1,105 | $227 |
| Bedford Hills, NY | $700 | $2,459 | $3,159 | $1,787 | $2,487 | $672 |
| Passaic, NJ | $100 | $971 | $1,071 | $706 | $806 | $265 |
| Caldwell, NJ | $700 | $990 | $1,690 | $719 | $1,419 | $270 |
| Narrowsburg, NY | $500 | $663 | $1,163 | $482 | $982 | $181 |
| Rhinebeck, NY | $2,500 | $938 | $3,438 | $681 | $3,181 | $256 |
| Glenville, CT | $500 | $2,534 | $3,034 | $1,842 | $2,342 | $693 |
| Budd Lake, NJ | $700 | $870 | $1,570 | $632 | $1,332 | $238 |
| East Newark, NJ | $400 | $1,026 | $1,426 | $745 | $1,145 | $280 |
| Mountainside, NJ | $2,500 | $1,069 | $3,569 | $777 | $3,277 | $292 |
| Home Insurance Company Orange County, NY | Homeowners Insurance Agency Orange County, NY | Address | Popularity Score | Distance from Orange County (miles) |
|---|---|---|---|---|
| State Farm | Gladys Quinones | 1029 E 167th St, Bronx, NY, 10459-2094 | 45.3 | |
| State Farm | Scott Marxer | 382 Violet Ave, Poughkeepsie, NY, 12601-1034 | 31.0 | |
| State Farm | Dalila D. Namy | 150 S Regent St, Port Chester, NY, 10573-3569 | 43.0 | |
| Allstate | Frank Campo | 572 Warburton Ave, Hastings On Hudson, NY, 10706 | 35.7 | |
| State Farm | Tony Bragg | 776 White Plains Rd, Scarsdale, NY, 10583-5005 | 39.5 | |
| Travelers | Rex Wyon Inc | 420 Lexington Ave Ste 632, New York, NY, 10170 | 48.1 | |
| Travelers | Lombardo-Scotti Agency | 733 Yonkers Ave Ste 304, Yonkers, NY, 10704 | 40.3 | |
| Allstate | Kalvin Chen | 114 Bowery Fl 2, New York, NY, 10013 | 49.9 | |
| Allstate | John Devine | 495 New Rochelle Rd, Bronxville, NY, 10708 | 41.8 | |
| Allstate | Aleksandr Savranskiy | 2980 Webster Ave, Bronx, NY, 10458 | 43.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,660 | $880 |
| Orange County, NY | $260,300 | $964 | $690 | $1,320 | $630 |
| Orange County, NY | $260,300 | $964 | $650 | $1,320 | $670 |
| Bloomingburg, NY | $221,300 | $842 | $560 | $1,160 | $600 |
| Bedford Hills, NY | $493,100 | $2,489 | $1,770 | $3,560 | $1,790 |
| Passaic, NJ | $309,700 | $983 | $720 | $1,410 | $690 |
| Caldwell, NJ | $431,100 | $1,002 | $720 | $1,370 | $650 |
| Narrowsburg, NY | $163,400 | $671 | $450 | $960 | $510 |
| Rhinebeck, NY | $377,400 | $949 | $640 | $1,320 | $680 |
| Glenville, CT | $760,300 | $2,565 | $1,720 | $3,570 | $1,850 |
| Budd Lake, NJ | $305,100 | $880 | $610 | $1,220 | $610 |
| East Newark, NJ | $300,000 | $1,038 | $750 | $1,460 | $710 |
| Mountainside, NJ | $619,500 | $1,082 | $780 | $1,490 | $710 |