Gavop shows you how to buy homeowners insurance in Hamilton County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hamilton County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| SE 87th Ter, SW 9th St, SW 42 Ct, SE 160 Ct, NW 26th Ave, Pine Forest Dr, State Hwy 25, Bristol Ave SW, 8th St SW, NW 25th Ter | $149,500 | $140,000 | $150,000-$175,000 | $121,000 | $110,000 | $125,000-$150,000 |
| State Hwy 51, Co Rd 150, SE 57th Way, NW 23rd Ave, 10th Ave SW, SW 90th Pl, NW 12th Trl, NW 22nd Blvd, NW 38th Loop, Brown Dr | $107,000 | $90,000 | $100,000-$125,000 | $65,000 | $60,000 | $50,000-$75,000 |
| SW 16th St, NW 49th St, NW 32nd St, SE 95th St, NW 25th Dr, NW 27th Trl, NW 26 Way, NW 20th Ter, SW 61 Ave, NW 35th Ter | $67,000 | $60,000 | $50,000-$75,000 | $69,500 | $60,000 | $50,000-$75,000 |
| W 65th, NW 29th Ln, Co Rd 751, NW 22 Ln, NW 37th Dr, 107th Ave, 11th Ave SW, NW 37th Blvd, SW 62nd Loop, NW 29th Loop | $129,500 | $110,000 | $100,000-$125,000 | $93,500 | $80,000 | $75,000-$100,000 |
| Co Rd 132, 4th St SW, NW 95th Pl, NE 20th Loop, SW 38 Ln, Earl St, NW 86 Blvd, SW 78 Pl, NW 38th Ter, SE 44 Ave | $78,500 | $70,000 | $50,000-$75,000 | $72,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $692 |
| Home and Two Car | -$120 | $632 |
| Home and Three Car | -$188 | $564 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $1,000 | $744 | $1,744 | $540 | $1,540 | $203 |
| Hamilton County, FL | $1,000 | $744 | $1,744 | $540 | $1,540 | $203 |
| Echols County, GA | $500 | $818 | $1,318 | $594 | $1,094 | $223 |
| Lake Park, GA | $2,000 | $750 | $2,750 | $545 | $2,545 | $205 |
| Day, FL | $500 | $874 | $1,374 | $635 | $1,135 | $239 |
| Remerton, GA | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Barretts, GA | $500 | $815 | $1,315 | $592 | $1,092 | $223 |
| Hahira, GA | $700 | $847 | $1,547 | $615 | $1,315 | $231 |
| Morven, GA | $400 | $711 | $1,111 | $517 | $917 | $194 |
| Worthington Springs, FL | $700 | $990 | $1,690 | $719 | $1,419 | $271 |
| Spring Ridge, FL | $200 | $1,437 | $1,637 | $1,044 | $1,244 | $393 |
| Barney, GA | $2,500 | $745 | $3,245 | $541 | $3,041 | $204 |
| Home Insurance Company Hamilton County, FL | Homeowners Insurance Agency Hamilton County, FL | Address | Popularity Score | Distance from Hamilton County (miles) |
|---|---|---|---|---|
| Allstate | Faye Mcknight | 363 Sw Baya Dr Ste 102, Lake City, FL, 32025 | 28.1 | |
| Liberty Mutual Independent | Jordan Agency Inc | 1416 Ohio Ave N, Live Oak, FL, 32064 | 12.6 | |
| Travelers | Jeff Tippens Insurance Agency Inc | 313 Ohio Ave N, Live Oak, FL, 32064 | 13.4 | |
| Allstate | Harrell Agency | 109 Hatley St W, Jasper, FL, 32052 | 1.9 | |
| State Farm | Rob Cathcart | 115 Grand St Ne, Live Oak, FL, 32064-4840 | 12.5 | |
| Travelers | Drawdy Insurance Services | 738 Sw Main Blvd , Lake City, FL, 32025 | 28.4 | |
| State Farm | Derek Loadholtz | 1562 South Ohio Avenue, Live Oak, FL, 32064-4514 | 14.6 | |
| Liberty Mutual Independent | Wheeler Agency Inc The | 622 Sw Main Blvd, Lake City, FL, 32025 | 28.3 | |
| Allstate | Roberts Of Lk Butler | 25 E Main St, Lake Butler, FL, 32054 | 48.8 | |
| State Farm | John Burns Iii | 234 Sw Main Blvd, Lake City, FL, 32025-7047 | 28.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hamilton County, FL | $73,500 | $753 | $590 | $1,010 | $420 |
| Hamilton County, FL | $73,500 | $753 | $590 | $1,010 | $420 |
| Echols County, GA | $57,000 | $827 | $600 | $1,130 | $530 |
| Lake Park, GA | $131,300 | $759 | $540 | $1,090 | $550 |
| Day, FL | $71,900 | $885 | $690 | $1,190 | $500 |
| Remerton, GA | $98,800 | $739 | $540 | $1,050 | $510 |
| Barretts, GA | $150,200 | $825 | $560 | $1,150 | $590 |
| Hahira, GA | $160,700 | $857 | $620 | $1,180 | $560 |
| Morven, GA | $95,500 | $720 | $510 | $1,000 | $490 |
| Worthington Springs, FL | $89,000 | $1,002 | $780 | $1,340 | $560 |
| Spring Ridge, FL | $156,000 | $1,454 | $1,130 | $1,950 | $820 |
| Barney, GA | $101,300 | $754 | $550 | $1,070 | $520 |