Gavop shows you how to buy homeowners insurance in Hempstead, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hempstead, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| FM 3346, 1st St, St Mary's St, Shepherd St, Derrick Rd, 18th St, Mitchmore Ln, Factory Outlet Dr, State Hwy 159, Main St | $173,500 | $140,000 | $150,000-$175,000 | $154,000 | $140,000 | $175,000-$200,000 |
| Stepan Rd, Joswiak Ln, Calvit Rd, Hamilton St, Bremond, Ray Wright Rd, Mannix Rd, Repka Rd, FM 1887 Rd, Cochran Rd | $112,000 | $100,000 | $100,000-$125,000 | $120,500 | $110,000 | $125,000-$150,000 |
| Oak St, 9th St, Blasingame Rd, Waller Gladdish Rd, St Barbe St, FM 2979 Rd, Howth Rd, Bell Rd, Fawn Dr, Henson Rd | $164,000 | $140,000 | $175,000-$200,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Wilkins St, 7th St, Locust, FM 362, Harpers Church Rd, Deerwood Dr, 5th St, 14th St, Brazos Estates Dr, Jingles Rd | $102,500 | $90,000 | $75,000-$100,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Pin Oak Dr, Muckelroy Rd, 2nd St, Jackson St, Market St, Kosse St, Baker St, Addie Gee Rd, 19th St, Bremond St | $118,500 | $110,000 | $125,000-$150,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $804 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$87 | $881 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$203 | $765 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Waller County | $2,500 | $1,382 | $3,882 | $1,004 | $3,504 | $378 |
| Hempstead, TX | $1,500 | $957 | $2,457 | $695 | $2,195 | $261 |
| Brookshire, TX | $500 | $954 | $1,454 | $693 | $1,193 | $261 |
| Pattison, TX | $700 | $1,726 | $2,426 | $1,254 | $1,954 | $472 |
| Burton, TX | $200 | $1,598 | $1,798 | $1,161 | $1,361 | $437 |
| Cumings, TX | $2,500 | $1,679 | $4,179 | $1,220 | $3,720 | $459 |
| Glidden, TX | $200 | $1,550 | $1,750 | $1,127 | $1,327 | $424 |
| Fort Bend County, TX | $1,000 | $1,272 | $2,272 | $925 | $1,925 | $348 |
| Colorado County, TX | $100 | $983 | $1,083 | $715 | $815 | $269 |
| Aldine, TX | $700 | $1,006 | $1,706 | $731 | $1,431 | $275 |
| Greatwood, TX | $200 | $1,092 | $1,292 | $794 | $994 | $299 |
| Cut and Shoot, TX | $2,000 | $1,523 | $3,523 | $1,106 | $3,106 | $416 |
| Home Insurance Company Hempstead, TX | Homeowners Insurance Agency Hempstead, TX | Address | Popularity Score | Distance from Hempstead (miles) |
|---|---|---|---|---|
| State Farm | Charlie Pierce | 15210 Spring Cypress Rd Ste K, Cypress, TX, 77429-6448 | 26.0 | |
| Farmers | Andres F. Alzate | 52 Sugar Creek Center Blvd Ste 175, Sugar Land, TX, 77478 | 42.9 | |
| State Farm | Chris Badger | 13176 Memorial Dr, Houston, TX, 77079-7225 | 37.2 | |
| Farmers | Lois Spicer | 4189 Bellaire Blvd Ste 252, Houston, TX, 77025 | 46.1 | |
| State Farm | Joel Muller | 11740 Barker Cypress Rd, Cypress, TX, 77433-2289 | 25.8 | |
| Farmers | Paul Pesek | 10603 Grant Rd Ste 110, Houston, TX, 77070 | 30.9 | |
| Travelers | Carroll Insurance Agency Ltd | 14906 Fm 529 Rd, Houston, TX, 77095 | 30.2 | |
| State Farm | Jose Villafana | 10431 S Post Oak Rd, Houston, TX, 77035-3303 | 46.9 | |
| Farmers | Criselda Cavazos | 740 E 20th St Ste C, Houston, TX, 77008 | 45.6 | |
| Allstate | Thomas Stevens | 6201 N Fry Rd Ste A, Katy, TX, 77449 | 26.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Waller County, TX | $157,600 | $1,399 | $920 | $2,150 | $1,230 |
| Hempstead, TX | $147,600 | $968 | $640 | $1,490 | $850 |
| Brookshire, TX | $174,300 | $966 | $640 | $1,490 | $850 |
| Pattison, TX | $164,700 | $1,747 | $1,150 | $2,690 | $1,540 |
| Burton, TX | $123,800 | $1,617 | $1,070 | $2,490 | $1,420 |
| Cumings, TX | $148,000 | $1,699 | $1,120 | $2,620 | $1,500 |
| Glidden, TX | $111,400 | $1,569 | $1,040 | $2,420 | $1,380 |
| Fort Bend County, TX | $233,300 | $1,288 | $850 | $1,980 | $1,130 |
| Colorado County, TX | $116,700 | $995 | $660 | $1,530 | $870 |
| Aldine, TX | $82,200 | $1,018 | $670 | $1,570 | $900 |
| Greatwood, TX | $322,000 | $1,106 | $730 | $1,700 | $970 |
| Cut and Shoot, TX | $105,000 | $1,541 | $1,020 | $2,370 | $1,350 |