How Can I Make My Commerce, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Commerce, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Commerce, TX Home Insurance Coverage Levels | Back to Top

Commerce, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
State Hwy 24 Bus, Culver St, County Line Rd, Morse St, State Loop 178, Co Rd 4605, State Hwy 24 Bus, Co Rd 4514, Branding Iron, Co Rd 4601 $151,000 $140,000 $150,000-$175,000 $128,500 $120,000 $150,000-$175,000
Walnut St, Co Rd 4804, FM 1532, Co Rd 4604, Co Rd 4713, Brookhaven Ter, Spruce St, Co Rd 4506, Knight St, Faye $151,000 $130,000 $150,000-$175,000 $132,000 $110,000 $150,000-$175,000
Co Rd 4606, Co Rd 4715, Dixie St, Monroe St, Woodglen Dr, Aldridge St, Co Rd 4409, Earl St, Meadowview Rd, Co Rd 4915 $82,000 $70,000 $50,000-$75,000 $74,000 $70,000 $50,000-$75,000
Co Rd 4608, Co Rd 4511, Co Rd 4503, Earl St, Norris St, Windy Dr, 4th St, Maple St, Co Rd 4730, Mc Whiter Dr $110,500 $90,000 $75,000-$100,000 $94,000 $80,000 $100,000-$125,000
Johnson St, Co Rd 4702, State Loop 178, Co Rd 4900, Co Rd 4807, FM 904, Jefferson St, Lilly Dr, Blackburn St, Hickory St $110,000 $100,000 $100,000-$125,000 $55,000 $50,000 $25,000-$50,000

Choose the Best Commerce, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $100 to $150,000 2 Pets, Smoker $780
Full Time Job 500-549 Credit Score $50 to $75,000 1 Pet, Non-Smoker $240
Part Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $630

Choose your Commerce, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,392
Hail Damage $4,476
Wind Damage $6,242
Expensive Claims
Fire $43,336
Smoke $17,054

Identify Top Home Insurance Agents near Commerce, TX | Back to Top

Home Insurance Company Commerce, TX Homeowners Insurance Agency Commerce, TX Address Popularity Score Distance from Commerce (miles)
Travelers Alpha Omega Insurance Agency 3131 Custer Ste 275, Plano, TX, 75075
49.2
State Farm Michael Johnson 5005 Mckiny Rch Pkwy Ste 230, Mckinney, TX, 75070-6866
43.9
State Farm Kay Patel 4251 E Renner Rd Ste 110, Richardson, TX, 75082-2753
45.5
State Farm Kyle Bradshaw 4750 N Jupiter Rd Ste 224, Garland, TX, 75044-5861
48.9
State Farm Chris Lair 125 S Main St, Farmersville, TX, 75442-2207
26.0
State Farm Courtney Mcmanis 915 W Exchange Pkwy Ste 250, Allen, TX, 75013-7079
44.4
State Farm Mike Makara 828 Belt Line Rd, Garland, TX, 75040-3633
47.4
Liberty Mutual Independent Davis-Dyer-Max Inc 3200 Broadway Blvd Ste 400, Garland, TX, 75043
48.9
State Farm Amie Kurtenbach 2901 W Fm 544 Ste 150, Wylie, TX, 75098-7056
42.3
Allstate John Pavle 1333 W Mcdermott Dr Ste 185, Allen, TX, 75013
46.0

Compare Rates for Commerce, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $650 $430 $1,000 $570
Hunt County, TX $93,700 $400 $260 $620 $360
Commerce, TX $79,600 $330 $220 $510 $290
Neylandville, TX $85,000 $430 $280 $660 $380
Cumby, TX $91,300 $470 $310 $720 $410
Howland, TX $75,300 $420 $280 $650 $370
West Tawakoni, TX $54,100 $280 $180 $430 $250
Emory, TX $88,300 $360 $240 $550 $310
Yantis, TX $73,800 $380 $250 $590 $340
Fate, TX $185,400 $1,080 $710 $1,660 $950
Franklin County, TX $89,400 $420 $280 $650 $370
Allen, TX $197,400 $1,090 $720 $1,680 $960
Southmayd, TX $57,900 $310 $200 $480 $280