Gavop's guide to buying homeowners insurance in Panola County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Panola County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Turner St, Serenity, US Hwy 79G Bus, Co Rd 2771, Co Rd 1754, College Ct, Co Rd 433, Ivy Spr, Co Rd 4311, Dixie Lake Rd | $126,500 | $110,000 | $125,000-$150,000 | $62,000 | $50,000 | $50,000-$75,000 |
| Parker Ln, Co Rd 1532, S Elvin St, Co Rd 180, Co Rd 132, Grand Bluff St, Co Rd 133, Duke St, Pr Rd 7021, Co Rd 445 | $76,000 | $60,000 | $75,000-$100,000 | $62,500 | $60,000 | $50,000-$75,000 |
| Garland St, Co Rd 320, State Hwy 315, Co Rd 1981, Langford Ln, Co Rd 4612, Co Rd 3203, Co Rd 2092, N Daniels St, M L King Blvd | $142,000 | $120,000 | $125,000-$150,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Parish Rd 101, Fir St, N St Mary St, Co Rd 206, Co Rd 108, Parish Rd 5082, FM 2517, Pr684, Pr Rd 641, Old Champlain Rd | $150,500 | $130,000 | $150,000-$175,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Co Rd 278, Pr 6020, Co Rd 328, Co Rd 4082, Co Rd 317, Co Rd 414, Co Rd 3112, C R 466, Co Rd 245, Co Rd 423 | $79,500 | $70,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Boynton St, Daniels St, FM 3231, College Cir, Park Pl, Co Rd 2243, Co Rd 1756, C R 4562, Co Rd 3031, W Perry Pl | $96,500 | $80,000 | $75,000-$100,000 | $120,500 | $110,000 | $125,000-$150,000 |
| Co Rd 4191, Pr 7012, Co Rd 306, Co Rd 3231, Co Rd 246, FM 2517, Co Rd 322, Co Rd 110, Pr 7016, Co Rd 229 | $124,000 | $100,000 | $100,000-$125,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Bethel St, Co Rd 282, Texas Dr, Co Rd 114, Pr 554, FM 3359, Warren St, Co Rd 3374, Pr 5757, W Peggy Ln | $123,000 | $100,000 | $125,000-$150,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Pvt Rd 628, Bell St, Chris St, Park Dr, Evangeline Ln, C R 456, Co Rd 112, Jones St, FM 1971, FM 1970 | $124,000 | $110,000 | $125,000-$150,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Co Rd 329, Bethany-State Line Rd, Co Rd 267, Co Rd 457, Co Rd 1244, Bird Dr, Beverly St, FM 2792, 1151, Co Rd 3150 | $98,000 | $80,000 | $75,000-$100,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$101 | $906 |
| Fire & Security Discount | -$111 | $896 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$252 | $755 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Panola County | $1,000 | $994 | $1,994 | $723 | $1,723 | $272 |
| Panola County, TX | $700 | $994 | $1,694 | $723 | $1,423 | $272 |
| Lakeport, TX | $200 | $1,034 | $1,234 | $751 | $951 | $283 |
| De Soto, LA | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| Shreveport, LA | $100 | $1,400 | $1,500 | $1,017 | $1,117 | $382 |
| Blanchard, LA | $1,000 | $1,749 | $2,749 | $1,271 | $2,271 | $478 |
| Longview Northwest, TX | $400 | $1,816 | $2,216 | $1,320 | $1,720 | $496 |
| Liberty City, TX | $2,000 | $1,627 | $3,627 | $1,183 | $3,183 | $445 |
| Cushing-Douglass, TX | $300 | $1,412 | $1,712 | $1,026 | $1,326 | $386 |
| Jefferson, TX | $1,000 | $1,511 | $2,511 | $1,098 | $2,098 | $413 |
| Lake O' the Pines, TX | $400 | $1,014 | $1,414 | $737 | $1,137 | $277 |
| Chireno, TX | $1,000 | $1,503 | $2,503 | $1,092 | $2,092 | $411 |
| Home Insurance Company Panola County, TX | Homeowners Insurance Agency Panola County, TX | Address | Popularity Score | Distance from Panola County (miles) |
|---|---|---|---|---|
| State Farm | Rick Grisham | Bldg 3 2393 H G Mosley Pkwy Ste 101, Longview, TX, 75604-3664 | 36.6 | |
| State Farm | Diane Neilsen | 1609 Us Highway 79 S, Henderson, TX, 75654-4507 | 28.9 | |
| Farmers | Darin Anthony | 810 N Hill St, Tatum, TX, 75691 | 16.8 | |
| Allstate | Courtney Smith | 2006 Jacksonville Dr # 3, Henderson, TX, 75654 | 29.6 | |
| Travelers | Shoop Insurance Agency | 206 Tenaha St, Center, TX, 75935 | 26.3 | |
| State Farm | John Durden | 123 Gilmer Road, Longview, TX, 75604-4600 | 35.9 | |
| Liberty Mutual Independent | Jackson-Lloyd Insurance Agency | 1615 Judson Road, Longview, TX, 75601 | 35.7 | |
| Travelers | Bounds Insurance Agency Inc | 1 W Austin St, Center, TX, 75935 | 26.4 | |
| State Farm | Patsy Meck | 472 W Panola St, Carthage, TX, 75633-2520 | 2.5 | |
| Travelers | The Patterson Agency | 101 W Sabine, Carthage, TX, 75633 | 2.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Panola County, TX | $97,200 | $1,006 | $660 | $1,550 | $890 |
| Panola County, TX | $97,200 | $1,006 | $660 | $1,550 | $890 |
| Lakeport, TX | $90,000 | $1,047 | $690 | $1,610 | $920 |
| De Soto, LA | $110,000 | $941 | $660 | $1,350 | $690 |
| Shreveport, LA | $139,800 | $1,417 | $990 | $2,040 | $1,050 |
| Blanchard, LA | $170,200 | $1,770 | $1,240 | $2,550 | $1,310 |
| Longview Northwest, TX | $201,800 | $1,838 | $1,210 | $2,830 | $1,620 |
| Liberty City, TX | $132,000 | $1,647 | $1,090 | $2,540 | $1,450 |
| Cushing-Douglass, TX | $81,600 | $1,429 | $940 | $2,200 | $1,260 |
| Jefferson, TX | $102,200 | $1,529 | $1,010 | $2,350 | $1,340 |
| Lake O' the Pines, TX | $84,400 | $1,027 | $680 | $1,580 | $900 |
| Chireno, TX | $100,300 | $1,521 | $1,000 | $2,340 | $1,340 |