Gavop shows you how to buy homeowners insurance in Hernando, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hernando, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Trace Dr, Spring Ridge Dr, Fountain Gate Dr E, Hourglass Dr W, St Elmo Fire Dr, Conger Ct W, Clearview Rd, Vinson Rd, Carlee Dr, Crenshaw Dr | $173,500 | $160,000 | $150,000-$175,000 | $196,000 | $170,000 | $150,000-$175,000 |
| Green T Blvd W, Village Wood Dr, Middle Buster Rd, Shadow Moss Cove, Appledore Cv, Buck Run Dr, Ohara Cove, Pendulum Dr E, W South St, Markston Dr | $197,000 | $170,000 | $175,000-$200,000 | $205,500 | $190,000 | $200,000-$250,000 |
| Mary Claire Ln, Plank Rd, Sharon Cove W, Keenlan Dr, Green Duck Dr, Gaines Rd, Bienville Rd, Meadow Trace Cove, Summer Oaks Pl, Nottaway Dr | $205,500 | $180,000 | $200,000-$250,000 | $268,500 | $220,000 | $200,000-$250,000 |
| Bright Heights Dr, Della St, Birch Island Dr, Emery Hills Cir S, Cumberland Dr, Green Port Dr, Banks Cove, Anthony Cove, Mason Dr N, Bending Oak S | $220,500 | $190,000 | $200,000-$250,000 | $293,000 | $250,000 | $300,000-$350,000 |
| Valley Gate Dr, Woods Ln, Oak Crest Rd, Big Horn Dr S, Notting Hill Dr, Flint Lock Cove, Saddlebrook W, Sledgefield Ln, Oliver Dr, Fall Brook Cv | $174,500 | $160,000 | $150,000-$175,000 | $217,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $838 |
| Superior Protection Discount | -$97 | $877 |
| Fire & Security Discount | -$68 | $906 |
| Hail Resistant Roof Discount | -$19 | $955 |
| Newly Constructed Home Discount | -$244 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeSoto County | $1,500 | $1,283 | $2,783 | $932 | $2,432 | $351 |
| Hernando, MS | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Tunica Resorts, MS | $200 | $1,384 | $1,584 | $1,006 | $1,206 | $378 |
| Mississippi, AR | $1,500 | $765 | $2,265 | $556 | $2,056 | $209 |
| Jennette, AR | $400 | $868 | $1,268 | $631 | $1,031 | $237 |
| Moscow, TN | $1,500 | $809 | $2,309 | $588 | $2,088 | $221 |
| Earle, AR | $200 | $834 | $1,034 | $606 | $806 | $228 |
| Fogleman, AR | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Fayette County, TN | $500 | $1,036 | $1,536 | $753 | $1,253 | $283 |
| Independence, AR | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Franks, AR | $500 | $833 | $1,333 | $605 | $1,105 | $228 |
| Gilt Edge, TN | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Home Insurance Company Hernando, MS | Homeowners Insurance Agency Hernando, MS | Address | Popularity Score | Distance from Hernando (miles) |
|---|---|---|---|---|
| Allstate | Steve Henderson | 1750 Goodman Rd W Ste 110, Horn Lake, MS, 38637 | 8.0 | |
| Allstate | James Wallace | 2416 E Parkway St, Hernando, MS, 38632 | 1.8 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 7.9 | |
| Allstate | Thomas Wooten | 5740 Getwell Rd Ste B, Southaven, MS, 38672 | 7.2 | |
| State Farm | Bill Gorman | 7165 Getwell Rd Bldg A, Southaven, MS, 38672-9619 | 8.5 | |
| State Farm | Sam Lauderdale | 11 W Commerce Street, Hernando, MS, 38632-2213 | 1.8 | |
| State Farm | Marti Stark | 1007 N Lamar Blvd Ste 4, Oxford, MS, 38655-2864 | 42.6 | |
| Allstate | Charles Calhoon | 456 Highway 6 E, Batesville, MS, 38606 | 37.3 | |
| State Farm | Barry Bouchillon | 40 Stateline Rd W, Southaven, MS, 38671-1706 | 9.8 | |
| Liberty Mutual Independent | Tackett Agency, Inc. | 300 Cherry St, Marks, MS, 38646 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $790 | $1,660 | $870 |
| DeSoto County, MS | $158,600 | $1,299 | $940 | $1,860 | $920 |
| Hernando, MS | $181,100 | $974 | $690 | $1,340 | $650 |
| Tunica Resorts, MS | $150,800 | $1,401 | $990 | $1,950 | $960 |
| Mississippi, AR | $84,100 | $774 | $560 | $1,110 | $550 |
| Jennette, AR | $75,800 | $879 | $620 | $1,250 | $630 |
| Moscow, TN | $87,700 | $819 | $580 | $1,170 | $590 |
| Earle, AR | $69,100 | $844 | $620 | $1,210 | $590 |
| Fogleman, AR | $54,800 | $768 | $520 | $1,090 | $570 |
| Fayette County, TN | $185,000 | $1,048 | $770 | $1,460 | $690 |
| Independence, AR | $67,900 | $704 | $490 | $970 | $480 |
| Franks, AR | $68,900 | $843 | $580 | $1,150 | $570 |
| Gilt Edge, TN | $106,000 | $894 | $620 | $1,230 | $610 |