Gavop's guide to buying homeowners insurance in Woodson County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $67,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $80,500 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $123,000 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $182,500 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $641 |
| Home and Two Car | -$112 | $586 |
| Home and Three Car | -$174 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Woodson County | $1,500 | $689 | $2,189 | $501 | $2,001 | $188 |
| Woodson County, KS | $1,500 | $689 | $2,189 | $501 | $2,001 | $188 |
| Gridley, KS | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Shell Rock, KS | $1,500 | $1,193 | $2,693 | $867 | $2,367 | $326 |
| Neosho County, KS | $300 | $840 | $1,140 | $610 | $910 | $230 |
| Newark, KS | $2,000 | $1,507 | $3,507 | $1,095 | $3,095 | $412 |
| Olpe, KS | $300 | $1,180 | $1,480 | $857 | $1,157 | $322 |
| Savonburg, KS | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Stark, KS | $500 | $683 | $1,183 | $496 | $996 | $187 |
| Lyon County, KS | $700 | $1,057 | $1,757 | $768 | $1,468 | $289 |
| Reading, KS | $400 | $1,425 | $1,825 | $1,035 | $1,435 | $389 |
| Home Insurance Company Woodson County, KS | Homeowners Insurance Agency Woodson County, KS | Address | Popularity Score | Distance from Woodson County (miles) |
|---|---|---|---|---|
| State Farm | Terry Sparks | 15 W Madison Ave, Iola, KS, 66749-3201 | 19.4 | |
| State Farm | Vicki Burnett | 411 W 6th Avenue, Emporia, KS, 66801-2701 | 42.6 | |
| State Farm | Connie Shiverdecker | 1018 Main St, Neodesha, KS, 66757-1675 | 32.8 | |
| Travelers | Exchange Insurance Agency Inc | 718 Central, St Paul, KS, 66771 | 41.0 | |
| Travelers | Wilson County Agency | 421 Main St, Neodesha, KS, 66757 | 32.8 | |
| Travelers | Iola Insurance Associates | Box 653, Iola, KS, 66749 | 19.7 | |
| State Farm | Patty Ann Sanborn | 415 N 4th St, Burlington, KS, 66839-1401 | 21.3 | |
| State Farm | Patty Ann Sanborn | 105 N. State, Yates Center, KS, 66783 | 1.4 | |
| State Farm | John Mcrae | 111 S Washington Ave, Iola, KS, 66749-3250 | 19.3 | |
| State Farm | Betty Blubaugh | 1730 Broadway Ave, Parsons, KS, 67357-3312 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Woodson County, KS | $53,200 | $697 | $540 | $940 | $400 |
| Woodson County, KS | $53,200 | $697 | $540 | $940 | $400 |
| Gridley, KS | $55,900 | $852 | $660 | $1,150 | $490 |
| Shell Rock, KS | $108,300 | $1,207 | $940 | $1,630 | $690 |
| Neosho County, KS | $77,300 | $850 | $660 | $1,150 | $490 |
| Newark, KS | $180,100 | $1,525 | $1,190 | $2,060 | $870 |
| Olpe, KS | $106,000 | $1,194 | $930 | $1,610 | $680 |
| Savonburg, KS | $37,500 | $695 | $540 | $940 | $400 |
| Stark, KS | $37,000 | $691 | $540 | $930 | $390 |
| Lyon County, KS | $98,500 | $1,070 | $830 | $1,440 | $610 |
| Reading, KS | $157,600 | $1,442 | $1,120 | $1,950 | $830 |