Gavop's guide to buying homeowners insurance in Saco, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Saco, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dirt Rd, Henry St, Scamman St, Stockman Ave, Park Rd, Ferry Park Ave, Berry Rd, Lawn Ave, Morris Ave, Horseshoe Dr | $255,000 | $210,000 | $250,000-$300,000 | $190,000 | $160,000 | $150,000-$175,000 |
| Riverside Ave, Simpson Rd, Prior Cir, Richards Way, Clayton Dr, Beacon Ave, Jasmine Dr, Lillian Ave, Michele Way, Green St Exd | $242,500 | $220,000 | $200,000-$250,000 | $162,500 | $150,000 | $150,000-$175,000 |
| Parker Cir, Rocky Hill Rd, Palmer Ave, Skyline Dr, Cove Ave, Boothby Rd, Cottage Ave, Ocean Park Rd, Lina Ave, Washington Ave | $192,000 | $170,000 | $200,000-$250,000 | $199,500 | $180,000 | $175,000-$200,000 |
| Ross Rd, Pleasant View Dr, Robin St, Woodland Ave, Cranberry Ln, Boothby Ln, Smutty Ln, Willow Haven St, Weston Train Ave, Woodman Ave | $216,000 | $180,000 | $200,000-$250,000 | $163,000 | $150,000 | $150,000-$175,000 |
| Old Buxton Rd, Louise St, McKinnons Way, Ginger Ln, Oakland St, Coolidge Ave, Blue Star Memorial Hwy, Mary Ave, Outlook Ave, Tall Pines Ln | $213,000 | $190,000 | $200,000-$250,000 | $215,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $585 |
| Superior Protection Discount | -$69 | $620 |
| Fire & Security Discount | -$48 | $641 |
| Hail Resistant Roof Discount | -$14 | $675 |
| Newly Constructed Home Discount | -$186 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,000 | $793 | $1,793 | $576 | $1,576 | $217 |
| Saco, ME | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| West Kennebunk, ME | $100 | $998 | $1,098 | $725 | $825 | $273 |
| Limerick, ME | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Raymond, ME | $300 | $859 | $1,159 | $624 | $924 | $235 |
| New Gloucester, ME | $700 | $675 | $1,375 | $490 | $1,190 | $184 |
| Phippsburg, ME | $1,000 | $817 | $1,817 | $594 | $1,594 | $223 |
| Boothbay Harbor, ME | $1,500 | $857 | $2,357 | $623 | $2,123 | $234 |
| Boothbay, ME | $200 | $931 | $1,131 | $676 | $876 | $254 |
| Androscoggin County, ME | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Home Insurance Company Saco, ME | Homeowners Insurance Agency Saco, ME | Address | Popularity Score | Distance from Saco (miles) |
|---|---|---|---|---|
| Travelers | Foy Insurance - Scarborough | 152 Us Route 1 Ste 11, Scarborough, ME, 4074 | 6.8 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 9.5 | |
| Allstate | Rousseau Insurance Agency | 334 Elm St, Biddeford, ME, 4005 | 3.8 | |
| Travelers | The Rousseau Insurance Agency | 334 Elm St, Biddeford, ME, 4005 | 3.8 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 9.5 | |
| State Farm | Michelle Raber | 696 Us Route 1, Scarborough, ME, 04074-9741 | 2.7 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main St, Biddeford, ME, 4005 | 3.0 | |
| Liberty Mutual Independent | Ann Harris Insurance Agency | 890 Portland Rd Ste 4, Saco, ME, 4072 | 1.0 | |
| Allstate | Scott Sherman | 1397 Main St Ste 2003, Sanford, ME, 4073 | 18.2 | |
| State Farm | Mark Browne | 20 Edwards Ave, Biddeford, ME, 04005-3009 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,030 | $500 |
| York County, ME | $233,000 | $802 | $550 | $1,120 | $570 |
| Saco, ME | $228,700 | $689 | $500 | $950 | $450 |
| West Kennebunk, ME | $332,400 | $1,010 | $740 | $1,420 | $680 |
| Limerick, ME | $169,400 | $720 | $480 | $1,020 | $540 |
| Raymond, ME | $259,000 | $869 | $600 | $1,240 | $640 |
| New Gloucester, ME | $223,700 | $683 | $460 | $960 | $500 |
| Phippsburg, ME | $232,900 | $827 | $600 | $1,140 | $540 |
| Boothbay Harbor, ME | $258,300 | $867 | $580 | $1,200 | $620 |
| Boothbay, ME | $300,700 | $942 | $630 | $1,300 | $670 |
| Androscoggin County, ME | $152,000 | $664 | $470 | $940 | $470 |