Gavop shows you how to buy homeowners insurance in Graham, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $113,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $141,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $183,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $243,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $561 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$72 | $580 |
| Hail Resistant Roof Discount | -$20 | $632 |
| Newly Constructed Home Discount | -$189 | $463 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alamance County | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Graham, NC | $700 | $644 | $1,344 | $468 | $1,168 | $176 |
| Swepsonville, NC | $200 | $997 | $1,197 | $724 | $924 | $272 |
| Forest Oaks, NC | $700 | $1,151 | $1,851 | $836 | $1,536 | $315 |
| Greensboro, NC | $200 | $824 | $1,024 | $599 | $799 | $225 |
| Bear Creek, NC | $2,000 | $770 | $2,770 | $559 | $2,559 | $210 |
| Morrisville, NC | $200 | $936 | $1,136 | $680 | $880 | $256 |
| Butner, NC | $1,500 | $653 | $2,153 | $475 | $1,975 | $178 |
| Leaksville, NC | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Stem, NC | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Sanford, NC | $300 | $664 | $964 | $482 | $782 | $181 |
| Emmons, NC | $1,500 | $587 | $2,087 | $427 | $1,927 | $160 |
| Home Insurance Company Graham, NC | Homeowners Insurance Agency Graham, NC | Address | Popularity Score | Distance from Graham (miles) |
|---|---|---|---|---|
| State Farm | Michelle Carlisle | 200 Timberhill Pl Unit 202, Chapel Hill, NC, 27514-1964 | 19.6 | |
| Erie | The Insurance Pros Inc. | 1210 Cole Mill Road Suite 101, Durham, NC, 27705 | 24.5 | |
| Travelers | Pegram Prevatte Insurance | 1105 S Church St, Burlington, NC, 27215 | 4.0 | |
| State Farm | Mike Shoffner | 845 S Main St, Graham, NC, 27253-3734 | 0.6 | |
| Erie | Central Carolina Insurance | 2855 S Church St 2855 S Church St, Burlington, NC, 27215 | 5.8 | |
| Travelers | Encore Insurance Advisors | 1045 S Church St, Burlington, NC, 27215 | 4.0 | |
| Travelers | Winfred C Harper Agency | 1037 S Main St, Burlington, NC, 27215 | 3.9 | |
| State Farm | Greg Lopeman | 104 Nc Highway 54 W Bypass, Carrboro, NC, 27510-1597 | 19.1 | |
| Allstate | Reginald Wright | 1334 Mebane Oaks Rd, Mebane, NC, 27302 | 6.8 | |
| Allstate | Cody Holliday | 4324 S Alston Ave Ste 106, Durham, NC, 27713 | 29.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,220 | $570 |
| Alamance County, NC | $145,500 | $808 | $550 | $1,120 | $570 |
| Graham, NC | $131,800 | $652 | $470 | $920 | $450 |
| Swepsonville, NC | $194,300 | $1,009 | $700 | $1,380 | $680 |
| Forest Oaks, NC | $246,300 | $1,165 | $780 | $1,610 | $830 |
| Greensboro, NC | $152,300 | $834 | $560 | $1,190 | $630 |
| Bear Creek, NC | $132,600 | $779 | $570 | $1,100 | $530 |
| Morrisville, NC | $304,500 | $947 | $690 | $1,350 | $660 |
| Butner, NC | $134,400 | $661 | $480 | $910 | $430 |
| Leaksville, NC | $85,400 | $871 | $590 | $1,200 | $610 |
| Stem, NC | $151,300 | $856 | $610 | $1,170 | $560 |
| Sanford, NC | $137,400 | $672 | $490 | $920 | $430 |
| Emmons, NC | $103,000 | $594 | $420 | $830 | $410 |