Gavop shows you how to buy homeowners insurance in Greene County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Greene County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Walnut St, Hardacre Dr, Haddix Rd, Windmill Dr, McDowell St, Irvin Rd, Blythe Ct, School Dr, Rosecliff Dr, Stelton Rd | $178,500 | $150,000 | $150,000-$175,000 | $261,500 | $220,000 | $250,000-$300,000 |
| Concord Dr, Birchmoor Dr, Walling Way, Carpenter Rd, Southern Blvd, Kingsway Dr, State Rte 835, Rushton Dr, Timberleaf Dr, S Stadium Dr | $256,500 | $240,000 | $250,000-$300,000 | $267,500 | $230,000 | $250,000-$300,000 |
| Eleanor St, River Bend Dr, Clear Springs Rd, Selma Jamestown Rd, Ranchfield Dr, Stone Rd, Short St, W Elm St, Grove St, Dickens Dr | $146,500 | $130,000 | $150,000-$175,000 | $217,000 | $200,000 | $175,000-$200,000 |
| Austin Pl, Darden Dr, S Pleasant St, Pine Needle Ct, Colorado Dr, Suncrest Dr, Weller Dr, Prestonwood Ct N, Grierson Pl, Ravelle Ct | $262,000 | $210,000 | $250,000-$300,000 | $393,500 | $370,000 | $400,000-$500,000 |
| S Fair St, Ravina Dr, Willow Creek Cir, Hargrave Dr, Jodee Dr, Greeneview Dr, Kenora Cir, White Water Ct, Redbud Dr, Cherry Grove Rd | $288,500 | $240,000 | $300,000-$350,000 | $522,500 | $490,000 | $500,000-$600,000 |
| Frahn Ave, Old Stage Rd, W South St, Vimla Way, Wyckshire Pl, Christi Cir, Mill Pond Dr, Hillrose Pl, Stretch Dr, Winesap Dr | $260,500 | $240,000 | $250,000-$300,000 | $356,000 | $310,000 | $350,000-$400,000 |
| Terry Dr, Westview Dr, Reid Ave, Oak Ct, Race St, Springland Cir, Wentworth Village Dr, Croftwood Ct, Bruce Ct, Spruce Way | $186,500 | $170,000 | $175,000-$200,000 | $284,000 | $230,000 | $250,000-$300,000 |
| Margate Dr, Beech St, Fincastle Dr, Slip Ln N, Andrea Cir, N Main St, Prospect Ave, Snively Rd, Avonley Ct, N King St | $207,500 | $190,000 | $200,000-$250,000 | $494,500 | $400,000 | $500,000-$600,000 |
| Spring Ridge Ct, Navajo Trl, Hite Rd, Cottage Court Dr, Boxwood Dr, Green Hills Dr, Fawn Dr, Hilt Rd, Handfield Ct, High Oaks Cir | $231,500 | $210,000 | $175,000-$200,000 | $264,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $620 |
| Superior Protection Discount | -$67 | $680 |
| Fire & Security Discount | -$52 | $695 |
| Hail Resistant Roof Discount | -$22 | $724 |
| Newly Constructed Home Discount | -$179 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $1,000 | $738 | $1,738 | $536 | $1,536 | $202 |
| Greene County, OH | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
| Jamestown, OH | $300 | $609 | $909 | $442 | $742 | $166 |
| Donnelsville, OH | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Five Points, OH | $500 | $916 | $1,416 | $666 | $1,166 | $250 |
| Vandalia, OH | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Warren County, OH | $200 | $798 | $998 | $580 | $780 | $218 |
| Fayette County, OH | $1,000 | $595 | $1,595 | $433 | $1,433 | $163 |
| New Miami, OH | $400 | $536 | $936 | $390 | $790 | $147 |
| Hilliard, OH | $1,500 | $720 | $2,220 | $524 | $2,024 | $197 |
| Sherwood, OH | $100 | $791 | $891 | $575 | $675 | $216 |
| West College Corner, IN | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Home Insurance Company Greene County, OH | Homeowners Insurance Agency Greene County, OH | Address | Popularity Score | Distance from Greene County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Norman Spencer Agency Inc | 8075 Washington Village Dr, Dayton, OH, 45458 | 16.6 | |
| State Farm | Kevin Martin | 3898 Indian Ripple Rd, Beavercreek, OH, 45440-3448 | 10.0 | |
| State Farm | Mick Lundy | 3230 Dayton Xenia Rd, Beavercreek, OH, 45434-6312 | 9.0 | |
| State Farm | Michael Saylor | 2440 Dayton Xenia Road, Beavercreek, OH, 45434-7124 | 7.2 | |
| State Farm | Steve Winn | 1313 N Barron St, Eaton, OH, 45320-1015 | 39.8 | |
| State Farm | Rick Kolmin | 280 N Detroit St, Xenia, OH, 45385-2269 | 1.9 | |
| Allstate | Andy Harmon | 1269 N Fairfield Rd, Beavercreek, OH, 45432 | 9.1 | |
| Travelers | Ohio Insurance Services Agency Inc | 8120 Corporate Blvd, Plain City, OH, 43064 | 47.9 | |
| State Farm | Gabe Landes | 1490 N Fairfield Rd Ste C, Beavercreek, OH, 45432-2680 | 9.2 | |
| State Farm | Bruce Hull | 1209 N Fairfield Rd, Beavercreek, OH, 45432-2633 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Greene County, OH | $163,500 | $747 | $530 | $1,020 | $490 |
| Greene County, OH | $163,500 | $747 | $530 | $1,020 | $490 |
| Jamestown, OH | $97,000 | $616 | $440 | $840 | $400 |
| Donnelsville, OH | $121,900 | $681 | $480 | $970 | $490 |
| Five Points, OH | $260,600 | $927 | $640 | $1,270 | $630 |
| Vandalia, OH | $135,800 | $663 | $450 | $910 | $460 |
| Warren County, OH | $200,100 | $808 | $560 | $1,110 | $550 |
| Fayette County, OH | $108,900 | $603 | $420 | $860 | $440 |
| New Miami, OH | $73,600 | $543 | $400 | $750 | $350 |
| Hilliard, OH | $222,400 | $729 | $500 | $1,040 | $540 |
| Sherwood, OH | $180,700 | $801 | $540 | $1,100 | $560 |
| West College Corner, IN | $77,700 | $663 | $480 | $940 | $460 |